@incollection{, FB059C168EAD56AD4F1CA96AEA2C9B40 , author={{Ahmed MahdiAbdulkareem} and {Saurashtra University,}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}2015161 } @book{b0, , title={{A Concise History of Indian Economy}} , author={{ DBhattacharya }} , year={1989} , publisher={Prentice Hall of India Pvt. Ltd} , address={New Delhi} } @incollection{b1, , title={{Funds Management in Commercial Bank}} , author={{ HL KVerma & A } and { Malhotra }} Pg.-4 , booktitle={{Deep & Deep publications}} New Delhi , year={1993} } @book{b2, , title={{Modern Banking}} , author={{ MCVaish }} , year={1984. Pg.-179, 180} , publisher={Oxford & IBH Publishers Co} , address={New Delhi} , note={second revised edition} } @book{b3, , title={{Banking law & Practice}} , author={{ PNVarshney }} , year={2001} , publisher={Sultan Chand & Sons} , address={New Delhi} , note={4 to 1.8} } @book{b4, , title={{Basics of Banking & Insurance}} , author={{ PraveenMSri }} , year={2001} } @book{b5, , title={{Banking low and Practice in India}} , author={{ Tannon }} , year={1999} , publisher={Indian Law House} 2 139 , address={Delhi} } @book{b6, , title={{Cost Accounting and Financial Management}} , author={{ RaviMKishor }} , publisher={Taxman Publications Pvt. Ltd} , address={New Delhi} } @incollection{b7, , title={{}} , author={{ MPandey }} , journal={{Financial Management}} 581 , publisher={Vikas Publishing House Pvt. Ltd., Noida -India} } @incollection{b8, , author={{ CParamsivan } and { TSubramanian }} No. 02-03 , booktitle={{New Age International (P) Limited, Publishers}} New Delhi, Page } @book{b9, , title={{Accounting for Management}} , author={{ AshokSehgal } and { DeepakSehgal }} , publisher={Taxmann Publication} , address={New Delhi} } @incollection{b10, , title={{Financial Management}} , author={{ P CDr } and { ;STulsian } and { CompanyChand } and { Ltd }} 13.1 to 13.19 , journal={{New Delhi P}} } @book{b11, , author={{ KumarSingh }} , title={{Financial Analysis for Business Decisions}} , publisher={N. Delhi, Allied Publishers} , year={1970} } @incollection{b12, , title={{Advanced Accountancy}} , author={{ TJPrin } and { Rana }} , booktitle={{Sudhir Prakashan, Ahmedabad P}} , note={18 th Edition} } @book{b13, , title={{Financial Management Problems and solution}} , author={{ RaviMKishor }} , publisher={Taxman Publication} , address={New Delhi P} } @book{b14, , title={{Research Methodology}} , author={{ CRKothari }} , year={2004} , publisher={New Age International (P) Ltd, Pubulishers} , address={New Delhi, India} } @book{b15, , title={{Research Methodology}} , author={{ RMPriti } and { PK }} , year={2017} , publisher={Himalaya Publishing House Pvt. Ltd} , address={Mumbai, Maharashtra, India} } @incollection{b16, , title={{Research Methodology}} , author={{ UBhojanna }} , booktitle={{Research Methodology (p. 8)}} , editor={ UBhojanna &UBhojanna } New Delhi, India , publisher={Excel Books Private Ltd} , year={2012} } @incollection{b17, , title={{Opportunities and challenges in the Indian Retail Banking Industry}} , author={{ KumarAshok }} , journal={{ACME International Journal of Multidisciplinary Research}} I 1 , year={2013} } @incollection{b18, , title={{Productivity in Commercial Banks: A DEA Approach}} , author={{ CSCheema } and { MAgarwal }} , journal={{Business Review}} 8 1 & 2 , year={2002} } @book{b19, , title={{Technology and Innovation in Retail Banking Distribution. The International Journal of Bank marketing}} , author={{ JamesFDevlin }} , year={1995} 13 } @incollection{b20, , title={{A comparative study on the performance of selected public sector and private sector banks in India}} , author={{ CheenuGoel } and { Rekhi ChitwanBhutani }} , journal={{Journal of Business management & Social Sciences Research (JBM&SSR)}} No: 2319-5614 2 7 , year={2013. July 2013} } @book{b21, , title={{Profit and Profitability in Commercial Banks}} , author={{ Amandeep }} , year={1993} , publisher={Deep & Deep Publication} , address={New Delhi} } @incollection{b22, , title={{Performance of New Private Sector Banks in India}} , author={{ RGoyal } and { RKaur }} , journal={{International journal of Data and Network Security}} 61 3 , year={2008. July-September} , note={The Indian Journal of Commerce} } @incollection{b23, , title={{Factors Affecting Bank Profitability: An Empirical Study}} , author={{ ReetuKapoor } and { RCDangwal }} , journal={{Journal of Accounting and Finance}} 26 2 , year={2012. April-September 2012} } @incollection{b24, , title={{Trends and Growth Opportunities of Indian banking sector}} , author={{ KrishnanMahalakshmi }} , journal={{Journal of Management Outlook}} 2 1 , year={2012. Jan-June 2012} } @book{b25, , title={{Profitability and Productivity in Indian Banks-A comparative Study}} , author={{ RKMittal } and { SDhingra }} , year={2007. May} 1 , note={Research paper. Published in AIMS international} } @incollection{b26, , title={{A Comparative Analysis of Promotional Tools and Techniques Adopted For Retail Banking in Public Sector and Private Sector Banks}} , author={{ SwatiMittal } and { KKPachauri }} , journal={{Journal of Business Management & Social Sciences Research}} 2 2 , year={2013} } @incollection{b27, , title={{Impact of Customer's Satisfaction on Retai Banking}} , author={{ AwasthiParitosh } and { DiveKavita }} , journal={{International Referred Research Journal}} 3 , year={2012} } @incollection{b28, , title={{Indian Retail Banking Industry: Drivers and dooms-an Empirical Study}} , author={{ BRevathy }} , journal={{International Journal of Multidisciplinary Management Studies}} 2 1 , year={2012} } @incollection{b29, , title={{Development of Composite Index of Banking Efficiency, the Indian Case. Occasional papers 18, RBI central office Mumbai. Study}} , author={{ PCSarkar } and { ADas }} , journal={{Journal of accounting and Finance}} 26 2 , year={1997. April-September 2012} } @book{b30, , title={{Performance Evaluation of Public Sector Banks -A comparative Study}} , author={{ NVijayalakshmi & Dr } and { .GKarunanithi }} , year={2016} }