@incollection{,
	
					
					
					1F3F3F73AA0163474F0338A221CA515B
				,
	author={{Md.Mamunur-Rashid} and {Md. ImdadulIslam}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1955762
}

@incollection{b0,
	
	
		,
	title={{Social Class and Commercial Bank Credit Card Usage}}
		,
	author={{
			HLMathews
		} and {
			JWSlocum
		}}
		
	
	
		,
	journal={{Journal of Marketing}}
		
			33
			
			,
	year={1969}
		
	

}

@incollection{b1,
	
	
		,
	title={{Development and prospects of internet banking in Bangladesh}}
		,
	author={{
			SSAlam
		} and {
			AKhatibi
		} and {
			ASSanthapparaj
		} and {
			MTalha
		}}
		
		
		
	
	
		,
	journal={{Competitive Review: An International Business Journal}}
		
			17
			
			,
	year={2007}
		
	

}

@incollection{b2,
	
	
		,
	title={{Technology Driven Banking in Bangladesh: Present Status, Future Prospects and Challenges}}
		,
	author={{
			FZaman
		} and {
			PChowdhury
		}}
		
	
	
		,
	journal={{BUP JOURNAL}}
		
			1
			1
			
			,
	year={2012}
		
	

}

@incollection{b3,
	
	
		,
	title={{The Rising Trend in the Use of Credit Cards in 7. Bangladesh and Its Implications on Overindebtedness and Its Difficulties in Personal Finance}}
		,
	author={{
			TIslam
		} and {
			MRKarim
		} and {
			NAlam
		}}
		
		
		10.13189/aeb.2015.030903
	
	
		,
	journal={{Advances in Economics and Business}}
		
			3
			9
			
			,
	year={2015}
		
	

}

@incollection{b4,
	
	
		,
	title={{Factors Affecting Customer's Preferences in Selecting Credit Card in Bangladesh}}
		,
	author={{
			RSheikh
		} and {
			MFHossain
		} and {
			KZIslam
		}}
		
		
	
	
		,
	journal={{European Journal of Business and Management}}
		
			6
			
			,
	year={2014}
		
	

}

@book{b5,
	
	
		,
	title={{The State of E-Finance in Developing Countries}}
		,
	author={{
			ARaihan
		}}
		
			,
	year={2001}
			,
	publisher={Bangladesh Perspective}
		
	

}

@incollection{b6,
	
	
		,
	title={{Factors Influencing Levels of Credit-Card Debt in College Students1}}
		,
	author={{
			JMNorvilitis
		} and {
			PBSzablicki
		} and {
			SDWilson
		}}
		
		
		doi:10.1111/j. 1559-1816.2003.tb01932.x
	
	
		,
	journal={{Journal of Applied Social Psychology}}
		
			33
			5
			
			,
	year={2003}
		
	

}

@incollection{b7,
	
	
		,
	title={{Adoption of e-banking in Bangladesh: An exploratory study}}
		,
	author={{
			AHHasan
		} and {
			MABaten
		} and {
			AAKamil
		} and {
			SParveen
		}}
		
		
		
	
	
		,
	journal={{African Journal of Business Management}}
		
			4
			
			,
	year={2010}
		
	

}

@incollection{b8,
	
	
		,
	title={{Fashion orientation, credit card use, and compulsive buying}}
		,
	author={{
			HPark
		} and {
			LBurns
		}}
		
		10.1108/07363760510595959
	
	
		,
	journal={{Journal of Consumer Marketing}}
		
			22
			3
			
			,
	year={2005}
		
	

}

@incollection{b9,
	
	
		,
	title={{Behavioral Analysis of Credit Card Users in a Developing Country: A Case of Bangladesh}}
		,
	author={{
			LVDewri
		} and {
			MRIslam
		} and {
			NKSaha
		}}
		
		
		10.5539/ijbm.v11np299
	
	
		,
	journal={{International Journal of Business and Management}}
		
			11
			4
			299
			,
	year={2016}
		
	

}

@incollection{b10,
	
	
		,
	title={{Investigation the Consumers' Perception Towards Usage of Plastic Money in Bangladesh: An Application of Confirmatory Factor Analysis}}
		,
	author={{
			NSultana
		} and {
			MMHasan
		}}
		
	
	
		,
	journal={{South East Asia Journal of Contemporary Business, Economics and Law}}
		
			9
			2
			
			,
	year={2016}
		
	

}

@book{b11,
	
	
		,
	title={{BEYOND USURY: A STUDY OF CREDIT CARD USE AND PREFERENCE AMONG LOW-INCOME CONSUMERS}}
		,
	author={{
			AngelaKLittwin
		}}
		
			,
	year={2007}
		
	
	,
	note={Harvard Law School Faculty Scholarship Series. Paper 8}

}

@incollection{b12,
	
	
		,
	title={{Money Attitudes, Credit Card Use, and Compulsive Buying among American College Students}}
		,
	author={{
			JARoberts
		} and {
			EJones
		}}
		
		10.1111/j.1745-6606.2001.tb00111.x
	
	
		,
	journal={{Journal of Consumer Affairs}}
		
			35
			2
			
			,
	year={2001}
		
	

}

@incollection{b13,
	
	
		,
	title={{Business process improvement of credit card department: case study of a multinational bank}}
	
	
		,
	journal={{Business Process Management Journal}}
		,
	editor={Samsul Islam M. Daud Ahmed}
		
			18
			2
			
			,
	year={2012}
		
	

}

@incollection{b14,
	
	
		,
	title={{Problems and Prospects of Plastic Money in Bangladesh}}
		,
	author={{
			FRSumi
		} and {
			ABSafiullah
		}}
		
		10.9790/487x-161223138
	
	
		,
	journal={{IOSR Journal of Business and Management}}
		
			16
			12
			
			,
	year={2014}
		
	

}

@book{b15,
	
	
		,
	title={{}}
		,
	author={{
			LWang
		} and {
			WLu
		} and {
			NKMalhotra
		}}
		
		
		
			,
	year={2011}
		
	

}

@incollection{b16,
	
	
		,
	title={{Demographics, attitude, personality and credit card features correlate with credit card debt: A view from}}
		10.1016/j.joep.2010.11.006
	
	
		,
	journal={{China. Journal of Economic Psychology}}
		
			32
			1
			
		
	

}

@incollection{b17,
	
	
		,
	title={{The comparisons of data mining techniques for the predictive accuracy of probability of default of credit card clients}}
		,
	author={{
			ICYeh
		} and {
			CHLien
		}}
		
	
	
		,
	journal={{Expert Systems with Applications}}
		
			36
			2
			
			,
	year={2009}
		
	

}

@incollection{b18,
	
	
		,
	title={{When it comes to securing patient health information from breaches, your best medicine is a dose of prevention: A cyber security risk assessment checklist}}
		,
	author={{
			SJBlanke
		} and {
			EMc Grady
		}}
		
	
	
		,
	journal={{Journal of Healthcare Risk Management}}
		
			36
			1
			
			,
	year={2016}
		
	

}

@book{b19,
	
	
		,
	title={{White privilege: Unpacking the invisible knapsa}}
		,
	author={{
			PMcintosh
		}}
		
			,
	year={1988}
		
	

}