@incollection{,
	
					
					
					237B4741089582D7690F68AD7DA50793
				,
	author={{G.Olukotun} and {Kogi State University, Anyigba.}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}12135566
}

@book{b0,
	
	
		,
	title={{}}
		,
	author={{
			AjayiO
		}}
		
			,
	year={1977}
		
	

}

@incollection{b1,
	
	
		,
	title={{}}
	
	
		,
	journal={{Entrepreneurship Development and Small Business Management}}
		
			1
			,
	publisher={Dada Publishers}
		
	
	,
	note={2 nd Edition}

}

@book{b2,
	
	
		,
	title={{}}
		,
	author={{
			CAppleby
		}}
		
			,
	year={1978}
			,
	publisher={Modern Business Administration London Pittman Publishing Ltd}
		
	
	,
	note={nd Edition}

}

@book{b3,
	
	
		,
	author={{
			SAAruwa
		}}
		,
	title={{The Business Entrepreneur}}
				Kaduna, Nigeria
		
			,
	publisher={Academy Publication}
			,
	year={2005}
		
	

}

@book{b4,
	
	
		,
	title={{The Ecology of Small Business: Implications for marketing management in Management in Nigeria}}
		,
	author={{
			YAtijosan
		}}
		
			,
	year={1998. Jan -March 1998}
			34
		
	

}

@book{b5,
	
	
		,
	title={{Credit guidelines (monetary policy circular no}}
		
			,
	year={1991}
		
		
			Central Bank of Nigeria
		
	

}

@book{b6,
	
	
		,
	title={{}}
		,
	author={{
			MWClausteir
		} and {
			BUnderdown
		}}
		
		
			,
	year={2002}
		
	

}

@book{b7,
	
	
		,
	title={{Accounting Theory and Practice}}
		
			,
	publisher={Pitman London}
		
	

}

@book{b8,
	
	
		,
	title={{}}
		,
	author={{
			MAHodgets
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			,
	year={1992}
		
	

}

@incollection{b9,
	
	
		,
	title={{}}
	
	
		,
	journal={{Effective Small Business Management. Academic inc}}
		
	

}

@book{b10,
	
	
		,
	title={{Honorary Presidential Advisory Committee on Investment}}
				
			,
	year={2002}
			1
		
	
	,
	note={Sectorial Profile 0n Small Scale Enterprises (SMES)}

}

@book{b11,
	
	
		,
	title={{Investment Analysis and Financial Management Strategy: Enugu Institute for Development Studies}}
		,
	author={{
			SNIbenta
		}}
		
			,
	year={2005}
		
		
			University of nigeria
		
	

}

@book{b12,
	
	
		,
	title={{Small Business Management -an entrepreneurial emphasis}}
		,
	author={{
			GJLongenecker
		} and {
			WCMoore
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			WJPetty
		}}
		
		
		
			,
	year={1997}
			,
	publisher={South Western University Publishing}
			36
		
	
	,
	note={10 th Edition}

}

@book{b13,
	
	
		,
	title={{}}
		,
	author={{
			MINwoye
		}}
		
			,
	year={1991}
		
	

}

@incollection{b14,
	
	
		,
	title={{}}
	
	
		,
	journal={{Small Business Enterprises (How to start and succeed}}
		
	

}

@incollection{b15,
	
	
		,
	title={{}}
	
	
		,
	journal={{Social Science Series Benin City Nigeria}}
		
	

}

@book{b16,
	
	
		,
	title={{Micro-credit: An Instrument for Economic growth and Development African Banking and finance Review}}
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	author={{
			FOOkafor
		}}
		
			,
	year={2000. June}
			1
		
	

}

@book{b17,
	
	
		,
	author={{
			EBOsaze
		} and {
			RAAnao
		}}
		
		,
	title={{Managerial Finance}}
				Uniben, Nigeria
		
			,
	year={1990}
		
	

}

@book{b18,
	
	
		,
	title={{Small Business Management/Entrepreneurship Aba}}
		,
	author={{
			BCOnuoha
		}}
		
			,
	year={1998}
			,
	publisher={Afritower Ltd Publishers}
		
	
	,
	note={first Edition}

}

@incollection{b19,
	
	
		,
	title={{}}
		,
	author={{
			TAOsagbemi
		}}
	
	
		,
	journal={{Small Business Management in}}
		
			,
	year={1983}
		
	

}

@book{b20,
	
	
		,
	title={{Principles and Practice of Small Scale Business Management in Nigeria: A Didactic 17}}
		,
	author={{
			EGOsuala
		} and {
			RReed
		}}
		
		
			,
	year={1993. 2005}
		
	

}

@book{b21,
	
	
		,
	title={{Good Small Business Guide; How to Start and Grow Your Own Business}}
		
	
	,
	note={2 nd Edition}

}

@book{b22,
	
	
		,
	title={{}}
		,
	author={{
			& CBlack Publishers Ltd
		}}
		
			,
	address={London}
		
	

}

@book{b23,
	
	
		,
	title={{New King James Version}}
		,
	author={{
			TheHoly Bible
		}}
		
			,
	year={1994}
			,
	publisher={Thomas Nelson Publishers}
			,
	address={Washington DC}
		
	

}

@book{b24,
	
	
		,
	title={{Entrepreneurial Development in Nigeria: A Tactical Approach for The Organization Makers}}
		,
	author={{
			AMUzoma
		}}
		
			,
	year={1991}
			,
	publisher={New Age Educational Publishing Co. Ltd}
			,
	address={PortHarcourt}
		
	

}

@book{b25,
	
	
		,
	title={{Principles and Practice of Bookkeeping and Accounts}}
		,
	author={{
			BGVickery
		}}
		
			,
	year={1973}
		
	

}

@book{b26,
	
	
		,
	title={{}}
		,
	author={{
			CassellLondon
		} and {
			Publishers
		}}
		
		
	
	,
	note={21 st Edition}

}

@book{b27,
	
	
		,
	title={{World Bank Mapping}}
				
			,
	year={2001}
		
	

}