Impact of Microcredit Programs on Women Empowerment in Bangladesh: A Comparative Study of Grameen Bank and BRAC

Authors

  • Noman Hasan

  • Sayma Hossain Shetu

  • Brishti Chakraborty

  • Abdul Gaffar Khan

Keywords:

microcredit, women empowerment, NGOS, economic development

Abstract

The purpose of this paper is to investigate the effects of microcredit programs on women empowerment in Bangladesh, especially in rural areas, by making a comparative study of Grameen Bank and BRAC. In this study, both primary and secondary data were used. Primary data were collected by a household questionnaire survey in Tangail district. Percentage analysis, cross-tabulation, and paired t-test had been used to analyze and interpret the data. Secondary data were retrieved from different books and magazines, internet and related journals, and project papers. The results showed that microcredit programs of Grameen Bank and BRAC have a significant impact on women empowerment in Tangail district, Bangladesh. The research was limited to Tangail region, and only two NGOs were taken into consideration while collecting primary data. The policymakers can utilize these research findings while making policies on women empowerment. This study will also encourage different other NGOs to broaden their microcredit programs as well as the women to take microcredit and change their fortune.

How to Cite

Impact of Microcredit Programs on Women Empowerment in Bangladesh: A Comparative Study of Grameen Bank and BRAC. (2019). Global Journal of Management and Business Research, 19(A10), 43-54. https://journalofbusiness.org/index.php/GJMBR/article/view/2852

References

(2000) Unknown Title.

A Dobra (2011) Policies and poverty alleviation. 3, 216-236.

M Elissa (2006) Why do fewer leadership opportunities go to women?. 19-36.

Tom Burns, Ewa Roszkowska, Ugo Corte, Nora Machado (2008) Sociological Game Theory: Agency, Social Structures and Interaction Processes. (5(89)), 187-199.

A Goetz, R Sen Gupta (1996) Who takes the Credit? Gender, Power, and Control Over Loan Use in Rural Credit Programme in Bangladesh. 24(1), 45-63.

F Graflund (2013) Impact of Microcredit on Women Empowerment: A Case Study in the Context of Chattogram District, Bangladesh. 120-136.

S Hashemi, S Schuler, A Riley (1996) Rural Credit Programs and Women's Empowerment in Bangladesh. 24(4), 635-653.

S Hussain, Md. Prodhan, Md. Rahman (1000) Simulation analysis to optimize the performance of homojunction p-i-n In0.7Ga0.3N solar cell. 24(02), 192-199.

Naila Kabeer (1998) Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh. 29(1), 63-84.

Naila Kabeer (2001) Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh. 29(1), 63-84.

R Khandker (1998) Fighting Poverty with Microcredit -Experience in Bangladesh.

S Khandker, M Pitt (1998) The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?. 106(5), 958-996.

E King (2008) Vietnam's Decree on Microfinance: A Flawed Attempt to Create an Enabling Legal Environment for Microfinance. 17, 187-207.

Q Le, V Reven (2015) Woman entrepreneurship in rural Vietnam: success and motivational factors. 49, 57-76.

Sara Longwe, Roy Clarke (1994) The Process of Women's Empowerment.

S Malathi, K Vijayarani (2012) Microfinance and Women Empowerment in the Rural Areas of Cuddalore District of Tamilnadu. 12, 174-182.

A Mizan (1993) Women's Decision Making Power in Rural Bangladesh: A case study of Grameen. 97-126.

Mowca (2008) Ministry of women and children affairs: government of the people's republic of Bangladesh.

Tracey Moyle, Maureen Dollard, Saswata Biswas (2006) Personal and Economic Empowerment in Rural Indian Women. 2(2), 245-266.

Ruchira Naved (1994) Empowerment of Women: Listening to the Voices of Women. 22(2 & 3), 155-178.

Nwdp (2008) National Women Development Policy. women status in Bangladesh, in national woman development policy, ministry of women and children affairs: Government of the People's Republic of Bangladesh.

J Pillai (1995) Academic Publishing House "Dialog". 16(3), 23-24.

M Pitt, S Khandker, J Cartwright (2003) Does Micro-Credit Empower Women? Evidence from Bangladesh.

Paromita Sanyal (2009) From Credit to Collective Action: The Role of Microfinance in Promoting Women's Social Capital and Normative Influence. 74(4), 529-550.

S Sarumathi, K Mohan (2011) Role of Micro Finance in Women's Empowerment (An Empirical study in Pondicherry region rural SHG's). 1, 1-8.

J Sebstad, M Cohen (2003) Financial education for the poor microfinance opportunities.

Shahnaj Parveen, Ingrid-Ute Leonhäuser (2004) Household composition and rural livelihoods in Uganda*. 101-115.

N Stromquist (1995) The Theoretical and Practical Base for Empowerment.

S Sultana, S Hasan (2010) Impact of Microcredit on Economic Empowerment of Rural Women. 8, 43-49.

(2009) What is empowerment.

B Von, E Damball, R, M (1995) Supporting women group in Tanzania through credit: Is this a strategy for empowerment? Copenhagen: Center for Development Research.

Impact of Microcredit Programs on Women Empowerment in Bangladesh: A Comparative Study of Grameen Bank and BRAC

Published

2019-09-21

How to Cite

Impact of Microcredit Programs on Women Empowerment in Bangladesh: A Comparative Study of Grameen Bank and BRAC. (2019). Global Journal of Management and Business Research, 19(A10), 43-54. https://journalofbusiness.org/index.php/GJMBR/article/view/2852