Micro Credit of Community Banks and Consumption of the Poor

Mr. Roko Lumi Peter; Dr. M S. Isyaka; Isyaka Mohammed Salisu

Authors

Mr. Roko Lumi Peter
Dr. M S. Isyaka
Isyaka Mohammed Salisu

Keywords:

socio- economic characteristics of the borrowers

Abstract

This article investigates the influence of community banks' micro credit on consumption of the beneficiaries. A survey is conducted in tracing the loan beneficiaries and estimating the pattern of change in their consumption in Bauchi State. Various items for consumption of the poor were identified and logged side by side with the OLS equation with a view to see the credit influence over a period of time. The result shows that micro credit and consumption of the poor are positively related. However, the outcome defends on many socio-economic characteristics of the borrowers.

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How to Cite

Micro Credit of Community Banks and Consumption of the Poor. (2017). Global Journal of Management and Business Research, 16(A11), 35-43. https://journalofbusiness.org/index.php/GJMBR/article/view/2093

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