@incollection{,
	
					
					
					55F305A9458E119B4F08D3992457ADAD
				,
	author={{riazahmed} and {Indus University Karachi, Pakistan.}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}12191528
}

@incollection{b0,
	
	
		,
	title={{SME Financing: International Best Practices}}
		,
	author={{
			Adb
		}}
		
	
	
		,
	journal={{Appendix Y}}
		
			,
	year={2002. May 2002}
		
	

}

@book{b1,
	
	
		,
	title={{}}
		,
	author={{
			Bari
		} and {
			AliCheema
		} and {
			Ehsan-Ul-Haq
		}}
		
		
		
			,
	year={2005}
		
	

}

@book{b2,
	
	
		,
	title={{Analyzing Constraints to Growth. Asian Development Bank (ADB)}}
		
		
			SME Development in Pakistan
		
	
	,
	note={Working Paper 3}

}

@book{b3,
	
	
		,
	title={{A More Complete Conceptual Framework for SME Finance}}
		,
	author={{
			ABerger
		} and {
			GUdell
		}}
		
		
		
			,
	year={2005}
		
	

}

@book{b4,
	
	
		,
	title={{}}
		,
	author={{
			Daily Pakistan
		}}
		
		
			,
	year={2010}
		
	

}

@incollection{b5,
	
	
		
	
	
		,
	booktitle={{News on SMEs. Daily Times}}
				
			,
	year={2010. May 6, 2010}
		
	

}

@book{b6,
	
	
		,
	author={{
			Dawn
		}}
		
		,
	title={{News on SMEs. Dawn, Monday}}
				
			,
	year={2010. May 17, 2010}
		
	

}

@incollection{b7,
	
	
		,
	title={{}}
		
	
	
		,
	journal={{Federal Bureau of Statistics}}
		
			,
	year={2010}
		
	

}

@incollection{b8,
	
	
		,
	title={{Federation of Pakistan Chambers of Commerce and Industry (FPCCI). (2010). www.fpcci.com.pk Economic Survey of Pakistan}}
	
	
		,
	journal={{Finance & Statistics Division. Government of Pakistan. 10. ISRP}}
		
			,
	year={2008-09. 2008. 2008}
			,
	publisher={Industrial Systems Research Publications}
		
	
	,
	note={The Business Finance Market: A Survey. 3rd. Revised Edition}

}

@book{b9,
	
	
		,
	title={{Creating a Conducive Policy Environment for Micro, Small & Medium-Sized Enterprises in Pakistan}}
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	author={{
			Ilo/Smeda
		}}
		No. 29
		
			,
	year={2002}
			,
	address={Geneva}
		
	
	,
	note={SEED Working Paper}

}

@book{b10,
	
	
		,
	title={{SME Financing, SME Sector in Canada. International Monetary Organization}}
		,
	author={{
			Imf
		}}
		
		
			,
	year={2007}
		
	

}

@book{b11,
	
	
		,
	title={{Poverty Reduction Strategy Paper, Development Assitance, Gender and Enterprise Development Impact Assessment: The Case of Uganda}}
		,
	author={{
			JudyKamanyi
		}}
		
		
			,
	year={2003. 2007-06-28}
		
	

}

@incollection{b12,
	
	
		,
	title={{Export Financing Schemes. Engineering Development Board, Government of Pakistan. www.engineer ingpakistan.com 16. National Bank of Pakistan}}
		
	
	
		,
	booktitle={{Ministry of Industries & Production}}
				
			,
	year={2010. 2010}
		
	

}

@book{b13,
	
	
		,
	title={{The Role of Small & Medium-Sized Enterprises in the Futures of Emerging Economies}}
		,
	author={{
			DerekNewberry
		}}
		
		
			,
	year={2006. 2008-05-19}
		
	

}

@incollection{b14,
	
	
		,
	title={{Financing SMEs and Entrepreneurs}}
		,
	author={{
			Oecd
		} and {
			November
		}}
		
		
	
	
		,
	journal={{Policy Brief}}
		
			,
	year={2006}
		
	

}

@book{b15,
	
	
		,
	title={{Role of Small and Medium-sized Enterprises (SMEs) in the Socioeconomic Sustainability in Karachi}}
		,
	author={{
			JawedQureshi
		} and {
			Ahmed
		}}
		
		
			,
	year={2010}
			,
	address={Karachi, Pakistan}
		
	
	,
	note={M. Phil. Thesis. Indus Institute of Higher Education}

}

@incollection{b16,
	
	
		,
	title={{Development Finance Review. www.sbp.org.pk 23}}
		
	
	
		,
	journal={{SBP}}
		
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	year={2010. 2008. 2008. 2010}
		
	
	,
	note={Credit Guarantee Scheme}

}

@book{b17,
	
	
		,
	title={{Pakistan Export Finance Guarantee Agency (PEFGA)}}
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	author={{
			Sbp
		}}
		
		
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	year={2010}
		
	

}

@book{b18,
	
	
		,
	title={{Compendium of Gender}}
		,
	author={{
			Sbp
		}}
		
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	year={2009. 2009}
			73
		
	

}

@book{b19,
	
	
		,
	title={{}}
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	author={{
			Sbp
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	year={2010}
		
	

}

@book{b20,
	
	
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	author={{
			Sme Bp
		}}
		
		,
	title={{SME Sector. SME Bank Pakistan}}
				
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	year={2009}
		
	

}

@book{b21,
	
	
		
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	title={{Services & Functions of SMEDA}}
				
			,
	year={2010. 2010}
		
	

}

@book{b22,
	
	
		,
	title={{The Role of Small and Medium-size Enterprises in Socio-economic Sustainability in Pakistan Year 9}}
		
	

}

@book{b23,
	
	
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	title={{Investment Climate Survey}}
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	author={{
			Smeda-World
		} and {
			Bank
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	year={2003. 2003}
		
	

}

@incollection{b24,
	
	
		,
	title={{Government of Pakistan}}
		,
	author={{
			Smeda
		}}
		
	
	
		,
	journal={{Statistics Division}}
		
			,
	year={2009. 2006-07. 2010}
		
	
	,
	note={SME Policy}

}

@book{b25,
	
	
		,
	title={{Small Business Finance Corporation -the SME Vision. Pakistan Economist. Issue}}
		,
	author={{
			HaiderTanveer
		}}
		
		
			,
	year={2001. 2001. Jan 29 to Feb 4, 2001. 2010}
		
	
	,
	note={www.pakistan economist.com 34. The News.}

}

@incollection{b26,
	
	
		,
	title={{SMEs -Their role in foreign trade}}
		
	
	
		,
	booktitle={{United Nations Conference on Trade And Development (UNCTAD)}}
				
			,
	year={2010. 2007. 2007-06-28}
		
	

}

@book{b27,
	
	
		,
	title={{Union of Small And Medium Enterprises -UNISAME}}
		
		
			,
	year={2010}
		
	

}

@book{b28,
	
	
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	title={{SME Financing & the Crises, Asian Development Bank Institute (ADBP)}}
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	author={{
			JohnWest
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	year={2010}
		
	

}

@book{b29,
	
	
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	title={{World Bank Report Calls for Easier Access to Finance for Pakistan's Poor. World Bank Islamabad chapter}}
		,
	author={{
			Wb
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			,
	year={2009}
		
	

}