Factors Affecting Womenas Effectiveness in USE of Microfinance and Microcredit Services; Jimma Zone, Southwest Ethiopia. Global Journal of Management and Business Research, [S. l.], v. 15, n. B10, p. 31–38, 2015. Disponível em: https://journalofbusiness.org/index.php/GJMBR/article/view/102426. Acesso em: 19 feb. 2026.