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\begin{document}

             \author[1]{Iqra  Ihsan}

             \author[2]{Amir  Razi}

             \affil[1]{  University of Lahore, Pakistan.}

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\date{\small \em Received: 12 December 2011 Accepted: 3 January 2012 Published: 15 January 2012}

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\begin{abstract}
        


This menace needs thorough probing whereby national money is remitted abroad thus depriving national exchequer for meeting its people's lawful needs. These unlawful acts of Heads of State, Government and high functionaries including agencies leave the country's economy in dilapidated conditions. This money is snatched through kick-backs and unfair means which we may discuss later on.This issue is not only that of Pakistan rather it is faced by most of the third world countries. This needs eradication on national as well as on international level.Civil society, judiciary, print and electronic media can play pivotal role for money laundering stoppage. This study is about the awareness of money laundering by businessmen; salary persons include government employees, lawyers, MNA's, inspectors. This cross sectional study was conducted from March 2012 to May 2012. A group of 51 persons took part in this study through a predesigned questionnaire which consists of five parts to meet the objectives, awareness, affects, laws, re-use of money laundering and corrective actions and we conclude that money laundering, an evil, can be eradicated through strict laws, government will to prevent, banking control with international help for the return of laundered money to its native country.

\end{abstract}


\keywords{Awareness, Affects, Laws, Welfare, Corrective actions.}

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\let\tabcellsep& 	 	 		 
\section[{Introduction}]{Introduction}\par
oney Laundering is termed as money illegally obtained from the national economy and kept abroad for vested interests. This money is consisted of kick-backs, under/over invoicing gains, casinos, real estates and cash carriage in big/small lots" Whereas this menace is faced by many countries like Afghanistan, Iraq, Libya, Iran, UK; Pakistan is also included in money laundering process. Rather in Apex Court, proceedings are undertaken for writing letters to Swiss Banks for bringing said money in Pakistan but government is reluctant to write such letters as immunity is applied under constitution of Pakistan for President. Even contempt of court case is pending adjudication against Prime Minister of Pakistan for not writing letter.\par
In Pakistan besides President many high ups are involved in money laundering. A law has been promulgated in  {\ref 2009}   
\section[{? Black salaries}]{? Black salaries}\par
This issue is not only that of Pakistan rather it is faced by most of the third world countries. This needs eradication on national as well as on international level.\par
II. 
\section[{Problem Of The Study}]{Problem Of The Study}\par
Why money laundering is increased day by day and what are their effects on economy? And Is this money used for the welfare of the people of the economy? III. 
\section[{Objective Of The Study}]{Objective Of The Study}\par
How it affects the nation and how much people aware of it. Economy's growth by preventing/controlling laundering money and use of this concealed money by legitimate means for the development and welfare of people. 
\section[{IV.}]{IV.} 
\section[{Literature Review}]{Literature Review} 
\section[{Ridley, N.}]{Ridley, N.}\par
This deals with organized crime, money laundering, and terrorism. It traces the differing "M organized crime dynamics following the events of 1989, and discusses differing interpretations and concepts of organized crime. It then deals with international anti-this are the similarities-and differences-between money laundering and terrorist financing? There is a growing nexus between organized crime and terrorism which should not be overestimated when meeting the challenge of terrorist financing. The analysis of money laundering that finances the 'new' terrorism of the post-9/11 era has been further hampered by remaining locked into static money laundering concepts. This results in intelligence oversights, particularly in the area of exploitation of offshore jurisdictions. \hyperref[b0]{[1]} Billy Steel "Money laundering is called what it is because that perfectly describes what takes place -illegal, or dirty, money is put through a cycle of transactions, or washed, so that it comes out the other end as legal, or clean, money. In other words, the source of illegally obtained funds is obscured through a succession of transfers and deals in order that those same funds can eventually be made to appear as legitimate income". \hyperref[b1]{[2]} Ignacio R. Bunye\par
