Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam.

Fikadu Gutu

Authors

Fikadu Gutu

Keywords:

loan repayment, women borrowers, MFIs, binary logistic regression

Abstract

The aim of microcredit is to help the poor and lower income group to get funds for their business activities and to improve their lives. Also Ethiopian government use and promote microcredit as a bridge to eradicate poverty and for women's empowerment. In reverse, many women's are loan defaulter than other borrowers. But, there are a limited number of researches attempted to explore determinant factors affecting loan repayment performance in the case of women borrower of micro finance institutions by using empirical data, especially in the study country and almost no for the study area. So to fill this gap, we conduct a cross-sectional study with overall aim of assessing determinant factors affecting loan repayment performance in the case of women borrowers from micro finance institutions. We employed a multi-stage sampling approach and a total of 182 women's, which 85 borrowers were defaulter and 97 non-defaulters.

Downloads

How to Cite

Determinant Factors Affecting Loan Repayment Performance of Women Borrowers from Micro Finance Institutions in Southwest Ethiopia: Evidence from Four Woredas around Gilgel Gibe Hydroelectric Power Dam. (2017). Global Journal of Management and Business Research, 17(C1), 43-51. https://journalofbusiness.org/index.php/GJMBR/article/view/2229

Download Citation

References

Bogale Abegaz (2002) Factors Affecting Loan Repayment Performance of Urban Women: The Case of North Shewa Zone, Oromiya Region, Ethiopia. 3(2).

Anne Goetz, Rina Gupta (1996) Who takes the credit? Gender, power, and control over loan use in rural credit programs in Bangladesh. 24(1), 45-63.

D Hosmer, S Lemeshew (1989) Applied Logistic Regression.

Lin He, Dongsheng Liao (2001) Credit NGOs' sustainability in rural financial market: a SWOT analysis on DAYBANG. 28(3), 200-208.

A Itana (2004) Governance and Ownership Structure of Microfinance Institutions in Ethiopia. 3(2).

J Oke, R Adeyemo, M Agbonlahor (2007) An Empirical Analysis of Microcredit Repayment in Southwestern Nigeria. 16(4), 37-55.

N Kabeer (2001) Conflicts over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh. 29(1).

R Kalai (2004) Large robust games. 72(6).

B Kalyani, D Kumar (2011) Motivational factors, entrepreneurship and education: Study with reference to women in SMEs. 3(3).

R Kamanza (2014) Causes of Default on Micro -Credit among Women Micro -Entrepreneurs in Kenya. A Case Study of Women Enterprise Development Fund (Wedf) Msambweni Constituency. 3(6).

G Llanto, E Garcia, R Callanta (1996) An assessment of the capacity and financial performance of microfinance institutions: the Philippine case. 96-108.

E Matonda (2011) Influence of women enterprise fund on socio-economic development of women entrepreneurs: a case of Bonchari constituency, Kisii County; Kenya.

C Mead, C Liedholm (1998) The dynamics of micro and small Enterprises in developing countries. 26(1).

T Omonywa, M Muturi (2015) Factors Affecting Loan Repayment by Women Entrepreneurs: A Case of Kisii County, Kenya. III(4).

J Remenyi (2000) Microfinance and Poverty Alleviation.

D Roodman (2005) Core Performance Indicators for Microfinance.

Shaik Abdul, M Tolosa, N (2014) Performance of Loan Repayment Determinants in Ethiopian Micro Finance -An Analysis. 7(13).

P Siwadi, M Mhangami (2011) An analysis of the performance of women entrepreneurs in a multicurrency economy: A case study of midlands province of Zimbabwe: University of Botswana journal.

C Tundui, H Tundui (2013) Microcredit, Micro Enterprising and Repayment Myth: The Case of Micro and Small Women Business Entrepreneurs in Tanzania. 2(1).

Gary Woller, Robert Parsons (2002) Assessing the Community Economic Impact of Nongovernmental Development Organizations. 31(3), 419-428.