@incollection{,
	
					
					
					CD8C5CDCCD491014AC9072106B4AD2A1
				,
	author={{Md. ShohelRana} and {Md. MehediHasan} and {ShafiqulIslam} and {Begum Rokeya University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1974755
}

@incollection{b0,
	
	
		,
	title={{Groundwater quality: focus on fluoride and fluorosis in Rajasthan}}
		,
	author={{
			VAgrawal
		} and {
			AKVaish
		} and {
			PVaish
		}}
		
		
	
	
		,
	journal={{Current Science}}
		
			73
			9
			
			,
	year={1997}
		
	

}

@incollection{b1,
	
	
		,
	title={{Did risk-based capital allocate bank credit and cause a" credit crunch" in the United States?}}
		,
	author={{
			ANBerger
		} and {
			GFUdell
		}}
		
	
	
		,
	journal={{Journal of Money, credit and Banking}}
		
			26
			3
			
			,
	year={1994}
		
	

}

@incollection{b2,
	
	
		,
	title={{The role of capital in financial institutions}}
		,
	author={{
			ANBerger
		} and {
			RJHerring
		} and {
			GPSzegö
		}}
		
		
	
	
		,
	journal={{Journal of Banking & Finance}}
		
			19
			3-4
			
			,
	year={1995}
		
	

}

@incollection{b3,
	
	
		,
	title={{The credit crunch}}
		,
	author={{
			BSBernanke
		} and {
			CSLown
		} and {
			BMFriedman
		}}
		
		
	
	
		,
	journal={{Brookings papers on economic activity}}
		
			2
			
			,
	year={1991. 1991}
		
	

}

@incollection{b4,
	
	
		,
	title={{Capital regulation of banks: Where do we stand and where are we going}}
		,
	author={{
			RBichsel
		} and {
			JBlum
		}}
		
	
	
		,
	booktitle={{Swiss National Bank}}
				
			,
	year={2005}
			4
			
		
	

}

@incollection{b5,
	
	
		,
	title={{Cyclical patterns in profits, provisioning and lending of banks and procyclicality of the new Basel capital requirements}}
		,
	author={{
			JABikker
		} and {
			HHu
		}}
		
	
	
		,
	journal={{PSL Quarterly Review}}
		
			221
			55
			,
	year={2012}
		
	

}

@incollection{b6,
	
	
		,
	title={{Do capital adequacy requirements reduce risks in banking?}}
		,
	author={{
			JBlum
		}}
	
	
		,
	journal={{Journal of Banking & Finance}}
		
			23
			5
			
			,
	year={1999}
		
	

}

@incollection{b7,
	
	
		,
	title={{Riskbased capital standards and the credit crunch}}
		,
	author={{
			EJBrinkmann
		} and {
			PMHorvitz
		}}
		
	
	
		,
	journal={{Journal of Money, Credit and Banking}}
		
			27
			3
			
			,
	year={1995}
		
	

}

@incollection{b8,
	
	
		,
	title={{Monetary policy with a touch of Basel}}
		,
	author={{
			RChami
		} and {
			TFCosimano
		}}
		
	
	
		,
	journal={{Journal of Economics and Business}}
		
			62
			3
			
			,
	year={2010}
		
	

}

@book{b9,
	
	
		,
	title={{Principals and agents: The structure of business}}
		,
	author={{
			RCClark
		} and {
			JWPratt
		} and {
			RJZeckhauser
		}}
		
		
		
			,
	year={1985}
		
	

}

@incollection{b10,
	
	
		,
	title={{Derivatives and risk management}}
		,
	author={{
			BMCollins
		} and {
			FJFabozzi
		}}
		
	
	
		,
	journal={{The Journal of Portfolio Management}}
		
			25
			5
			
			,
	year={1999}
		
	

}

@incollection{b11,
	
	
		,
	title={{A theory of bank capital}}
		,
	author={{
			DWDiamond
		} and {
			RGRajan
		}}
		
	
	
		,
	journal={{The Journal of Finance}}
		
			55
			6
			
			,
	year={2000}
		
	