The Financial Action Task Force (FATF), the international body established to fight money laundering and terrorist financing on a global scale, stressed that the economic and political influence of criminal organizations could weaken the social fabric, collective ethical standards, and the democratic institutions of society. The FATF also pointed out that criminal influence could likewise undermine countries' efforts in transitioning to democratic systems. Money laundering is inextricably linked to the underlying criminal activity that generated it. Laundering, the FATF emphasized, enables criminal activity to prosper. \hyperref[b2]{[3]} V. 
\section[{Methodology}]{Methodology}\par
It was analytical study conducted from March 2012 to April 2012. A group of 51 people was take part in this study through predesigned questionnaire which was consist of four parts, one related to the demographic portion, 2nd related to awareness of money laundering, 3rd related to the laws applies or not for stop money laundering and 4th related to the affects of money laundering on business 5th related to the reuse of money laundering for the welfare of nation. Convenience sampling was used in our survey and 50 samples were selected from the population of the different cities of Pakistan. 
\section[{VI.}]{VI.} 
\section[{Results}]{Results}\par
About the money laundering 100\% salary persons know about money laundering and 100\% of businessmen know about money laundering.88\% salary persons and 65.4\% businessmen suggested that money laundering can be stopped through education awareness in educational institutes,12\% of salary persons and 26.9\% businessmen suggested that money laundering cannot stopped through education awareness in educational institutes. And 7.7\% businessmen did not know. About to stop money laundering through awareness in media 80\% salary persons and 69.2\% businessmen suggested yes and 16\%, 30.8\% not suggested and 4\%, 0\% did not know respectively.\par
64\% and 46.2\% salary persons and businessmen said yes that money is used in evil manner for terrorism.20\% and 42.3\% salary persons and businessmen said yes that money is not used in evil manner for terrorism.16\% and 11.5\% did not know about this awareness. (Table \hyperref[tab_5]{-1)} Money Laundering-A Negative Impact on Economy money laundering measures and perceptions. Linked to ear About the affects of money laundering,88\% salary persons and 96.2\% businessmen said "yes" it means that the money laundering affect on national income.8\% salary persons said "no" and 4\% and 3.8\% did not know.84\% of salary persons and 84.6\% businessmen said "yes" that tax saving is a money laundering offence.16\% and 15.4\% salary and businessmen said that tax saving is not money laundering offence.88\% and 96.2\% salary persons and businessmen said "yes" it means that money laundering affect the national business.8\% salary persons said that money laundering did not affect the national income.4\% and 3.8\% salary persons and businessmen did not know how it affect on national business. About the affect of foreign investment in country due to money laundering,76\% salary persons and 73.1\% businessmen said that it affect the foreign investment.20\% and 23\% said "no" it does not affect on foreign investment.4\% and 3.8\% did not know about it, respectively.\par
Pakistan is put on blacklist due to money laundering, 60\%salary persons and 53.8\% businessmen said "yes". 40\% and 38.5\% said that Pakistan is not in the blacklist due to money laundering. And 7.7\% businessmen did not know about it. (Table \hyperref[tab_5]{-}  About the laws of money laundering,96\% salary persons and 84.6\% businessmen said "yes" that it apply all of us. And 4\%, 15.4\% said it does not apply. About presence of the international forum to eradicate money laundering in our country,68\% salary persons and 80.8\% businessmen said "yes" there is an international forum.16\%,19.2\% said there is no international forum and 16\%salary persons did not know about it.88\% salary persons and 92.3\% businessmen said the state bank of Pakistan play pivotal role for stopping money laundering through banking.8\%,3.8\% said "no" and 4\%,3.8\% did not know about it, respectively.80\% salary persons and 76.9\% businessmen said "yes" there are anti-money laundering laws in Pakistan.20\%,19.2\% said "no" there are not anti-money laundering laws in Pakistan and 3.8\% businessmen did not know about laws of money laundering. (Table \hyperref[tab_5]{-}3) About the corrective measures can be taken in hand to prevent this money laundering 12\% of salary persons and 7.7\% businessmen said that through Tax money can be prevent,28\%,26.9\% said that there would be corruption free system,28\%,11.5\% said that adopt proper channel by using registered money launders to prevent money,28\%,38.5\% said that solid anti money laundering laws should be implemented,4\%,15.4\% said that state bank and FIA should take action to prevent money. About the responsibility of Government to stop this money laundering,4\% salary persons and 7.7\% businessmen said there should be a taxpaying stream.4\%,3.8\% said there should be Fiscal \& monetary policy to stop money laundering.24\%,7.7\% said that there should be a direct action against laundered persons.28\%,15.4\% said that there should be efficient banking system and records to stop money laundering.16\%,23.1\% said that the government should contact with international community and verify all records.4\%,23.   
