@incollection{,
	
					
					
					1809BCE66831C4EB110D99AA92E1A1C0
				,
	author={{Molokwu, IfeomaMirian} and {Uchenu ChimezieAda} and {Ufoaroh, EbeleTheresa} and {Anambra State Polytechnic Mgbakwu}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1937782
}

@incollection{b0,
	
	
		,
	title={{Motivational Incentives and Staff Turnover in the Hospitality Industry in Cross Rivers State}}
		,
	author={{
			AMAgba
		} and {
			EMUshie
		}}
		
	
	
		,
	journal={{Nigeria. Global Journal of Management and Business Research}}
		
			10
			7
			
			,
	year={2010}
		
	

}

@book{b1,
	
	
		,
	title={{Pension Funds Types, Toplo. www.the balane.com pension}}
		,
	author={{
			KAmadeo
		}}
		
			,
	year={2018}
		
	

}

@book{b2,
	
	
		,
	title={{Pension Fund Administration in Nigeria}}
		,
	author={{
			GBarrow
		}}
		
			,
	year={2008}
			,
	address={Abuja, Nigeria}
		
	
	,
	note={Pen Pages ltd}

}

@book{b3,
	
	
		,
	title={{Pension Reform Act 2004: A legislated fraud? Paper presented at the National seminar on Pension fraud in Nigeria: The challenges of employer, employees and union leader}}
		,
	author={{
			JADada
		}}
		
			,
	year={2014}
			,
	address={Delta State; Nigeria}
		
	

}

@incollection{b4,
	
	
		,
	title={{The Law and Administration of Retirement in Nigeria: A Historical Approach, Kuwait Chapter}}
		,
	author={{
			OEme
		} and {
			CUSam
		}}
		
	
	
		,
	journal={{Arabian Journal of Business and Management Review}}
		
			1
			2
			
			,
	year={2011}
		
	

}

@incollection{b5,
	
	
		,
	title={{The Pension System and Retirement Planning in Nigeria}}
		,
	author={{
			IFapohunda
		}}
	
	
		,
	journal={{Mediterranean Journal of Social Science}}
		
			,
	year={2013}
		
	

}

@book{b6,
	
	
		,
	title={{Pension Reform Act}}
		
			,
	year={2004. 2004}
			,
	address={Abuja, Nigeria}
		
		
			National Pension Commission
		
	

}

@incollection{b7,
	
	
		,
	title={{Strategies to Improve Pension Fund Efficiency in Kenya}}
		,
	author={{
			AGNjuguna
		}}
		
	
	
		,
	booktitle={{/1/Amos% 20Gitau%20Njuguna.pdf.Accessed on 1st January}}
				
			,
	year={2010. 2014}
			8080
		
	
	,
	note={11}

}

@incollection{b8,
	
	
		,
	title={{Implications of the New Pension Reform for Social Security Planning in the Local Government}}
		,
	author={{
			NENnanta
		} and {
			CIOkoh
		} and {
			CSUgwu
		}}
		
		
	
	
		,
	journal={{Arabian Journal of Business and Management Review}}
		
			1
			4
			
			,
	year={2011}
		
	

}

@incollection{b9,
	
	
		,
	title={{The Pension Reform Act 2004 and Retirement Planning in Nigeria}}
		,
	author={{
			BCNyong
		} and {
			CODuze
		}}
		
	
	
		,
	journal={{Journal of Economics and International Finance}}
		
			3
			2
			
			,
	year={2011}
		
	

}

@incollection{b10,
	
	
		,
	title={{Impact of Contributory Pension Scheme on Economic Growth in Nigeria: An Empirical Analysis}}
		,
	author={{
			EAOjiya
		} and {
			HAAjie
		} and {
			GDIsiwu
		}}
		
		
	
	
		,
	journal={{International Journal of Research in Humanities and social Studies}}
		
			4
			
			,
	year={2017}
		
	

}

@incollection{b11,
	
	
		,
	title={{A Critical Appraisal of Pension System in Nigeria}}
		,
	author={{
			OAOrifowomo
		}}
	
	
		,
	journal={{Gonzaga Journal of International Law}}
		
			10
			,
	year={2006}
		
	

}

@book{b12,
	
	
		,
	title={{The Study of Sociology: A Conceptual Approach, Calabar}}
		,
	author={{
			JOttong
		}}
		
			,
	year={2005}
			,
	publisher={Adonai Publishing Company}
			,
	address={Cross River, Nigeria}
		
	

}

@incollection{b13,
	
	
		,
	title={{The Pension Reform Act 2004 and Wellbeing of Nigerian Retirees: A Sociological Evaluation of its Provisions}}
		,
	author={{
			EAOlanrewaju
		}}
	
	
		,
	journal={{International Journal of Humanities and Social Sciences}}
		
			1
			21
			
			,
	year={2011}
		
	

}