Abstract

The study specifies and estimates the necessity of credit portfolio management of Bangladesh Krishi Bank. Portfolio management of any banking institution involves both liabilities and asset management. Estimating deposit and loan liabilities need in most efficient manner is the central point of portfolio management in a bank. Through portfolio management of banks in Bangladesh is considered by a number of factors, the recent introduction of financial sector reform measures has injected an element of dynamism and necessitated the need for diversification of credit in the portfolio management of banks. This article is an attempt to describe the present credit portfolio management practice of Bangladesh Krishi Bank and provide some suggestions to overcome those problems associated with credit port folio management.