\section[{Analytical Results}]{Analytical Results}\par
In the cases regarding the awareness about money laundering, in results there is no association. This shows that businessmen and salary persons (Government employees, lawyers and MNA's) both respondents are on same side that they are unsatisfied about the awareness of money laundering through education and media. The following table shows the statistical figures of cases/ questions related to the awareness about money laundering. In which it's cleared that the results are no association because P-Value of all cases is greater than 0.05 (Table  {\ref 6}). 
\section[{Table 6: There is no association between occupation and awareness of money laundering}]{Table 6: There is no association between occupation and awareness of money laundering} 
\section[{Cases}]{Cases} 
\section[{Chi-square value P-value}]{Chi-square value P-value}\par
Can this laundered money be stopped and used through education awareness in educational institutes? 
\section[{.121}]{.121}\par
Can we stop money laundering through awareness in media? 
\section[{.298}]{.298}\par
Can this money be used in evil manner for terrorism? 
\section[{.229}]{.229}\par
Under the affects of money laundering on business, in results there is no association which means that the salary persons respondents and businessmen respondents both are unsatisfied or at neutral at the edge of money laundering affects on business. The Table \hyperref[tab_7]{7} shows the chi-square and P-value of the cases in which the P-value is greater than 0.05. . 
\section[{.965}]{.965}\par
Can Pakistan be put on blacklist due to money laundering? 
\section[{.365}]{.365}\par
In the case of laws apply for reduction of money laundering; in results there is no association which is directing to the dilemma that there are no anti-money laundering laws used to reduce the money laundering. The Table \hyperref[tab_8]{8} is showing the chi-square and P-value of the cases which are greater than 0.05. . 
\section[{.612}]{.612}\par
In the case of welfare items, in results there is no association which are directing to the dilemma that laundered money is not used for the welfare items and salary persons and businessmen both are on the same way of sharing information. The Table \hyperref[tab_9]{9} is showing the chi-square and P-value of the cases which are greater than 0.05.  
\section[{.256}]{.256}\par
In the case of corrective measures to stop money laundering, in results there is no association which are directing to the dilemma that laundered money is not used for the welfare through reduce taxes, and salary persons and businessmen both are on the same way of sharing information. The  
\section[{VIII. Recommendations And Conclusion}]{VIII. Recommendations And Conclusion}\par
There are some ways to reduce this menace Awareness be spread on gross root level where everybody should be hold enough to say "Nip the evil in the bud" this is possible when printed and electronics media plays its constructive role.\par
Centralization policy for according approval mega and small development projects be enacted forthwith and strict vigilance control on approving authorities be envisaged. Thus money laundering will be prevented up to maximum level.\par
Laws be legislated in parliament and judiciary be made strong to have strict control on money laundering.\par
International laws be formulated and particularly on banking system only then money laundering can be controlled. For example, if one billion rupees money is laundered and deposited in fore+ign bank, either that bank should refuse to deposit such illegitimate money or be remitted back to the native country's government for its legitimate use on national level. 
\section[{IX.}]{IX.} 
\section[{Conclusion}]{Conclusion}\par
According to our study we conclude that the responses from the occupation it is clear that people are aware about the money laundering. In this study we discover that there is no association between occupation and awareness of money laundering it means they both are known about money laundering. . In this study we discover that the money laundering is having an effect on national income and it also affects the foreign investment. According to both respondents, there are some anti-money laundering laws that can prevent the money laundering. According to both respondents we can re-use the laundered money for the welfare of nation. Government can also stop the money laundering through tax saving, efficient banking record system and develop awareness in nation by media. So the five elements on which the whole study is consisted are the ways to improve the laws against money laundering and reduce this evil crime.\begin{figure}[htbp]
\noindent\textbf{} \par 
\begin{longtable}{P{0.85\textwidth}}
Pakistan 2009)\\
Money laundering takes several different forms:\\
? Structuring\\
? Bulk cash smuggling\\
? Cash-intensive businesses\\
? Trade-based laundering\\
? Shell companies and trusts\\
? Bank capture\\
? Casinos\\
? Real estate\end{longtable} \par
 
