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Dr.Abomaye-Nimenibo} and {Williams AminadokiariSamuel} and {Effiong, BlessingJames} and {Obong University}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}1924176 } @incollection{b0, , title={{References Références Referencias 1}} , booktitle={{9mobile CEO Boye Olusanya Biography}} , year={11 September 2018} } @incollection{b1, , title={{E-CRM: Are We There Yet}} , author={{ AbHamid } and { NR }} , journal={{Journal of American Academy of Business}} 6 1 , year={2005} } @incollection{b2, , title={{Relationship Marketing in Private Banking in South Africa}} , author={{ RAbratt } and { JRussell }} , journal={{International Journal of Bank Marketing}} 17 1 , year={1999} } @incollection{b3, , title={{Conceptual Framework of CRM Process in Banking System}} , author={{ SAlehojat } and { EChirani } and { NDelafrooz }} , journal={{Arabian Journal of Business and Management Review}} 1 2 , year={2013} } @incollection{b4, , title={{CRM Success Factors Taxonomy}} , author={{ MAlmotairi }} , booktitle={{Proc. 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The Role of Customer Satisfaction and Image}} , journal={{International Journal of Contemporary Hospitality Management}} 12 6 } @incollection{b71, , title={{The state of CRM adoption by Financial Services in the UK: An empirical investigation}} , author={{ BKarakostas } and { DKardaras } and { EPapathanassiou }} , journal={{Information and Management}} 42 , year={2005} } @incollection{b72, , title={{Build loyalty into your e-business}} , author={{ BKassanoff }} , booktitle={{Proceedings of DCI Customer Relationship Management Conference}} DCI Customer Relationship Management ConferenceBoston, MA , year={2000. June} } @incollection{b73, , title={{The Effect of Perceived Service Quality Dimensions on Customer Satisfaction, Trust, And Loyalty In E-Commerce Settings. 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November 2013} } @incollection{b88, , title={{CRM Success Factors Taxonomy}} , author={{ AMckenna }} , booktitle={{Proc. European and Mediterranean Conference on Information Systems 2008 (EMCIS2008)}} European and Mediterranean Conference on Information Systems 2008 (EMCIS2008) , year={1991. May 2008} } @book{b89, , title={{Millicom International Cellular: Completion of Sale of Millicom`s Sri Lanka Operation}} , year={October 2009. 14 November 2011} } @incollection{b90, , title={{The Commitment-trust theory of relationship marketing}} , author={{ RMMorgan } and { SDHunt }} , journal={{Journal of Marketing}} 58 3 , year={1994} } @incollection{b91, , title={{The Influence of Service Failure and Service Recovery on Airline Passenger's Relationships with Domestic Airline: an Exploratory Study}} , author={{ PGMostert } and { Meyer } and { LR JRensburg }} , journal={{South African Business Review}} 13 2 , year={2009. 1995} , note={New Dictionary of Social Work. Pretoria: State Printers} } @incollection{b92, , title={{Head Office South Africa}} , author={{ Mtn Group }} , booktitle={{14th Avenue Johannesburg 2196 South Africa}} , year={August 2011} } @book{b93, , title={{MTN Group Limited -Interim Results for the six months ended 30}} , author={{ Mtn Group Limited }} , year={June 2016. 