Non-Performing Loans Portfolio in The Banking Sector of Bangladesh and Recovery Status: A Study on Rangpur Region

Mst. Nishrat Zaman

Authors

Mst. Nishrat Zaman

Keywords:

non-performing loan (NPL), economic enhancement, state owned commercial banks (SOCBs),

Abstract

Non-performing loan (NPL) is the recent burning issue and great challenge for the banking sector. Banks play very important role for economic enhancement of a country. They provide funds to the deficit units for business, production & development activities. But when banks fail to recover loan, then it becomes to non-performing loan. In Bangladesh, state owned commercial banks (SOCBs) are the worst and private commercial banks are lest sufferers from non-performing loan. This paper tries to represent the non-performing loan status of banks operating in seven districts under Rangpur division. This study is descriptive and based on secondary sources. The aim of this paper is to present the non-performing loan scenario and recovery status of the mentioned area and to provide recommendations for mitigating nonperforming loan in Rangpur region.

Downloads

How to Cite

Non-Performing Loans Portfolio in The Banking Sector of Bangladesh and Recovery Status: A Study on Rangpur Region. (2020). Global Journal of Management and Business Research, 20(C1), 17-29. https://journalofbusiness.org/index.php/GJMBR/article/view/3041

Download Citation

References

B Adhikary (2006) Non-Performing Loans: A Catastrophic Phenomena in Banking Sector of Bangladesh. 4(26), 75-95.

N Afroze, G Uddin (2008) Non-Performing Loan and Management Guidelines for Remedies: An Empirical View of Bank Employees.

E Ahmed, Z Rahman, R Ahmed (2006) Comperative analysis of loan recovery among nationalized, private and is lamic commercial banks of Bangladesh.

S Ahmed (2006) Banking Sector Performance in Bangladesh.

Nurul Alam, S Jahan (1999) Risk Management System for Loan Default Prediction in Banking Sector. 34(4), 23-38.

W Anjom, A Karim (2016) Relationship between non-performing loans and macroeconomic factors with bank specific factors: a case study on loan portfolios-SAARC countries perspective. 7(2), 1-29.

(2003) Figure 3.1. Ratio of non-performing loans to total loans.

B Banik, P Das (2015) Classified loans and Recovery Performance: A comparative study between SOCBs and PCBs in Bangladesh. 43(3), 20-24.

Dalvinder Singh (2020) EU Non-Performing Loans and Loan Loss Provisioning. 93-114.

A Chowdhury, Afifatun Jannah (2002) Causes of Non-Performing Loan: A Study on Bangladesh Public Sector Banks. 4(1), 21-54.

R Chowdhury, B Dhar (2012) The Perspective of Loan Default Problems of the Commercial Banking Sector of Bangladesh: A Closer look into the Key Contributory Factors. 18(1), 71-87.

M Emran (2019) Economic activity, investment and non performing loans: Greece.

M Faruk, M Islam (2015) An Analytical Review of Non-Performing Loan: Bangladesh and Global Perspectives.

Reza Hassan (1997) Efficiency Through Competition: Comparison of commercial Banks. 16(1), 113-130.

K Hassan (1994) The financial sector reform of Bangladesh. 3(1-2), 40-64.

Y Hou, D Dickinson (2007) The nonperforming loans: some bank-level evidences.

A Islam (2019) Effectiveness of alternative dispute resolution on the recovery of non-performing loans under Artha Rin Adalat: A study on nationalized commercial banks in Bangladesh.

M Islam, N Shil, M Mannan (2005) Figure 1.26. Non-performing loans are rising in some emerging market economies.

S Khan, Q Farooqi (2011) Implication of the Legal Framework Guiding Loan Recovery. 287-300.

D Majumder (2014) WHAT CAUSES NON-PERFORMING LOANS? EVIDENCE FROM THE ISLAMIC BANKING SECTOR OF BANGLADESH. 11-21.

H Moti, J Masinde, N Mugenda, M Sindani (2012) Effectiveness of credit management system on loan performance: empirical evidence from micro finance sector in Kenya. 2(6), 99-108.

M Mujeri (2018) Rising non-performing loans. The Daily Star.

B Nimalathasan (2008) A comparative study of financial performance of banking sector in Bangladesh. An application of CAMELS rating system. 2, 133.

(2020) Non-Performing Loans: A Catastrophic Phenomena in Banking Sector of Bangladesh.

S Parven (2011) Nonperforming loans of commercial banks in Bangladesh.

A Pasricha (2007) On Financial Sector Reform in Emerging Markets: Enhancing Creditors' Rights and Securitizing Non-Performing Loans in the Indian Banking Sector-An Elephant's Tale. 55, 325.

Jyotirmoy Podder, Ashraf Al Mamun (2004) Loan loss provisioning system in Bangladesh banking. 19(6), 729-740.

R Rajan, S Dhal (2003) Non-performing loans and terms of credit of public sector banks in India: An empirical assessment. 24(3), 81-121.

M Siddiqua, M Zaman Loan Recovery and Performance of Commercial Banks: A Study on Jamuna Bank Limited (JBL) & Janata Bank Limited (JB).

Nahida Aktar, Shah Alam (2006) A Comparative Study on Operational and Financial Performance of International Finance Investment and Commerce Bank Ltd and Agrani Bank Ltd in Bangladesh. 3(2), 53-62.

Eugenia Bondarenko, Olena Zhuravka, John O. Aiyedogbon, Ologunla Emmanuel Sunday, Vita Andrieieva (2020) Structural modeling of the impact of bank nonperforming loans on the banking sector: the Ukrainian experience. 15(2), 67-78.

D Woo (2000) Two Approaches to Resolving Nonperforming Assets During Financial Crises. 00(33), 1.