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Department for Business, Innovation & Skills}} , author={{ MCowling } and { WLiu }} , year={2011} , note={online] Available at} } @book{b5, , title={{Analysis and uses of financial statements}} , author={{ LlcDeltacpe }} , year={2014} } @incollection{b6, , title={{Industry Structure, Market Rivalry, and Public Policy}} , author={{ HDemsetz }} , journal={{Journal of Law and Economics}} 16 1 , year={1973} } @incollection{b7, , title={{Industry Structure, Market Rivalry, and Public Policy}} , author={{ HDemsetz }} , journal={{Journal of Law and Economics}} 16 1 , year={1973} } @incollection{b8, , title={{The effect of financial/economic crisis on firm performance in Slovenia -a micro level, differencein-differences approach}} , author={{ PDolenc } and { AGrum } and { SLaporsek }} , journal={{Montenegrin Journal of Economics}} 8 2 , year={2012} } @incollection{b9, , author={{ VGrossmann }} , booktitle={{Firm Size, Productivity, Managerial Wages: A Job Assignment Approach}} , year={2007} 7 } @incollection{b10, , title={{Is performance driven by industry or firm specific factors? 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