@incollection{,
	
					
					
					A18AECFC3D720F7B156A92DCB9072B62
				,
	author={{WilliamHandorf} and {George Washington University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}194112
}

@incollection{b0,
	
	
		,
	title={{Strategies for Learning from Failure}}
		,
	author={{
			AmyCEdmondson
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		,
	journal={{Harvard Business Review}}
		
			89
			4
			
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	year={2011. April}
		
	

}

@incollection{b1,
	
	
		,
	title={{Effective Governance, Financial Markets, Financial Institutions & Crises}}
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	author={{
			BalasinghamBalachandran
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			BarryWilliams
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	journal={{Pacific-Basin Finance Journal}}
		
			50
			
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	year={2018. September 2018}
		
	

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	title={{}}
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	author={{
			SpencerStuart
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			,
	year={2017}
			
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	address={U.S. Board Index}
		
	

}

@incollection{b3,
	
	
		,
	title={{}}
	
	
		,
	journal={{Institutional Shareholder Services}}
		
			
			,
	year={2016}
		
	

}

@incollection{b4,
	
	
		,
	title={{}}
	
	
		,
	journal={{Global Policy Survey}}
		
			
			,
	year={September 29}
		
	

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@incollection{b5,
	
	
		,
	title={{Corporate Governance 2.0}}
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	author={{
			GuhanSubramanian
		}}
	
	
		,
	journal={{Harvard Business Review}}
		
			92
			3
			
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	year={2015. March}
		
	

}

@incollection{b6,
	
	
	
	
		,
	booktitle={{Quarterly Banking Profile: Fourth Quarter}}
				
			,
	year={2019. 2018}
			13
			
		
	

}

@incollection{b7,
	
	
		,
	title={{Hindsight Is Not Equal to Foresight: The Effect of Outcome Knowledge on Judgment Under Uncertainty}}
		,
	author={{
			BFischoff
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}

@book{b8,
	
	
		,
	title={{Relaxing Regulations Could Make Next Crisis Worse}}
		,
	author={{
			JVRizzi
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			,
	year={2018. March 12}
			,
	publisher={American Banker}
		
	

}

@incollection{b9,
	
	
		,
	title={{Looser Lending Worries Regulators}}
		,
	author={{
			RachaelEnsign
		} and {
			LillianRizzo
		}}
		
	
	
		,
	journal={{Wall Street Journal}}
		
			1
			,
	year={2018. May 30}
		
	

}

@incollection{b10,
	
	
		,
	title={{Risky Mortgages Primed for Comeback Under Senate Reg Relief Bill}}
		,
	author={{
			PatriciaMccoy
		} and {
			A
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		,
	journal={{American Banker}}
		
			,
	year={2018. March 5. 2018}
		
	

}

@incollection{b11,
	
	
		,
	title={{Investors Turn to 'Drive By' Home Appraisals, Adding Risk}}
		,
	author={{
			RyanDezember
		} and {
			PeterRudegeair
		}}
		
	
	
		,
	journal={{Wall Street Journal}}
		
			1
			,
	year={2018. January 22}
		
	

}

@incollection{b12,
	
	
		,
	title={{Buyers Snap Up Riskier Leveraged Debt}}
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	author={{
			ChristopherWhittall
		}}
	
	
		,
	journal={{Wall Street Journal}}
		
			1
			,
	year={2017. December 27}
		
	

}

@incollection{b13,
	
	
		,
	title={{Annual Report of the Comptroller of the Currency to the Third Session of the Sixty-third Congress of the United States}}
	
	
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	booktitle={{Comptroller of the Currency}}
				
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	title={{The Life of Reason: Reason in Common Sense}}
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			GeorgeSantayana
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			284
		
	

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	title={{Booms and Busts, Economic History, the Fed & Central Banks}}
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			Rogers
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	,
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			MiltonFriedman
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			AnnaSwartz
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	title={{A Monetary History of the United States}}
				
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@incollection{b17,
	
	
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	title={{Non-Monetary Effects of the Financial Crisis in the Propagation of the Great Depression}}
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@book{b18,
	
	
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	title={{The Role of Large Banks in the Recent U.S. Banking Crisis}}
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@incollection{b19,
	
	
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	author={{
			CharlesCalomiris
		}}
	
	
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	journal={{Financial History Review}}
		
			17
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@book{b20,
	
	
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	title={{Banks Should Reject More Board Candidates}}
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	author={{
			RichardParsons
		}}
		
			,
	year={2012. October 19}
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	publisher={American Banker}
		
	

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@book{b21,
	
	
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			CharlesKindleberger
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	title={{Manias, Panics and Crashes: A History of Financial Crises}}
				New York
		
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@incollection{b22,
	
	
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	title={{Bank Runs, Deposit Insurance and Liquidity}}
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	author={{
			DouglasDiamond
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@book{b23,
	
