@incollection{,
	
					
					
					E69B5D921A6D7C28887136682F1DAA75
				,
	author={{Olaifa OlubunmiIkeolape} and {Ladoke Akintola University of Technology, Ogbomoso, Oyo State, Nigeria}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}18317
}

@incollection{b0,
	
	
		,
	title={{Bank Regulation, Risk Assets and Income of Banks in Nigeria}}
		,
	author={{
			JAAdam
		}}
	
	
		,
	journal={{NDIC Quarterly}}
		
			14
			,
	year={2004. March}
		
	

}

@incollection{b1,
	
	
		,
	author={{
			SOAlashi
		}}
	
	
		,
	booktitle={{Banking Crisis: Causes, Early Warning Signals and Resolutions}}
				
			,
	year={2002. Dec}
			12
		
	

}

@incollection{b2,
	
	
		,
	title={{Conceptual framework and Practice of Deposit Insurance Scheme in Nigeria}}
		,
	author={{
			SOAlashi
		}}
	
	
		,
	journal={{NDIC Quarterly}}
		
			12
			1
			,
	year={2002}
		
	

}

@incollection{b3,
	
	
		,
	title={{The Causal Relationship between Financial Decisions and their Impact on Financial Performance}}
		,
	author={{
			ZAlslehat
		} and {
			FAltahtamouni
		}}
		
	
	
		,
	journal={{International Journal of Academic Research in Accounting, Finance and Management Sciences}}
		
			4
			2
			
			,
	year={2014}
		
	

}

@incollection{b4,
	
	
		,
	title={{Boardroom/Management practices and distress in the Banking system}}
		,
	author={{
			JUEbhodagbe
		}}
	
	
		,
	journal={{NDIC Quarterly}}
		
			4
			2
			,
	year={1994. June}
		
	

}

@incollection{b5,
	
	
		,
	title={{The decision to finance and its impact on company's performance: An empirical study on a sample of companies listed on the AMMAN Stock Exchange Securities'}}
		,
	author={{
			TGhadome
		}}
	
	
		,
	journal={{Journal of Jordian Applied Sciences}}
		
			6
			5
			
			,
	year={2008}
		
	

}

@incollection{b6,
	
	
		,
	title={{A Theory of Corporate Financial Decisions with Liquidity and Solvency Concerns}}
		,
	author={{
			SGryglewicz
		}}
	
	
		,
	journal={{Journal of Financial Economics}}
		
			99
			2
			
			,
	year={2011. 2011}
		
	

}

@incollection{b7,
	
	
		,
	title={{The profitability of European banks: a crosssectional and dynamic panel analysis}}
		,
	author={{
			JGoddard
		} and {
			PMolyneux
		} and {
			JWilson
		}}
		
		
	
	
		,
	journal={{Manchester School}}
		
			72
			3
			
			,
	year={2004}
		
	

}

@incollection{b8,
	
	
		,
	title={{Profitability Determinants of Islamic Banks: A Cointegration Approach}}
		,
	author={{
			SHaron
		} and {
			WAzmi
		}}
		
	
	
		,
	booktitle={{Paper Presented at Islamic Banking Conference}}
				Union Arab Bank, Beirut, Lebanon
		
			,
	year={2004. Dec}
			
		
	

}

@incollection{b9,
	
	
		,
	title={{The Genesis, Impact and Predictability of Banking Crisis (The Global Experience)}}
		,
	author={{
			FCOffor
		}}
	
	
		,
	journal={{The Nigerian Financial}}
		
			6
			,
	year={2004. June}
		
	

}

@incollection{b10,
	
	
		,
	title={{The causes of Bank Failures and Persistent Distress in the Banking Industry}}
		,
	author={{
			GAOgunleye
		}}
	
	
		,
	journal={{NDIC Quarterly}}
		
			13
			,
	year={2003. December}
		
	

}

@book{b11,
	
	
		,
	author={{
			ESolomon
		}}
		,
	title={{The Theory of Financial Management}}
				
			,
	publisher={Colombia University Press}
			,
	year={1969}
		
	

}

@incollection{b12,
	
	
		,
	author={{
			IMPandey
		}}
	
	
		,
	booktitle={{Capital Structure, Profiability and Market Structure}}
				
			,
	year={2004. January}
			8
		
	

}

@book{b13,
	
	
		,
	author={{
			JCVan Horne
		} and {
			JMWachowicz
		}}
		
		,
	title={{Fundamentals of Financial Management}}
				Englewood
		
			,
	publisher={Prentice-hall Inc}
			,
	year={1993}
		
	
	,
	note={Eight Edition}

}