@incollection{,
	
					
					
					F20463BC64AC3022BB908E0035577B72
				,
	author={{Wiem BenJabra} and {University of Sousse, Tunisia}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}2054756
}

@incollection{b0,
	
	
		,
	title={{Regulations, competition and bank risktaking in transition countries}}
		,
	author={{
			ME KAgoraki
		} and {
			MDelis
		} and {
			FPasiouras
		}}
		
		
	
	
		,
	journal={{Journal of Financial Stability}}
		
			1
			
			,
	year={2011}
		
	

}

@incollection{b1,
	
	
		,
	title={{Is financial inclusion good for bank stability?', International evidence}}
		,
	author={{
			MAhamed
		} and {
			SKMallick
		}}
		
	
	
		,
	journal={{Journal of Economic Behavior and Organization}}
		
			,
	year={2017}
		
	

}

@incollection{b2,
	
	
		,
	title={{Competition and bank stability in the MENA region: The moderating effect of Islamic versus conventional banks}}
		,
	author={{
			MAlbaity
		} and {
			RMallek
		} and {
			AH MNoman
		}}
		
		
	
	
		,
	journal={{Emerging Markets Review}}
		
			38
			
			,
	year={2019}
		
	

}

@incollection{b3,
	
	
		,
	title={{Bank profitability and the business cycle}}
		,
	author={{
			Albertazzi
		} and {
			LGambacorta
		}}
		
	
	
		,
	journal={{Journal of Financial Stability}}
		
			5
			4
			
			,
	year={2009}
		
	

}

@incollection{b4,
	
	
		,
	title={{Deposit insurance coverage, ownership, and banks' risktaking in emerging markets}}
		,
	author={{
			Angkinand
		} and {
			CWihlborg
		}}
		
	
	
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	journal={{Journal of International Money and Finance}}
		
			29
			2
			
			,
	year={2010}
		
	

}

@incollection{b5,
	
	
		,
	title={{Too much finance?}}
		,
	author={{
			JLArcand
		} and {
			Berkes
		} and {
			UPanizza
		}}
		
		
	
	
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	journal={{Journal of Economic Growth}}
		
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			2
			
			,
	year={2015}
		
	

}

@incollection{b6,
	
	
		,
	title={{Some tests of specification for panel data: Monte Carlo evidence and an application to employment equations}}
		,
	author={{
			Arellano
		} and {
			SBond
		}}
		
	
	
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	booktitle={{The review of economic studies}}
				
			,
	year={1991}
			58
			
		
	

}

@incollection{b7,
	
	
		,
	title={{Another look at the instrumental variable estimation of errorcomponents models}}
		,
	author={{
			Arellano
		} and {
			OBover
		}}
		
	
	
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	journal={{Journal of econometrics}}
		
			68
			1
			
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	year={1995}
		
	

}

@incollection{b8,
	
	
		,
	title={{Bank-specific, industry-specific and macroeconomic determinants of bank profitability}}
		,
	author={{
			PPAthanasoglou
		} and {
			SBrissimis
		} and {
			MDDelis
		}}
		
		
	
	
		,
	journal={{Journal of international financial Markets, Institutions and Money}}
		
			18
			2
			
			,
	year={2008}
		
	

}

@incollection{b9,
	
	
		,
	title={{Bank regulation, property prices and early warning systems for banking crises in OECD countries}}
		,
	author={{
			RBarrell
		} and {
			EPDavis
		} and {
			Karim
		} and {
			ILiadze
		}}
		
		
		
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			34
			9
			
			,
	year={2010}
		
	

}

@incollection{b10,
	
	
		,
	title={{Factors influencing bank risk in Europe: Evidence from the financial crisis}}
		,
	author={{
			LBaselga-Pascual
		} and {
			Trujillo-Ponce
		} and {
			CCardone-Riportella
		}}
		
		
	
	
		,
	journal={{The North American Journal of Economics and Finance}}
		
			34
			
			,
	year={2015}
		
	

}

@incollection{b11,
	
	
		,
	title={{Debt and growth: New evidence for the euro area}}
		,
	author={{
			ABaum
		} and {
			Checherita-Westphal
		} and {
			PRother
		}}
		
		
	
	
		,
	journal={{Journal of International Money and Finance}}
		
			32
			
			,
	year={2013}
		
	

