@incollection{,
	
					
					
					AC2E63256D8D4C57B4DBCAE9F4D2BA62
					,
	note={Perceived Usefulness}
				,
	author={{TamrinAmboala} and {Haneffa MuchlisGazali}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2133743
}

@incollection{b0,
	
	
		,
	title={{An Empirical Investigation of Health Practitioners Technology Adoption: The Mediating Role of Electronic Health}}
		,
	author={{
			EArkorful
		} and {
			ZShuliang
		} and {
			SMuhideen
		} and {
			IBasiru
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		}}
		
		
		
		
		10.1080/01900692.2019.1664569
	
	
		,
	journal={{Int. J. Public Adm}}
		
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	year={2019}
		
	

}

@incollection{b1,
	
	
		,
	title={{Factors affecting the adoption of connected objects in e-health: A mixed methods approach}}
		,
	author={{
			VDutot
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			FBergeron
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			KRozhkova
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		10.3917/sim.184.0031
	
	
		,
	booktitle={{Syst. d'Information Manag}}
				
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	year={2018}
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}

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	title={{National eHealth: Moving Towards Efficient Healthcare}}
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			FShaik Allaudin
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	year={2019}
		
	

}

@incollection{b3,
	
	
		,
	title={{Investigating factors influencing the adoption of e-Health in developing countries: A patient's perspective}}
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	author={{
			MRHoque
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	year={2017}
		
	

}

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		,
	title={{Factors affecting the adoption of electronic health records by nurses}}
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			BSingh
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		}}
		
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		,
	title={{Investigating Factors Impelling the Adoption of e-Health: A Perspective of African Expats in China}}
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	author={{
			IKhan
		} and {
			GXitong
		} and {
			ZAhmad
		} and {
			FShahzad
		}}
		
		
		
		doi: 10.1177/ 2158244019865803
	
	
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	journal={{SAGE Open}}
		
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	year={2019}
		
	

}

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	title={{Mapping monetization across various gaming domains}}
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	author={{
			EMarkopoulos
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	year={August 2019. 2019}
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	publisher={Springer International Publishing}
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}

@incollection{b7,
	
	
		,
	title={{Influence of Factors on the Adoption and Use of ICT-Based eHealth Technology by Urban Corporate People}}
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	author={{
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			RHoque
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			RIslam
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	year={2020}
		
	

}

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		,
	title={{Press Release Demographic Statistics Third Quarter}}
		
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	year={2019. 2019}
			,
	address={Malaysia}
		
		
			Department of Statistics Malaysia
		
	

}

@book{b9,
	
	
		,
	title={{Department of Statistics Press Release Ict Use and Access By Individuals and Households Survey Report}}
		
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	year={2018}
		
		
			Department of Statistics Malaysia
		
	

}

@incollection{b10,
	
	
		,
	title={{Perceived Ease of Use, and User Acceptance of Information Technology}}
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	author={{
			FDDavis
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	journal={{MIS Q}}
		
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	title={{Belief, attitude, intention and behavior: An introduction to theory and research}}
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	author={{
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	year={1975}
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	publisher={Addison-Wesley}
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	title={{Conceptualizing mobile health application use intention and adoption among Iraqian older adults: From the perspective of expanded technology acceptance model}}
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	author={{
			MASaare
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			AHussain
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			WSYue
		}}
		
		
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	journal={{Int. J. Interact. Mob. Technol}}
		
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	year={2019}
		
	

}

@incollection{b13,
	
	
		,
	title={{Patient Acceptance of e-Health Services in Saudi Arabia: An Integrative Perspective}}
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	author={{
			AMAlbar
		} and {
			MRHoque
		}}
		
		10.1089/tmj.2018.0107
	
	
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	journal={{Telemed. e-Health}}
		
			25
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	year={2019}
		
	

}

@book{b14,
	
	
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	title={{Modeling User Acceptance of Internet Banking in Malaysia : a Partial Least Square (Pls) Approach," in E-adoption and socio-economic impacts: Emerging infrastructural effects}}
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	author={{
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		} and {
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		}}
		
		
		
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	year={2011}
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	publisher={IGI Global Publisher}
			
		
	

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@incollection{b15,
	
	
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	title={{Extending the Technology Acceptance Model to Mobile Banking Adoption in Rural Zimbabwe}}
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}