\caption{\label{tab_0}}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{no} \par 
\begin{longtable}{P{0.13766478342749527\textwidth}P{0.39858757062146893\textwidth}P{0.04001883239171374\textwidth}P{0.035216572504708096\textwidth}P{0.0032015065913370997\textwidth}P{0.05282485875706215\textwidth}P{0.01440677966101695\textwidth}P{0.0928436911487759\textwidth}P{0.0672316384180791\textwidth}P{0.008003766478342748\textwidth}}
2012\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
2\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
and Business Research Volume XII Issue XVII Version I\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Global Journal of Management\tabcellsep Questions Do you know about money laundering? Can this laundered money be stopped and used through\tabcellsep Yes Fre que ncy 25 22\tabcellsep \multicolumn{2}{l}{No F 100 0 \% 88 3}\tabcellsep Do not know \% F 0 0 12 0\tabcellsep \% 0 0\tabcellsep Yes F 26 100 0 No \% F 17 65.4 7\tabcellsep \multicolumn{2}{l}{Do not know F \% 0 0 26.9 2 \% 0 7.7}\\
\tabcellsep education awareness in\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
\tabcellsep educational institutes?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
\tabcellsep Can we stop money laundering\tabcellsep 20\tabcellsep 80\tabcellsep 4\tabcellsep 16 1\tabcellsep 4\tabcellsep 18 69.2 8\tabcellsep 30.8 0\tabcellsep 0\\
\tabcellsep through awareness in media?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
\tabcellsep Can this money be used in evil\tabcellsep 16\tabcellsep 64\tabcellsep 5\tabcellsep 20 4\tabcellsep 16\tabcellsep \multicolumn{2}{l}{12 46.2 11 42.3 3}\tabcellsep 11.5\\
\tabcellsep manner for terrorism?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_1}Table no :1 Awareness of money laundering between Salary Persons (govt.employees,lawyers,MNA's) Businessmen}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{2} \par 
\begin{longtable}{}
\end{longtable} \par
 