}

@incollection{b12,
	
	
		,
	title={{Bank competition and stability: Cross country heterogeneity}}
		,
	author={{
			TBeck
		} and {
			De Jonghe
		} and {
			GSchepens
		}}
		
		
	
	
		,
	journal={{Journal of financial Intermediation}}
		
			22
			2
			
			,
	year={2013}
		
	

}

@incollection{b13,
	
	
		,
	title={{How does capital affect bank performance during financial crises?}}
		,
	author={{
			ABerger
		} and {
			CHBouwman
		}}
		
	
	
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	journal={{Journal of Financial Economics}}
		
			109
			1
			
			,
	year={2013}
		
	

}

@incollection{b14,
	
	
		,
	title={{Problem loans and cost efficiency in commercial banks}}
		,
	author={{
			ABerger
		} and {
			RYoung
		}}
		
	
	
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			21
			6
			
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	year={1997}
		
	

}

@incollection{b15,
	
	
		,
	title={{Competitive viability in banking: Scale, scope, and product mix economies}}
		,
	author={{
			ANBerger
		} and {
			GHanweck
		} and {
			DBHumphrey
		}}
		
		
	
	
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			20
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@incollection{b16,
	
	
		,
	title={{Cyclical patterns in profits, provisioning and lending of banks and procyclicality of the new Basel capital requirements}}
		,
	author={{
			JBikker
		} and {
			HHu
		}}
		
	
	
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			221
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	year={2002}
		
	

}

@incollection{b17,
	
	
		,
	title={{Initial conditions and moment restrictions in dynamic panel data models}}
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	author={{
			Blundell
		} and {
			SBond
		}}
		
	
	
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@incollection{b18,
	
	
		,
	title={{Commercial bank ownership and performance in China}}
		,
	author={{
			ABoateng
		} and {
			Huang
		} and {
			NKKufuor
		}}
		
		
	
	
		,
	journal={{Applied Economics}}
		
			47
			49
			
			,
	year={2015}
		
	

}

@incollection{b19,
	
	
		,
	title={{Concentration and other determinants of bank profitability in Europe}}
		,
	author={{
			PBourke
		}}
	
	
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	journal={{Journal of Banking and Finance}}
		
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			1
			
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	year={1989}
		
	
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	note={North America and Australia}

}

@incollection{b20,
	
	
		,
	title={{Bank holding company mergers with nonbank financial firms: Effects on the risk of failure}}
		,
	author={{
			JHBoyd
		} and {
			SGraham
		} and {
			RSHewitt
		}}
		
		
	
	
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			17
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	year={1993}
		
	

}

@incollection{b21,
	
	
		,
	title={{The fundamental principles of financial regulation}}
		,
	author={{
			MBrunnermeier
		} and {
			ACrockett
		} and {
			CAGoodhart
		} and {
			Persaud
		} and {
			HSShin
		}}
		
		
		
		
	
	
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	booktitle={{ICMB, Internat. Center for Monetary and Banking Studies}}
				
			,
	year={2009}
			11
		
	

}

@incollection{b22,
	
	
		,
	title={{The effects of government interventions in the financial sector on banking competition and the evolution of zombie banks}}
		,
	author={{
			Calderon
		} and {
			KSchaeck
		}}
		
	
	
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	journal={{Journal of Financial and Quantitative analysis}}
		
			51
			4
			
			,
	year={2016}
		
	

}

@incollection{b23,
	
	
		,
	title={{The impact of high government debt on economic growth and its channels: An empirical investigation for the euro area}}
		,
	author={{
			Checherita-Westphal
		} and {
			PRother
		}}
		
	
	
		,
	journal={{European economic review}}
		
			56
			7
			
			,
	year={2012}
		
	

}

@incollection{b24,
	
	
		,
	title={{Corruption and bank risk-taking: Evidence from emerging economies}}
		,
	author={{
			MChen
		} and {
			BNJeon
		} and {
			Wang
		} and {
			JWu
		}}
		
		
		
	
	
		,
	journal={{Emerging Markets Review}}
		
			24
			
			,
	year={2015}
		
	

}

@book{b25,
	
	
		,
	title={{Islamic banks and financial stability: An empirical analysis', International Monetary Fund}}
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	author={{
			MCihák
		} and {
			HHesse
		}}
		
		
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	year={2008}
		
	
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	note={Working paper (No. 8-16}

}

@book{b26,
	
	
		,
	title={{Bank ownership, market structure and risk}}
		,
	author={{
			MDe Nicoló
		} and {
			ELoukoianova
		}}
		
