@incollection{,
	
					
					
					45619736183284787F0F5505A71CAF91
				,
	author={{Ms.Jyoti} and {KP college of management}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}12115760
}

@book{b0,
	
	
		,
	title={{Accuracy of machine learning models versus "hand crafted" expert systems -A credit scoring case study}}
		,
	author={{
			DavidBen-
		} and {
			FrankArie
		} and {
			Eibe
		}}
		
		
		
			,
	year={2009}
			,
	publisher={Pergamon Press, Inc. Tarrytown}
			,
	address={NY, USA}
		
	

}

@book{b1,
	
	
		,
	author={{
			ChandraPrasanna
		}}
		,
	title={{Fundamentals of Financial Management}}
				New Delhi, Ch
		
			,
	publisher={Tata Mc Graw Hill}
			,
	year={2007}
			20
		
	
	,
	note={Fourth Edition}

}

@book{b2,
	
	
		,
	title={{Are we modelling the right thing? The impact of incorrect problem specification in credit scoring}}
		,
	author={{
			FinlaySteven
		}}
		
			,
	year={2009}
			,
	publisher={Pergamon Press, Inc. Tarrytown}
			,
	address={NY, USA}
		
	

}

@book{b3,
	
	
		,
	title={{A Data Driven Ensemble Classifier for Credit Scoring Analysis}}
		,
	author={{
			HungHsieh Nan-Chen
		} and {
			HoLun-Ping
		} and {
			Chia-Ling
		}}
		
		
		
			,
	year={2009}
			,
	publisher={Springer-Verlag Berlin}
			,
	address={Heidelberg}
		
	

}

@book{b4,
	
	
		,
	title={{Financial Management, Fifth Edition, Tata Mc}}
		,
	author={{
			MYKhan
		} and {
			PKJain
		}}
		
		
			,
	year={2008}
			,
	publisher={Graw Hill Publications}
			
			,
	address={New Delhi}
		
	

}