\caption{\label{tab_2}2 )}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{no} \par 
\begin{longtable}{P{0.48136842105263156\textwidth}P{0.0411578947368421\textwidth}P{0.032210526315789474\textwidth}P{0.03757894736842105\textwidth}P{0.01431578947368421\textwidth}P{0.02863157894736842\textwidth}P{0.012526315789473684\textwidth}P{0.08768421052631578\textwidth}P{0.0035789473684210526\textwidth}P{0.02863157894736842\textwidth}P{0.032210526315789474\textwidth}P{0.023263157894736843\textwidth}P{0.026842105263157896\textwidth}}
\tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{Salary Persons}\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{Businessmen}\tabcellsep \\
Questions\tabcellsep Yes\tabcellsep \tabcellsep No\tabcellsep \tabcellsep \multicolumn{2}{l}{Do not}\tabcellsep Yes\tabcellsep \tabcellsep \tabcellsep No\tabcellsep \multicolumn{2}{l}{Do not}\\
\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{know}\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{know}\\
\tabcellsep Freque ncy\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\\
Is there any money laundering\tabcellsep 22\tabcellsep 88\tabcellsep 2\tabcellsep 8\tabcellsep 1\tabcellsep 4\tabcellsep \multicolumn{2}{l}{25 96.2}\tabcellsep 0\tabcellsep 0\tabcellsep 1\tabcellsep 3.8\\
affect on national income?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Is saving tax is a money\tabcellsep 21\tabcellsep 84\tabcellsep 4\tabcellsep 16\tabcellsep 0\tabcellsep 0\tabcellsep \multicolumn{2}{l}{22 84.6}\tabcellsep 4\tabcellsep \multicolumn{2}{l}{15.4 0}\tabcellsep 0\\
laundering offence?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Does money laundering affect\tabcellsep 22\tabcellsep 88\tabcellsep 2\tabcellsep 8\tabcellsep 1\tabcellsep 4\tabcellsep \multicolumn{2}{l}{25 96.2}\tabcellsep 0\tabcellsep 0\tabcellsep 1\tabcellsep 3.8\\
national business?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Does money laundering affect\tabcellsep 19\tabcellsep 76\tabcellsep 5\tabcellsep 20\tabcellsep 1\tabcellsep 4\tabcellsep \multicolumn{2}{l}{19 73.1}\tabcellsep 6\tabcellsep \multicolumn{2}{l}{23.1 1}\tabcellsep 3.8\\
foreign investment in our\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
country?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Can Pakistan be put on\tabcellsep 15\tabcellsep \multicolumn{3}{l}{60 10 40}\tabcellsep 0\tabcellsep 0\tabcellsep \multicolumn{5}{l}{14 53.8 10 38.5 2}\tabcellsep 7.7\\
blacklist due to money\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
laundering?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_3}Table no :2 Affects of money laundering on business}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{no} \par 
\begin{longtable}{P{0.45052687038988404\textwidth}P{0.01880927291886196\textwidth}P{0.01612223393045311\textwidth}P{0.013435194942044258\textwidth}P{0.012539515279241307\textwidth}P{0.23198103266596418\textwidth}P{0.015226554267650157\textwidth}P{0.03314014752370917\textwidth}P{0.004478398314014752\textwidth}P{0.010748155953635406\textwidth}P{0.022391991570073762\textwidth}P{0.013435194942044258\textwidth}P{0.007165437302423603\textwidth}}
Is there any international\tabcellsep 17\tabcellsep \multicolumn{2}{l}{68 4}\tabcellsep \multicolumn{2}{l}{16 4}\tabcellsep 16\tabcellsep \multicolumn{3}{l}{21 80.8 5}\tabcellsep \multicolumn{2}{l}{19.2 0}\tabcellsep 0\\
forum to eradicate money\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
laundering?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Can state bank of Pakistan play\tabcellsep 22\tabcellsep \multicolumn{2}{l}{88 2}\tabcellsep 8\tabcellsep 1\tabcellsep 4\tabcellsep \multicolumn{3}{l}{24 92.3 1}\tabcellsep 3.8\tabcellsep 1\tabcellsep 3.8\\
pivotal role for stopping\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
money laundering through\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
banking?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Are there any anti-money\tabcellsep 20\tabcellsep \multicolumn{2}{l}{80 5}\tabcellsep \multicolumn{2}{l}{20 0}\tabcellsep 0\tabcellsep \multicolumn{3}{l}{20 76.9 5}\tabcellsep \multicolumn{2}{l}{19.2 1}\tabcellsep 3.8\\
laundering laws framed in\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Pakistan?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
\multicolumn{5}{l}{About the re-use of money laundering,}\tabcellsep \multicolumn{7}{l}{Pakistan.72\% salary persons and 57.7\% businessmen}\\
\multicolumn{5}{l}{80\%salary persons and 46.2\% businessmen said that}\tabcellsep \multicolumn{7}{l}{said that this money can be used in development}\\
\multicolumn{5}{l}{laundered money can be used for the welfare of the}\tabcellsep \multicolumn{7}{l}{projects of the country,24\%,42.3\% said this money}\\
\multicolumn{5}{l}{people of Pakistan.20\%, 53.8\% said the laundered}\tabcellsep \multicolumn{7}{l}{cannot be used in development projects of the country}\\
\multicolumn{5}{l}{money cannot be used for the welfare of the people of}\tabcellsep \multicolumn{7}{l}{and 45 salary persons did not know about it. (Table-4)}\\
\tabcellsep \tabcellsep \tabcellsep \multicolumn{3}{l}{Salary Persons}\tabcellsep \tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{Businessmen}\\
Questions\tabcellsep \multicolumn{2}{l}{Yes}\tabcellsep \tabcellsep No\tabcellsep \tabcellsep Do not\tabcellsep \tabcellsep Yes\tabcellsep \tabcellsep No\tabcellsep Do not\\