		
			,
	year={2007}
			,
	publisher={International Monetary Fund}
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}

@incollection{b27,
	
	
		,
	title={{Interest rates and bank risk-taking}}
		,
	author={{
			MDelis
		} and {
			GPKouretas
		}}
		
	
	
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	journal={{Journal of Banking and Finance}}
		
			35
			4
			
			,
	year={2011}
		
	

}

@incollection{b28,
	
	
		,
	title={{Quantifying and explaining parameter heterogeneity in the capital regulation-bank risk nexus}}
		,
	author={{
			MDDelis
		} and {
			KTran
		} and {
			EGTsionas
		}}
		
		
	
	
		,
	journal={{Journal of Financial Stability}}
		
			8
			2
			
			,
	year={2012}
		
	

}

@incollection{b29,
	
	
		,
	title={{Does deposit insurance increase banking system stability? An empirical investigation}}
		,
	author={{
			Demirgüç-Kunt
		} and {
			EDetragiache
		}}
		
	
	
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	journal={{Journal of monetary economics}}
		
			49
			7
			
			,
	year={2002}
		
	

}

@book{b30,
	
	
		,
	title={{Deposit insurance around the world: issues of design and implementation'}}
		,
	author={{
			ADemirgüç-Kunt
		} and {
			EKane
		} and {
			LLaeven
		}}
		
		
		
			,
	year={2008}
			,
	publisher={Mit Press}
			1
		
	

}

@book{b31,
	
	
		,
	title={{Deposit Insurance around the World: A Comprehensive Issues of design and implementation}}
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	author={{
			ADemirguc-Kunt
		} and {
			EKane
		} and {
			Karacaovali
		} and {
			LLaeven
		}}
		
		
		
		
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	year={2005}
			363
		
	

}

@incollection{b32,
	
	
		,
	title={{Financial intermediation and delegated monitoring}}
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	author={{
			DWDiamond
		}}
	
	
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	booktitle={{The review of economic studies}}
				
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	year={1984}
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}

@incollection{b33,
	
	
		,
	title={{Does the worldwide shift of FDI from manufacturing to services accelerate economic growth? A GMM estimation study}}
		,
	author={{
			Doytch
		} and {
			MUctum
		}}
		
	
	
		,
	journal={{Journal of International Money and Finance}}
		
			30
			3
			
			,
	year={2011}
		
	

}

@incollection{b34,
	
	
		,
	title={{Ownership, interest rates and bank risktaking in Central and Eastern European countries}}
		,
	author={{
			AADrakos
		} and {
			GKouretas
		} and {
			CTsoumas
		}}
		
		
	
	
		,
	journal={{International Review of Financial Analysis}}
		
			45
			
			,
	year={2016}
		
	

}

@incollection{b35,
	
	
		,
	title={{Banking and economic volatility}}
		,
	author={{
			AIFernández
		} and {
			González
		} and {
			NSuárez
		}}
		
		
	
	
		,
	journal={{Journal of Financial Stability}}
		
			22
			
			,
	year={2016}
		
	

}

@book{b36,
	
	
		,
	title={{The determinants of commercial bank profitability in Sub-Saharan Africa}}
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	author={{
			VFlamini
		} and {
			MSchumacher
		} and {
			MC AMcdonald
		}}
		
		
		No. 09/15
		
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	year={2009}
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	publisher={International Monetary Fund}
		
	
	,
	note={Working Paper}

}

@incollection{b37,
	
	
		,
	title={{Ownership structure, market discipline, and banks' risk-taking incentives under deposit insurance}}
		,
	author={{
			JForssbaeck
		}}
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			35
			10
			26662678
			,
	year={2011}
		
	

}

@incollection{b38,
	
	
		,
	title={{Risk-taking behaviour and ownership in the banking industry: The Spanish evidence}}
		,
	author={{
			García-Marco
		} and {
			MDRobles-Fernández
		}}
		
	
	
		,
	journal={{Journal of Economics and Business}}
		
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	year={2008}
		
	

}

@incollection{b39,
	
	
		,
	title={{Capital requirements and bank behaviour: An empirical analysis of Indian public sector banks}}
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	author={{
			SGhosh
		} and {
			DMNachane
		} and {
			Narain
		} and {
			SSahoo
		}}
		
		
		
	
	
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	journal={{Journal of International Development: The Journal of the Development Studies Association}}
		
