“Effective Management of Life after Retirement and its Impact on Retirees from the Public Service: A Case Study of Benue State, Nigeria” (2013) Global Journal of Management and Business Research, 13(G5), pp. 1–8. Available at: https://journalofbusiness.org/index.php/GJMBR/article/view/1011 (Accessed: 2 September 2026).