Assoc. Prof. Dr. Hasret Balcioglu. “Financing Industrial Development in Nigeria: A Case Study of the Small and Medium Enterprises in Kwara State”. Global Journal of Management and Business Research 10, no. 3 (January 15, 2010): -. Accessed May 6, 2024. https://journalofbusiness.org/index.php/GJMBR/article/view/151.