			15
			2
			145156
			,
	year={2003}
		
	

}

@book{b40,
	
	
		,
	title={{European banking: efficiency, technology, and growth}}
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	author={{
			JAGoddard
		} and {
			Molyneux
		} and {
			JOWilson
		}}
		
		
		
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	year={2001}
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	publisher={John Wiley and Sons}
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	address={Chichester; England}
		
	

}

@incollection{b41,
	
	
		,
	title={{Bank capital and credit risk taking in emerging market economies}}
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	author={{
			CJGodlewski
		}}
	
	
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	journal={{Journal of Banking Regulation}}
		
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}

@incollection{b42,
	
	
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	title={{Large sample properties of generalized method of moments estimators}}
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	author={{
			LPHansen
		}}
	
	
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@incollection{b43,
	
	
		,
	title={{Does capital regulation matter for bank behavior?}}
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	author={{
			FHeid
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	year={2003}
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}

@incollection{b44,
	
	
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	title={{Creditor rights, information sharing, and bank risk taking}}
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	author={{
			JFHouston
		} and {
			CLin
		} and {
			Lin
		} and {
			YMa
		}}
		
		
		
	
	
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@incollection{b45,
	
	
		,
	title={{Determinants of commercial bank interest margins and profitability: some international evidence}}
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	author={{
			GIannotta
		} and {
			Nocera
		} and {
			ASironi
		} and {
			Demirgüç-Kunt
		} and {
			HHuizinga
		}}
		
		
		
		
	
	
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			13
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	year={2007. 1999}
		
	
	,
	note={Ownership structure, risk and performance in the 31}

}

@incollection{b46,
	
	
		,
	title={{European banking industry}}
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			31
			7
			21272149
		
	

}

@book{b47,
	
	
		,
	title={{Monetary policy, risk-taking, and pricing: Evidence from a quasi-natural experiment}}
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	author={{
			VPIoannidou
		} and {
			Ongena
		} and {
			JLPeydró-Alcalde
		}}
		
		
		
			,
	year={2009}
			
		
		
			Tilburg University
		
	

}

@incollection{b48,
	
	
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	title={{Hazardous times for monetary policy: What do twenty-three million bank loans say about the effects of monetary policy on credit risk-taking?}}
		,
	author={{
			GJiménez
		} and {
			SOngena
		} and {
			JPeydró
		} and {
			JSaurina
		}}
		
		
		
	
	
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	journal={{Econometrica}}
		
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	year={2014}
		
	

}

@incollection{b49,
	
	
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	title={{The impact of banking sector stability on the real economy}}
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	author={{
			Jokipii
		} and {
			PMonnin
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	journal={{Journal of International Money and Finance}}
		
			32
			
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	year={2013}
		
	

}

@incollection{b50,
	
	
		,
	title={{The competition-stability/ fragility' nexus: A comparative analysis of Islamic and conventional banks}}
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	author={{
			MKabir
		} and {
			ACWorthington
		}}
		
	
	
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	journal={{International Review of Financial Analysis}}
		
			50
			
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	year={2017}
		
	

}

@incollection{b51,
	
	
		,
	title={{Factors affecting bank risk taking: Evidence from Japan}}
		,
	author={{
			Konishi
		} and {
			YYasuda
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	journal={{Journal of Banking and Finance}}
		
			28
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	year={2004}
		
	

}

@incollection{b52,
	
	
		,
	title={{Bank governance, regulation and risk taking}}
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	author={{
			Laeven
		} and {
			RLevine
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		,
	journal={{Journal of financial economics}}
		
			93
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	year={2009}
		
	

}

@incollection{b53,
	
	
		,
	title={{Bank insolvency risk and time-varying Z-score measures}}
		,
	author={{
			Lepetit
		} and {
			FStrobel
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	journal={{Journal of International Financial Markets, Institutions and Money}}
		
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	year={2013}
		
	

}

@incollection{b54,
	
	
		,
	title={{Exploring financial risks and vulnerabilities in new and potential EU member states}}
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	author={{
			AMaechler
		} and {
			Mitra
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			DWorrell
		}}
		
		
	
	
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			,
	year={2005}
			
		
	

}

@incollection{b55,
	
	
		,
	title={{Explaining bank distress in Eastern European transition economies}}
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	author={{
			Männasoo
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			DGMayes
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}

@incollection{b56,
	
	
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	title={{Determinants of European bank profitability: A note}}
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	author={{
			Molyneux
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			JThornton
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@incollection{b57,
	