}

@book{b12,
	
	
		,
	title={{}}
		,
	author={{
			GDonaldson
		}}
		
			,
	year={1961}
		
	

}

@incollection{b13,
	
	
		,
	title={{}}
	
	
		,
	journal={{Corporate Debt Policy. Division of Research}}
		
			
		
	

}

@incollection{b14,
	
	
		,
	title={{Agency theory: An assessment and review}}
		,
	author={{
			KMEisenhardt
		}}
	
	
		,
	journal={{Academy of management review}}
		
			14
			1
			
			,
	year={1989}
		
	

}

@incollection{b15,
	
	
		,
	title={{Agency theory: An assessment and review}}
		,
	author={{
			KMEisenhardt
		}}
	
	
		,
	journal={{Academy of management review}}
		
			14
			1
			
			,
	year={1989}
		
	

}

@incollection{b16,
	
	
		,
	title={{Testing the pecking order theory of capital structure}}
		,
	author={{
			MZFrank
		} and {
			VKGoyal
		}}
		
	
	
		,
	journal={{Journal of financial economics}}
		
			67
			2
			
			,
	year={2003}
		
	

}

@incollection{b17,
	
	
		,
	title={{Bank portfolio allocation: The impact of capital requirements, regulatory monitoring, economic conditions}}
		,
	author={{
			CFurfine
		}}
	
	
		,
	journal={{Journal of Financial Services Research}}
		
			20
			1
			
			,
	year={2001}
		
	

}

@incollection{b18,
	
	
		,
	title={{The capital structure of Swiss companies: an empirical analysis using dynamic panel data}}
		,
	author={{
			PGaud
		} and {
			EJani
		} and {
			MHoesli
		} and {
			ABender
		}}
		
		
		
	
	
		,
	journal={{European Financial Management}}
		
			11
			1
			
			,
	year={2005}
		
	

}

@incollection{b19,
	
	
		,
	title={{Capital requirements and bank behaviour: An empirical analysis of Indian public sector banks}}
		,
	author={{
			SGhosh
		} and {
			DMNachane
		} and {
			ANarain
		} and {
			SSahoo
		}}
		
		
		
	
	
		,
	journal={{Journal of International Development: The Journal of the Development Studies Association}}
		
			15
			2
			
			,
	year={2003}
		
	

}

@book{b20,
	
	
		,
	title={{Measuring commercial bank profitability: proceed with caution}}
		,
	author={{
			RAGilbert
		} and {
			DCWheelock
		}}
		
		
			,
	year={2007}
		
	

}

@incollection{b21,
	
	
		,
	title={{Characterization of 40 soybean (Glycine max) promoters, isolated from across 5 thematic gene groups}}
		,
	author={{
			AGunadi
		} and {
			PJRushton
		} and {
			LKMchale
		} and {
			AHGutek
		} and {
			JJFiner
		}}
		
		
		
		
	
	
		,
	journal={{Plant Cell, Tissue and Organ Culture (PCTOC)}}
		
			127
			1
			
			,
	year={2016}
		
	

}

@book{b22,
	
	
		,
	title={{Increasing Banking Capital for Promoting Financial Stability and Banking Response to Monetary Policy: Evidence from Indonesia1}}
		,
	author={{
			IGunadi
		} and {
			EDeriantino
		} and {
			ABudiman
		}}
		
		
		
	

}

@incollection{b23,
	
	
		,
	title={{The Effects of Bank Capital on Bank Credit Creation}}
		,
	author={{
			FRHahn
		}}
	
	
		,
	journal={{Panel Evidence from Austria}}
		
			188
			,
	year={2002}
			,
	publisher={WIFO Working Papers}
		
	

}

@incollection{b24,
	
	
		,
	title={{How has the Basle accord affected bank portfolios?}}
		,
	author={{
			BJHall
		}}
	
	
		,
	journal={{Journal of the Japanese and international economies}}
		
			7
			4
			
			,
	year={1993}
		
	

