The Impact of Credit Risk Management on the Performance of Commercial Banks in Cameroon. Case Study of BICEC Cameroon
Keywords:
Abstract
The study is based on finding out the impact of credit risk management on the performance of commercial banks with specific objectives of evaluating loan assessment techniques used by banks and finding out various risk management tools used to manage credit risk. In order to verify it, secondary data were used to carry out ratio analyses and trend analyses which were then correlated to the percentages changes in profits. The findings of the study indicated that the Non-Performing loans (NPL) to total loans ratio which is one of the risk management indicators is a major predicator and is significantly related to bank financial performance, followed by the loan to total deposit ratio and loans to total assets ratios that have an inverse impact on financial performance of banks.
Downloads
- Article PDF
- TEI XML Kaleidoscope (download in zip)* (Beta by AI)
- Lens* NISO JATS XML (Beta by AI)
- HTML Kaleidoscope* (Beta by AI)
- DBK XML Kaleidoscope (download in zip)* (Beta by AI)
- LaTeX pdf Kaleidoscope* (Beta by AI)
- EPUB Kaleidoscope* (Beta by AI)
- MD Kaleidoscope* (Beta by AI)
- FO Kaleidoscope* (Beta by AI)
- BIB Kaleidoscope* (Beta by AI)
- LaTeX Kaleidoscope* (Beta by AI)
How to Cite
References
Daniel Rösch (2006) An empirical comparison of default risk forecasts from alternative credit rating philosophies. 21(1), 37-51.
Adano Dansonmuyoki, Kadubo Salad (2011) The impact of credit risk management on the financial performance of banks in Kenya for the period 2000-2006.
Girmamekasha (2011) Credit risk management and its impact on performance of Ethiopian commercial banks.
Jason Perry, Patrick De Fontnouvelle (2005) Measuring Reputational Risk: The Market Reaction to Operational Loss Announcements.
Abdelrahim Khalil Elian (2013) Effectiveness of credit risk management of Saudi banks in the light of global financial crisis: A qualitative study.
Kleopatra Nikolaou (2009) Liquidity (risk) concepts, definition and interactions.
T Kolabo, Funso (2012) Credit risk management and commercial banks performance in Nigeria: A panel model approach.
Kosmas Njanike (2009) The impact of effective credit risk management on banks survival.
Neil Allan, Louise Beer (2006) Strategic risk: It's all in your head.
P Tegwi (2010) Fundamental concepts and practices for professionals in dentistry.
Peter Rose, Sylvia Hudgins (2010) Bank management and financial services 8th Edition.
Ravi Prakashshama (2012) Examining the Determinants of Credit Risk Management and Their Relationship with the Performance of Commercial Banks in Nepal.
Sam Hakim, Simon Neaime (1998) Profitability and Risk Management in Banking: A Comparative Analysis of Egypt and Lebanon. 117-131.
Tony Van Gestel, Bart Baesens (2009) Credit risk management: Basic concepts: financial risk components, rating analysis, models, economic and regulatory capital.
Aaron Hou (2005) Backtesting Market Risk Models. 321-349.
Ap Faure (2013) Banking: An introduction. 17.
(2008) Annual Reports in Medicinal Chemistry. iii.
Masayasu Kanno (2014) An Assessment of Systemic Risk in the Japanese Banking Sector. 04(01), 1-15.
Grant Turner (2012) The Chinese banking system.
International Monetary Fund (2009) Cameroon: Financial System Stability Assessment: Update. 09(51), 1.
International Monetary Fund (2013) Mali: Technical Assistance Report. 13(295), 1.
(2012) International Journal of Business, Humanities and Technology. 2, 6.
(2011) Paying Taxes 2011: The Global Picture.
(2013) Microfinance for Disabled People. 4, 16.
Sahar Nasr (2012) Egyptian banking system.
Published
2018-12-26
Issue
Section
License
Copyright (c) 2018 Authors and Global Journals Private Limited
This work is licensed under a Creative Commons Attribution 4.0 International License.