11 December 2016} } @book{b94, , title={{MTN settles Nigeria fine & looks at listing on the Nigerian Stock Exchange}} , year={June 2016} } @book{b95, , title={{African Centre of Technology Studies Press}} , author={{ MugendaMugenda }} , year={1999} 105 , address={Nairobi} } @book{b96, , author={{ MugendaMugenda }} , title={{Research methods, Quantitative and Qualitative Approach}} Nairobi , publisher={African Centre of Technology Studies Press} , year={2003} 205 } @incollection{b97, , title={{The Effect of Customer Relationship Management toward Customer Loyalty Business at PT. Frisian Flag Bandung}} , author={{ TMunandar } and { FDadang }} , journal={{Majalah Ilmiah Unikom}} , year={2011} } @incollection{b98, , title={{Service Quality and its impact on Customer Satisfaction: An Empirical Evidence from the Pakistani Banking Sector}} , author={{ HNaeem } and { ISaif }} , journal={{The International Business and Economics Research Journal}} 8 12 99 , year={2009} } @book{b99, , title={{Nigeria: Globacom is 100 Percent Nigerian Company -Jameel}} , author={{ EfemNkanga }} , year={September 2006. 27 December 2016} , note={via AllAfrica} } @incollection{b100, , title={{Benin: Glo Launches Network in Country Today}} , author={{ EfemNkanga }} , journal={{All Africa}} , year={5 June 2008. 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Cross-Cultural Management}} , author={{ NOly Ndubisi }} , journal={{An International Journal}} 11 3 , year={2004} } @incollection{b107, , title={{Customer in the Retention of Mobile Users in Nigeria}} , author={{ OOmotayo } and { AJachim }} , journal={{African Journal of Business Management}} 2 2 , year={2008} } @incollection{b108, , title={{Customer in the Retention of Mobile Users in Nigeria}} , author={{ OOmotayo } and { PArmstrong } and { AJachim }} , journal={{African Journal of Business Management}} 2 2 , year={2008} } @incollection{b109, , title={{Customer Service in The Retention of Mobile Phone Users in Nigeria}} , author={{ OOyeniyi } and { AJAbiodun }} , journal={{African Journal of Business Management}} 2 2 , year={2008} } @book{b110, , title={{Principles of Service Marketing}} , author={{ APalmer }} , year={2001} , publisher={McGraw-Hill} 227 , address={New York} } @incollection{b111, , title={{SERVQUAL: Multiple-item Scale for Measuring Consumer Perceptions of Service Quality}} , author={{ AParasuraman } and { VAZeithaml } and { LBerry }} , journal={{Retailing: Crit Concepts}} 2 1 140 , year={2004} } @incollection{b112, , title={{A Contingency Model of Behavioural Intentions in a Services Context}} , author={{ PGPatterson }} , journal={{European Journal of Marketing}} 38 9 , year={2004} } @incollection{b113, , title={{The Role of Multichannel Integration in Customer Relationship Management}} , author={{ APayne } and { PFrow }} , journal={{Industrial Marketing Management}} 33 6 , year={2004} } @incollection{b114, , title={{A Strategic Framework for Customer Relationship Management}} , author={{ APayne } and { PKelly } and { PFrow }} , journal={{Journal of Marketing}} 69 4 , year={2005} } @incollection{b115, , title={{Customer Relationship Management: From Strategy to Implementation}} , author={{ APayne } and { Kelly } and { PFrow }} , journal={{Journal of Marketing Management}} 22 1 , year={2006} } @incollection{b116, , title={{Customer Relationship Management (CRM) in Financial Services}} , author={{ JPeppard }} , journal={{European Management Journal}} 18 3 , year={2000} } @book{b117, , title={{Is Your Company Ready for One to One Marketing? Harvard Business Review. Manager's Tool Kit}} , author={{ DPeppers } and { MRogers } and { BDorf }} , year={1999. January/February: 3-12} } @book{b118, , author={{ WPerreault } and { EMccarthy }} , title={{Basic Marketing}} New York , publisher={McGraw-Hill} , year={2002} 90 , note={14th edition} } @incollection{b119, , title={{Comparative Analysis of Marketing Strategies used in the Banking Sector between Europe and Africa, The case of Ghana and Cyprus}} , author={{ APetasis } and { FOpoku-Mensah }} , journal={{The Cyprus journal of Ssciences}} 7 , year={2009} } @book{b120, , title={{The optimal ratio of acquisition and retention costs}} , author={{ PEPfeifer }} , year={2005. 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