	
		,
	title={{Efficiency and bank profitability in MENA countries}}
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	author={{
			Olson
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			TAZoubi
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	booktitle={{Emerging markets review}}
		
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}

@incollection{b58,
	
	
		,
	title={{Banking stability determinants in Africa}}
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	author={{
			PKOzili
		}}
	
	
		,
	journal={{International Journal of Managerial Finance}}
		
			14
			4
			
			,
	year={2018}
		
	

}

@incollection{b59,
	
	
		,
	title={{Factors influencing the profitability of domestic and foreign commercial banks in the European Union}}
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	author={{
			Pasiouras
		} and {
			KKosmidou
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	journal={{Research in International Business and Finance}}
		
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	year={2007}
		
	

}

@incollection{b60,
	
	
		,
	title={{Capital requirements and bank behaviour: Empirical evidence for Switzerland}}
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	author={{
			BRime
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	journal={{Journal of and Finance}}
		
			25
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}

@incollection{b61,
	
	
		,
	title={{Credit risk in two institutional regimes: Spanish commercial and savings banks}}
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	author={{
			Salas
		} and {
			JSaurina
		}}
		
	
	
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	journal={{Journal of Financial Services Research}}
		
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	year={2002}
		
	

}

@incollection{b62,
	
	
		,
	title={{Ownership structure, deregulation, and bank risk taking}}
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	author={{
			ASaunders
		} and {
			Strock
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			NGTravlos
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@incollection{b63,
	
	
		,
	title={{The relationship between risk and capital banks}}
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	author={{
			RShrieves
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			DDahl
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	year={1992}
		
	

}

@book{b64,
	
	
		,
	title={{Bank capital and risk-taking: The impact of capital regulation, charter value, and business}}
		,
	author={{
			SMStolz
		}}
		
			,
	year={2007}
			,
	publisher={Springer Science and Business Media}
			337
		
	

}

@incollection{b65,
	
	
		,
	title={{Does competition only impact on insolvency risk? New evidence from the Chinese banking industry}}
		,
	author={{
			Tan
		} and {
			JAnchor
		}}
		
	
	
		,
	journal={{International Journal of Managerial Finance}}
		
			13
			3
			
			,
	year={2017}
		
	

}

@incollection{b66,
	
	
		,
	title={{On the implications of market power in banking: Evidence from developing countries}}
		,
	author={{
			RTurk Ariss
		}}
	
	
		,
	journal={{Journal of banking and Finance}}
		
			34
			4
			
			,
	year={2010}
		
	

}

@incollection{b67,
	
	
		,
	title={{Consolidation in banking and financial stability in Europe: Empirical evidence}}
		,
	author={{
			Uhde
		} and {
			UHeimeshoff
		} and {
			ASaunders
		} and {
			Strock
		} and {
			NGTravlos
		}}
		
		
		
		
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			33
			7
			
			,
	year={2009. 1990}
		
	
	,
	note={The Journal of Finance}

}

@incollection{b68,
	
	
		,
	title={{The relationship between risk and capital in commercial banks}}
		,
	author={{
			RShrieves
		} and {
			DDahl
		}}
		
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			16
			
			,
	year={1992}
		
	

}

@book{b69,
	
	
		,
	title={{Bank capital and risk-taking: The impact of capital regulation, charter value, and the business}}
		,
	author={{
			SMStolz
		}}
		
			,
	year={2007}
			,
	publisher={Springer Science and Business Media}
			337
		
	

}

@incollection{b70,
	
	
		,
	title={{Does competition only impact on insolvency risk? New evidence from the Chinese banking industry}}
		,
	author={{
			Y &Tan
		} and {
			JAnchor
		}}
		
	
	
		,
	journal={{International Journal of Managerial Finance}}
		
			13
			
			,
	year={2017}
		
	

}

@incollection{b71,
	
	
		,
	title={{On the implications of market power in banking: Evidence from developing countries}}
		,
	author={{
			RTurk Ariss
		}}
	
	
		,
	journal={{Journal of banking and Finance}}
		
			34
			
			,
	year={2010}
		
	

}

@incollection{b72,
	
	
		,
	title={{Consolidation in banking and financial stability in Europe: Empirical evidence}}
		,
	author={{
			Uhde
		} and {
			UHeimeshoff
		}}
		
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			33
			
			,
	year={2009}
		
	

}