Influence De La Concurrence Sur L'efficience Bancaire Dans Les Pays En Développement
Keywords:
competition, efficiency, DEA, tobit model
Abstract
The purpose of this article is to assess the effect of competition on banking efficiency in developing countries and particularly some countries of the CEMAC during the period 2000-2013. To achieve this, our methodological approach is structured around two stages. First, we calculate the banking efficiency levels using the non-parametric input-oriented DEA method with variable returns to scales. Second, we assess the effect of competition as measured by the CR3 concentration ratio on efficiency levels using a Tobit model. The results reveal a negative effect of competition on bank efficiency.
Downloads
How to Cite
References
R Ab Rahim (2016) Does competition foster efficiency? Empirical evidence from Malaysian commercial banks. 12(1), 1-23.
António Afonso, Miguel St. Aubyn (2006) Cross-country efficiency of secondary education provision: A semi-parametric analysis with non-discretionary inputs. 23(3), 476-491.
A Alhassan, K Et Ohene-Asare (2016) Competition and Bank efficiency in emerging markets. Empirical evidence from Ghana. 7, 268-288.
S Ambapour (2004) Efficacité technique comparée des systèmes de santé en Afrique subsaharienne : une application de la méthode de DEA. 10.
A Andries, B Capraru, M Ariff, L Et Can (2008) Cost and profit efficiency of Chinese banks: A non-parametric analysis. 19, 260-273.
R Banker, A Charnes, W Cooper (1984) Some Models for Estimating Technical and Scale Inefficiencies in Data Envelopment Analysis. 30(9), 1078-1092.
A Berger, T Et Hannan (1994) The efficiency cost of market power in the banking industry: A test of the "Quiet Life" and related hypotheses.
Allen Berger, David Humphrey (1997) Efficiency of financial institutions: International survey and directions for future research. 98(2), 175-212.
Allen Berger, Loretta Mester (1997) Inside the black box: What explains differences in the efficiencies of financial institutions?. 21(7), 895-947.
Bourbonnais (2015) Économétrie Cours et exercices corrigés" 9 e édition.
S Carbo-Valverde, D Humphrey, J Maudos, P Molyneux (2009) Cross-Country Comparisons of Competition and Pricing Power in European Banking. 28, 115-134.
Sara Castellanos, Gustavo Del Ángel, Jesús Garza-García (2013) Analysis of Competition and Efficiency in the Mexican Banking Sector. 013, 85-123.
B Casu, C Et Girardone (2007) Bank Competition, Concentration and Efficiency in the Single European Market. 74(4), 441-468.
A Charnes, W Cooper, E Rhodes (1978) Measuring the efficiency of decision making units. 2(6), 429-444.
Stijn Claessens (2009) Competition in the Financial Sector: Overview of Competition Policies. 09(45), 1.
Stijn Claessens, Luc Laeven (2004) What Drives Bank Competition? Some International Evidence. 36(3b), 563-583.
Cobac (2000) Rapport annuel de l'OCDE 2000.
Paolo Coccorese, Alfonso Pellecchia (2010) Testing the 'Quiet Life' Hypothesis in the Italian Banking Industry. 39(3), 173-202.
T Coelli (1996) A Guide to DEAP Version 2.1: A Data Envelopment Analysis (Computer) Program.
Manthos Delis, Efthymios Tsionas (2009) The joint estimation of bank-level market power and efficiency. 33(10), 1842-1850.
V Deltuvaitė, V Vaškelaitis, A Pranckevičiūtė (2007) The Impact of Concentration on Competition and Efficiency in the Lithuanian Banking Sector. 4, 1392-2785.
Harold Demsetz (1973) Industry Structure, Market Rivalry, and Public Policy. 16(1), 1-9.
D Diamond (1984) Financial Intermediation and Delegated Monitoring. 51, 393-414.
M Dietsch (2005) La place de la concurrence dans l'organisation et le fonctionnement du secteur bancaire.
Michel Dietsch, Ana Lozano-Vivas (2000) How the environment determines banking efficiency: A comparison between French and Spanish industries. 24(6), 985-1004.
Rolf Färe, Shawna Grosskopf, Joaquín Maudos, Emili Tortosa-Ausina (2012) REVISITING THE QUIET LIFE HYPOTHESIS IN BANKING USING NONPARAMETRIC TECHNIQUES. 16(1), 159-187.
M Farrel (1957) The measurement of productive efficiency. 120, 253-281.
L Florian (2012) Effet de la concurrence sur l'efficience bancaire en Afrique: Le cas de l'UEMOA.
L Florian (2015) What do we know about the role of bank competition in Africa?. 16.