}

@incollection{b25,
	
	
		,
	title={{Has there been a" capital crunch" in banking? The effects on bank lending of real estate market conditions and bank capital shortfalls}}
		,
	author={{
			DHancock
		} and {
			JAWilcox
		}}
		
	
	
		,
	journal={{Journal of housing Economics}}
		
			3
			1
			
			,
	year={1993}
		
	

}

@incollection{b26,
	
	
		,
	title={{Bank capital shocks: dynamic effects on securities, loans, and capital}}
		,
	author={{
			DHancock
		} and {
			AJLaing
		} and {
			JAWilcox
		}}
		
		
	
	
		,
	journal={{Journal of Banking & Finance}}
		
			19
			3-4
			
			,
	year={1995}
		
	

}

@incollection{b27,
	
	
		,
	title={{Determinants of Islamic bank profitability}}
		,
	author={{
			SHaron
		}}
	
	
		,
	journal={{Global Journal of Finance and Economics}}
		
			1
			1
			
			,
	year={2004}
		
	

}

@incollection{b28,
	
	
		,
	title={{The theory of capital structure}}
		,
	author={{
			MHarris
		} and {
			ARaviv
		}}
		
	
	
		,
	journal={{the Journal of Finance}}
		
			46
			1
			
			,
	year={1991}
		
	

}

@book{b29,
	
	
		,
	title={{Capital requirements and shifts in commercial bank portfolios}}
		,
	author={{
			JGHaubrich
		} and {
			PWachtel
		}}
		
		
			,
	year={1993}
		
		
			New York University Salomon Center, Leonard N. Stern School of Business
		
	

}

@incollection{b30,
	
	
		,
	title={{The effects of the Basle accord on bank credit: the case of Japan}}
		,
	author={{
			YHonda
		}}
	
	
		,
	journal={{Applied Economics}}
		
			34
			10
			
			,
	year={2002}
		
	

}

@incollection{b31,
	
	
		,
	title={{The debt-equity choice}}
		,
	author={{
			AHovakimian
		} and {
			TOpler
		} and {
			STitman
		}}
		
		
	
	
		,
	journal={{Journal of Financial and Quantitative analysis}}
		
			36
			1
			
			,
	year={2001}
		
	

}

@incollection{b32,
	
	
		,
	title={{Theory of the firm: Managerial behavior, agency costs and ownership structure}}
		,
	author={{
			MCJensen
		} and {
			WHMeckling
		}}
		
	
	
		,
	journal={{Journal of financial economics}}
		
			3
			4
			
			,
	year={1976}
		
	

}

@incollection{b33,
	
	
		,
	title={{The financial system and economic performance}}
		,
	author={{
			RCMerton
		}}
	
	
		,
	booktitle={{International Competitiveness in Financial Services}}
				
			,
	year={1990}
			
		
	

}

@book{b34,
	
	
		,
	title={{}}
		,
	author={{
			DordrechtSpringer
		}}
		
	

}

@book{b35,
	
	
		,
	title={{Women: The Longest Revolution: Essays on Feminism, Literature and Psychoanalysis}}
		,
	author={{
			JMitchell
		}}
		
			,
	year={1984}
			,
	publisher={Virago}
			291
			,
	address={London}
		
	

}

@incollection{b36,
	
	
		,
	title={{The capital structure puzzle}}
		,
	author={{
			SCMyers
		}}
	
	
		,
	journal={{The journal of finance}}
		
			39
			3
			
			,
	year={1984}
		
	

}

@incollection{b37,
	
	
		,
	title={{Adopting and measuring customer service quality in Islamic banks}}
		,
	author={{
			SShafie
		} and {
			WN WAzmi
		} and {
			SHaron
		}}
		
		
	
	
		,
	journal={{Journal of Muamalat and Islamic Finance Research}}
		
			1
			1
			
			,
	year={2004}
		
	

}

@book{b38,
	
	
		,
	title={{The Effect of Capital Adequacy Requirements On-Credit Creation by Commerclal Banks in Kenya (Doctoral Dissertation}}
		,
	author={{
			WMWangui
		}}
		
			,
	year={2012}
		
		
			School of Business, University of Nairobi
		
	

}