@incollection{,
	
					
					
					1DB2D8BBD4D343A76C763FE463419EF2
				,
	author={{OlayemiAdewumi} and {University of Lagos}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}201917
}

@book{b0,
	
	
		,
	title={{Deposits and Lending Rates in The Banking Industry}}
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			Nigeria
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	year={2012}
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	publisher={LAGOS: CBN}
		
	

}

@incollection{b1,
	
	
		,
	title={{Winte r2018). Home Ownership and the American Dream}}
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	author={{
			MGoodman
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	journal={{Journal of Economic Perspective}}
		
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@incollection{b2,
	
	
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	title={{English Housing Survey 2017-2018: Home ownership. Ministry of Housing}}
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	author={{
			Gov
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	journal={{Communities & Local Government}}
		
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	year={2019}
		
	

}

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	title={{The Determinants of Home Ownership: An application Of Human capital Investment Theory to The Home Ownership Decision. 71. Honours Project}}
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	author={{
			JHood
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	year={1999}
		
	

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@incollection{b4,
	
	
		,
	title={{Sustainable Development Goals}}
	
	
		,
	journal={{Human development Report}}
		
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	year={2016}
		
	
	,
	note={UNDP}

}

@book{b5,
	
	
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	title={{Ministry of Housing Communities and Local Governments}}
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			,
	year={2019}
		
	

}

@book{b6,
	
	
		,
	title={{Demistifying The Affordable Housing Debacle In A transiting Economy}}
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	author={{
			ONubi
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			,
	year={2016}
			,
	address={Lagos, Lagos, Nigeria}
		
	

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@incollection{b7,
	
	
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	title={{Challenges of Housing finance and it"s Implications on Home Ownership by the Low and Medium Income earners in Nigeria (Case Study Port Harcourt)}}
	
	
		,
	journal={{Journal of environmental}}
		
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	year={2017}
		
	
	,
	note={The Age-Pattern of Home -Ownership in Lagos Metropolis 8. Nubor}

}

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		,
	title={{}}
	
	
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	journal={{Toxicology and food Technology}}
		
			2
			6
			
		
	
	,
	note={Science}

}

@incollection{b9,
	
	
		,
	title={{Effects of Home Ownership on Good Governance In Nigeria}}
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	author={{
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		}}
	
	
		,
	journal={{Academia.edu}}
		
			
			,
	year={2012}
		
	

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@incollection{b10,
	
	
		,
	title={{Problems of Primary Mortgage in Nigeria}}
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	author={{
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	year={2011}
		
	

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	title={{Oxford English Dictionary}}
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	author={{
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	booktitle={{oxford. England: Oxford. 13. Oxford dictionary}}
				
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	year={2019. 2019}
		
	
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	note={Oxford dictionaries}

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	title={{The Right Age to buy a house}}
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	author={{
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	year={2016}
		
	
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	note={Retrieved from Firtsbank}

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@book{b13,
	
	
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	author={{
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	year={2016}
		
	
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	note={Retrieved from Housingwire.com}

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	title={{Chicago: National Association of realtors}}
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	author={{
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@incollection{b18,
	
	
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	author={{
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	journal={{Internation Journal of Housing Markets and Analysis}}
		
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	year={2019}
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	address={New York}
		
	

}