Assessment of Cause for Women's Participations in Micro-Finance Activates Case of Jimma Town, Oromia, Ethiopia

Abstract

The earlier intervention of government in rural credit (i.e. provision of credit with cheap interest rate and limited savings and deposit facilities) was not successful in financial terms. Considering the entrepreneurial environment, women's activates are very interesting as they offer great source of knowledge and innovations, for instance type of female micro- entrepreneur they differ in social back ground, educational level, experience and age. Therefore, this study is aimed to assess cause for women's participations in micro-finance activates in Jimma town. The study had employed cross sectional study design. The data of this study were both primary and secondary data are collected. The sample were selected by using purposive sampling method. Data was collected through questioners. Descriptive analysis were employed. It was found that the micro-financing schemes have contributed positively to the development of small-scale enterprise and a sense of entrepreneurship attitude. Most of the participants (clients) have taken a loan from each MFIS for the purpose of opening shop since they are provided with inadequate amount of capital. To overcome the small number of women participation problem in each MFIS, increasing the number of MFIS in the area is the best way among the other methods.