	
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			JKnox
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@incollection{b24,
	
	
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	title={{Interest Rate Risk and the Term Structure of Interest Rates}}
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			73
			
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@book{b25,
	
	
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			ArturoEstrella
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			FredericMishkin
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@book{b26,
	
	
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			ArturoEstrella
		} and {
			MaryTrubin
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			12
			
		
	
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}

@incollection{b27,
	
	
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	title={{Crisis and Response: An FDIC History}}
	
	
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			,
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}

@incollection{b28,
	
	
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	title={{The Panic of 2008: Bank Failure and Commercial Real Estate}}
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	author={{
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			38
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}

@incollection{b29,
	
	
		,
	title={{Evaluation of Federal Regulatory Oversight of Washington Mutual Bank}}
		EVAL -10 -002
	
	
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}

@book{b30,
	
	
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	author={{
			AdrianCadbury
		} and {
			Chair
		}}
		
		
	

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@book{b31,
	
	
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			HaraldBaum
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			Max Planck Private Law Research Paper
		
	

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@incollection{b32,
	
	
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	title={{Corporate Governance in the 2007-2008 Financial Crisis: Evidence from Financial Institutions Worldwide}}
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		} and {
			MinyiHung
		} and {
			PedroMatos
		}}
		
		
	
	
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			18
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}

@incollection{b33,
	
	
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	title={{Corporate Governance in Banking: The Role of the Board of Directors}}
		,
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			PabloAlonso
		} and {
			EleuterioDe Andres
		} and {
			Vallelado
		}}
		
		
	
	
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			32
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@incollection{b34,
	
	
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	title={{Does Board Structure in Banks Really Affect their Performance?}}
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	author={{
			ShamsPathan
		} and {
			RobertFall
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	journal={{Journal of Banking & Finance}}
		
			37
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			,
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}

@incollection{b35,
	
	
		,
	title={{Bank Board Structure and Performance}}
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	author={{
			ReneeAdams
		} and {
			HamidMehran
		}}
		
	
	
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			21
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}

@incollection{b36,
	
	
		,
	title={{Supervisory Boards, Financial Crises and Bank Performance: Do Board Characteristics Matter?}}
		,
	author={{
			CatarinaFernandes
		} and {
			JorgeFarinha
		} and {
			FranciscoVitorino
		} and {
			CesarioMateus
		}}
		
		
		
	
	
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	journal={{Journal of Banking Regulation}}
		
			18
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}

@incollection{b37,
	
	
		,
	title={{Board Diversity, Firm Risk, and Corporate Policies}}
		,
	author={{
			GennaroBernile
		} and {
			VineetBhagwat
		} and {
			ScottYonker
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			127
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			,
	year={2018}
		
	

}

@incollection{b38,
	
	
		,
	title={{Value Creation, Risk Management and US Bank Holding Company Governance}}
		,
	author={{
			WilliamHandorf
		}}
	
	
		,
	journal={{Global Journal of Management and Business Research: Finance}}
		
			18
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	year={2018}
		
	

}

@incollection{b39,
	
	
		,
	title={{Corporate Governance and Firm Survival}}
		,
	author={{
			SinanGoktan
		} and {
			RobertKieschnick
		} and {
			RabihMoussawi
		}}
		
		
	
	
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	journal={{The Financial Review}}
		
			53
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}

@book{b40,
	
	
		,
	title={{Board to Death: How Busy Directors Could Cause the Next Financial Crisis}}
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	author={{
			JeremyKress
		}}
		
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	,
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}

@book{b41,
	
	
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		} and {
			StilponNestor
		}}
		
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	title={{Bank Boards and the Financial Crisis}}
				
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			,
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@incollection{b42,
	
	
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	title={{Availability: A Heuristic for Judging Frequency and Probability}}
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			AmosTversky
		} and {
			DanielKahneman
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@incollection{b43,
	
	
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	title={{The Boost/Credit Union Today}}
	
	
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	journal={{Failed Board, Failed Bank: First in a Series on Governance}}
		
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@incollection{b44,
	
	
		,
	title={{Director Tenure and the Composition of Bank CEOs}}
		,
	author={{
			JohnByrd
		} and {
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@book{b45,
	
	
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	title={{Independent Directors on Bank Boards: What is Their Added Value?}}
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			RenoeDoorga
		}}
		
			,
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			Tilburg University
		
	

}

@book{b46,
	
	
		,
	title={{Blind Spot, Bantam Books}}
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			MahzarinBanaji
		} and {
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}

@incollection{b47,
	
	
		,
	title={{Does 'Good' Corporate Governance, Help in a Crisis? The Impact of Country and Firm-level Governance Mechanisms in the European Financial Crisis}}
		,
	author={{
			MVEssen
		} and {
			P-JEngelen
		} and {
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			21
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}