Zuzana Fungáčová, Pierre Pessarossi, Laurent Weill (2012) Is bank competition detrimental to efficiency? Evidence from China. 27, 121-134.
Claudia Girardone, Philip Molyneux, Edward Gardener (2004) Analysing the determinants of bank efficiency: the case of Italian banks. 36(3), 215-227.
David Grigorian, Vlad Manole (2006) Determinants of Commercial Bank Performance in Transition: An Application of Data Envelopment Analysis. 48(3), 497-522.
D Hauner (2005) Explaining efficiency differences among large German and Austrian banks. 37, 969-980.
Olena Havrylchyk (2006) Efficiency of the Polish banking industry: Foreign versus domestic banks. 30(7), 1975-1996.
J Hicks (1935) Annual Survey of Economic Theory: The Theory of Monopoly. 3(1), 1.
Ihsan Isik, M Hassan (2002) Technical, scale and allocative efficiencies of Turkish banking industry. 26(4), 719-766.
Sandrine Kablan (2007) Mesure de l'Efficacité des Banques dans les Pays en Voie de Développement: Le Cas de l'Union Economique et Monetaire Ouest Africaine (UEMOA)*. 21(2), 367-399.
Adnan Kasman, Canan Yildirim (2006) Cost and profit efficiencies in transition banking: the case of new EU members. 38(9), 1079-1090.
Georges Kobou, Henri Ngoa Tabi, Sabine Mbenda (2009) L'efficacité du financement des micro et petites entreprises dans la lutte contre la pauvreté au Cameroun. 63(1), 135-162.
M Koetter, J Kolari, L Spierdijk (2012) Enjoying the Quiet Life under Deregulation? Evidence from Adjusted Lerner Indices for U.S. Banks. 94, 462-480.
Al Kouki, A Nasser (2014) The implication of banking competition: Evidence from African countries. 39, 878-895.
Ion Lapteacru, Emmanuelle Nys (2011) L'impact de la concurrence sur l'efficience des banques. Vol. 62(2), 313-329.
H Leibenstein (1966) Leibenstein, Harvey: Allocative Efficiency vs. X-Efficiency. 56, 124-125.
Joaquín Maudos, Juan De Guevara (2007) The cost of market power in banking: Social welfare loss vs. cost inefficiency. 31(7), 2103-2125.
S Mohamed, A Sghaier (2012) COMPETITION IN ISLAMIC BANKING. 8, 31-44.
Paul Ningaye, Madaha Mathilde, Nembot Luc (2014) Competition and Banking Efficiency in the CEMAC Zone. 6(6).
John Panzar, James Rosse (1987) Testing For "Monopoly" Equilibrium. 35(4), 443.
Anca Pruteanu-Podpiera, Laurent Weill, Franziska Schobert (2007) Banking Competition and Efficiency: A Micro-Data Analysis on the Czech Banking Industry. 6, 52-74.
Emmanuel Sarpong-Kumankoma, Joshua Abor, Anthony Aboagye, Mohammed Amidu (2017) Freedom, competition and bank efficiency in Sub-Saharan Africa. 59(6), 1359-1380.
Liliana Solís, Joaquín Maudos (2008) The social costs of bank market power: Evidence from Mexico. 36(3), 467-488.
Roberta Staub, Geraldo Da Silva E Souza, Benjamin Tabak (2010) Evolution of bank efficiency in Brazil: A DEA approach. 202(1), 204-213.
F Sufian (2008) Determinants of bank efficiency during unstable macroeconomic environment: Empirical evidence from Malaysia.
R Turk-Ariss (2010) On the implications of market power in banking: Evidence from developing countries. 34(4), 765-775.
Salah U-Din, David Tripe, Mh. Kabir (2017) Market Competition and Bank Efficiency: A Post GFC Assessment of Australia and New Zealand.
Viverita (2014) Cost Efficiency and Market Power: A Test of Quiet Life and Related Hypotheses in Indonesian Banking Industry. 215, 1-23.
Manjula Wanniarachchige, Yasushi Suzuki (2010) Bank Competition and Efficiency: The Case of Sri Lanka. 1(1), 117-131.
Laurent Weill (1998) Concurrence et efficience dans la banque. 13(2), 101-127.
Laurent Weill (2004) On the Relationship Between Competition and Efficiency in the EU Banking Sectors. 37(3), 329-352.
J Williams (2012) Efficiency and market power in Latin American banking. 8, 263-276.
Published
2020-02-03
Issue
Section
License
Copyright (c) 2020 Authors and Global Journals Private Limited
This work is licensed under a Creative Commons Attribution 4.0 International License.