\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep know\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep know\\
\tabcellsep Freque ncy\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F \%\\
Does the money laundering\tabcellsep 24\tabcellsep \multicolumn{2}{l}{96 1}\tabcellsep 4\tabcellsep 0\tabcellsep 0\tabcellsep \multicolumn{3}{l}{22 84.6 4}\tabcellsep \multicolumn{2}{l}{15.4 0}\tabcellsep 0\\
laws apply all of us?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_4}Table no :3 Laws apply for reduction of money laundering}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{-} \par 
\begin{longtable}{P{0.42801418439716304\textwidth}P{0.05124113475177305\textwidth}P{0.030141843971631208\textwidth}P{0.045212765957446804\textwidth}P{0.036170212765957444\textwidth}P{0.0030141843971631206\textwidth}P{0.042198581560283686\textwidth}P{0.10549645390070922\textwidth}P{0.015070921985815604\textwidth}P{0.036170212765957444\textwidth}P{0.012056737588652482\textwidth}P{0.021099290780141843\textwidth}P{0.024113475177304965\textwidth}}
\tabcellsep \tabcellsep \tabcellsep \multicolumn{3}{l}{Salary Persons}\tabcellsep \tabcellsep \tabcellsep \tabcellsep \multicolumn{2}{l}{Businessmen}\tabcellsep \\
Questions\tabcellsep \multicolumn{2}{l}{Yes}\tabcellsep \tabcellsep No\tabcellsep \tabcellsep Do not\tabcellsep \tabcellsep Yes\tabcellsep \tabcellsep No\tabcellsep \multicolumn{2}{l}{Do not}\\
\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep know\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep know\\
\tabcellsep Freque ncy\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\tabcellsep F\tabcellsep \%\\
Can this laundered money be\tabcellsep 20\tabcellsep \multicolumn{2}{l}{80 5}\tabcellsep \multicolumn{2}{l}{20 0}\tabcellsep 0\tabcellsep \multicolumn{5}{l}{12 46.2 14 53.8 0}\tabcellsep 0\\
used for the welfare of the\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
people of Pakistan?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
Can this money be used in\tabcellsep 18\tabcellsep \multicolumn{2}{l}{72 6}\tabcellsep \multicolumn{2}{l}{24 1}\tabcellsep 4\tabcellsep \multicolumn{5}{l}{15 57.7 11 42.3 0}\tabcellsep 0\\
development projects of the\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \\
country?\tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_5}Table - 4 Re-use of money laundering for the welfare of nation}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{7} \par 
\begin{longtable}{P{0.6898076923076923\textwidth}P{0.09807692307692308\textwidth}P{0.062115384615384614\textwidth}}
Cases\tabcellsep Chi-square value\tabcellsep P-value\\
Is there any money laundering\tabcellsep 5.765\tabcellsep .065\\
affect on national income?\tabcellsep \tabcellsep \\
Is saving tax is a money\tabcellsep .004\tabcellsep .952\\
laundering offence?\tabcellsep \tabcellsep \\
Does money laundering affect\tabcellsep 2.173\tabcellsep .337\\
national business?\tabcellsep \tabcellsep \\
Does money laundering affect\tabcellsep \tabcellsep \\
foreign investment in our country?\tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_7}Table 7 : There is no association between occupation and affects of money laundering on business}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{8} \par 
\begin{longtable}{P{0.715210355987055\textwidth}P{0.08252427184466019\textwidth}P{0.052265372168284786\textwidth}}
Cases\tabcellsep Chi-square value\tabcellsep P-value\\
Does the money laundering laws\tabcellsep 1.868\tabcellsep .172\\
apply all of us?\tabcellsep \tabcellsep \\
Is there any international forum to\tabcellsep 4.514\tabcellsep .105\\
eradicate money laundering?\tabcellsep \tabcellsep \\
Can state bank of Pakistan play\tabcellsep .401\tabcellsep .818\\
pivotal role for stopping money\tabcellsep \tabcellsep \\
laundering through banking?\tabcellsep \tabcellsep \\
Are there any anti-money\tabcellsep \tabcellsep \\
laundering laws framed in\tabcellsep \tabcellsep \\
Pakistan?\tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_8}Table 8 : There is no association between occupation and laws apply for reduction of money laundering}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{9} \par 
\begin{longtable}{P{0.69\textwidth}P{0.105\textwidth}P{0.055\textwidth}}
Cases\tabcellsep Chi-square value\tabcellsep P-value\\
Can this laundered money be\tabcellsep 6.246\tabcellsep .012\\
used for the welfare of the people\tabcellsep \tabcellsep \\
of Pakistan?\tabcellsep \tabcellsep \\
Can this money be used in\tabcellsep \tabcellsep \\
development projects of the\tabcellsep \tabcellsep \\
country?\tabcellsep \tabcellsep \end{longtable} \par
 
\caption{\label{tab_9}Table 9 : There is no association between occupation and re-use the laundered money for the welfare items of nation}\end{figure}
 \begin{figure}[htbp]
\noindent\textbf{10} \par 
\begin{longtable}{P{0.85\textwidth}}
2012\\
ear\\
2\\
and Business Research Volume XII Issue XVII Version I\\
Global Journal of Management\end{longtable} \par
 
\caption{\label{tab_10}Table 10 : There is no association between occupation and Government action to stop money laundering.}\end{figure}
 			\footnote{© 2012 Global Journals Inc. (US)} 			\footnote{Global Journal of Management and Business Research Volume XII Issue XVII Version I} 		 		\backmatter  			 
\subsection[{This page is intentionally left blank}]{This page is intentionally left blank}			 			  				\begin{bibitemlist}{1}
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