@incollection{b16,
	
	
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	title={{Brokers' Adoption of Net Stock Trading : A Study}}
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	author={{
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		}}
	
	
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	journal={{Am. Int. J. Res. Humanit. Arts Soc. Sci}}
		
			
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	year={2013}
		
	

}

@incollection{b17,
	
	
		,
	title={{Determinants of online waqf acceptance: An empirical investigation}}
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		} and {
			TRamayah
		} and {
			RSupinah
		} and {
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		}}
		
		
		
		
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}

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	title={{Assessment of a Modified Technology Acceptance Model among E-banking Customers in Coimbatore City}}
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	author={{
			GKallanmarthodi
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		}}
		
	
	
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	journal={{Int. J. Innov. Manag. Technol}}
		
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	year={2012}
		
	

}

@incollection{b19,
	
	
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	title={{Effects of individual innovativeness on physician Acceptance of information technology}}
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	author={{
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	journal={{Int. J. Serv. Stand}}
		
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	year={2010}
		
	

}

@incollection{b20,
	
	
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	title={{A Conceptual and Operational Definition of Personal Innovativeness in the Domain of Information Technology}}
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	author={{
			RAgarwal
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		}}
		
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	journal={{Inf. Syst. Res}}
		
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	year={1998}
		
	

}

@incollection{b21,
	
	
		,
	title={{Personal innovativeness, social influences and adoption of wireless Internet services via mobile technology}}
		,
	author={{
			JLu
		} and {
			JEYao
		} and {
			CSYu
		}}
		
		
		10.1016/j.jsis.2005.07.003
	
	
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	journal={{J. Strateg. Inf. Syst}}
		
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	year={2005}
		
	

}

@incollection{b22,
	
	
		,
	title={{Technological opinion leadership: The role of personal innovativeness, gadget love, and technological innovativeness}}
		,
	author={{
			RThakur
		} and {
			AAngriawan
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		}}
		
		
		10.1016/j.jbusres.2015.11.012
	
	
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}

@incollection{b23,
	
	
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	title={{Social Networking Sites Acceptance: The Role of Personal Innovativeness in Information Technology}}
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	author={{
			TRWijesundara
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		}}
		
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@book{b24,
	
	
		,
	title={{Belief, attitude, attitude, intention and behavior: An introduction to theory of research}}
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	author={{
			IFishbein
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			MAjzen
		}}
		
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	editor={Reading, MA Addison-Wesley Addison-Wesley}
		
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@incollection{b25,
	
	
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	title={{Consumer acceptance of wireless finance}}
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			MWetzels
		} and {
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		}}
		
		
	
	
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	journal={{J}}
		
	

}

@book{b26,
	
	
		,
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	author={{
			Financ
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	year={2004}
			8
			
		
	

}

@incollection{b27,
	
	
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	title={{A theoretical model of intentional social action in online social networks}}
		,
	author={{
			CM KCheung
		} and {
			MK OLee
		}}
		
		10.1016/j.dss.2009.12.006
	
	
		,
	journal={{Decis. Support Syst}}
		
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	year={2010}
		
	

}

@incollection{b28,
	
	
		,
	title={{The Influence of Perceived Usefulness, Ease of Use, Attitude, Self-efficacy, and Subjective Norms Toward Intention to Use Online Shopping}}
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	author={{
			RShabrina
		} and {
			BZaki
		}}
		
	
	
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	journal={{Int. Bus. Account. Res. J}}
		
			3
			1
			
			,
	year={2019}
		
	

}

@incollection{b29,
	
	
		,
	title={{A decomposed theory of reasoned action to explain intention to use Internet stock trading among Malaysian investors}}
		,
	author={{
			TRamayah
		} and {
			KRouibah
		} and {
			MGopi
		} and {
			GJRangel
		}}
		
		
		
	
	
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	journal={{Comput. Human Behav}}
		
			25
			6
			
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	year={2009}
		
	

}

@book{b30,
	
	
		,
	title={{Connected Insurance Reshaping the Health Insurance Industry, no. tourism}}
		,
	author={{
			ASilvello
		} and {
			AProcaccini
		}}
		
		
			,
	year={2016}
		
	

}

@incollection{b31,
	
	
		,
	title={{Digital adoption in the insurance sector -from ambition to reality?}}
	
	
		,
	journal={{The Economist}}
		
			,
	year={2015}
		
	
	,
	note={The Economist}

}