Abstract

In Muslim countries such as Turkey, it can be seen a rapid trend towards the Islamic financial instruments. The takaful system is alsosuch an instrument developed against the conventional insurance system and becoming widespread in Muslim countries. Therefore, this study aims to determine what the effective factors in people#x2019;s participation in the takaful system in Turkey and have some implications for the increase in participation. In order achieve this goal, evaluations were carried out on a sample of 422 responders whose age were 18 and over and having salary. The responders were asked to respond about their socio-demographic characteristics such as gender, age, education level and their risk profiles.