@incollection{,
	
					
					
					D16CA802658D7BCA0E5DC9297ABED49D
				,
	author={{StephenYalley} and {HananiaDjibom} and {EricBoachie-Yiadom} and {Mark EdemKunawotor}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}18619
}

@book{b0,
	
	
		,
	title={{Republic Bank Acquires Control over HFC Bank. Graphic Online}}
		,
	author={{
			SDAblordeppey
		}}
		
		
			,
	year={2015}
		
	

}

@incollection{b1,
	
	
		,
	title={{Recapitalization and banks' performance: A case study of Nigerian banks}}
		,
	author={{
			AAdegbaju
		} and {
			FOlokoyo
		}}
		
	
	
		,
	journal={{African Economic and Business Review}}
		
			6
			1
			
			,
	year={2008}
		
	

}

@book{b2,
	
	
		,
	title={{Capital Structure and Bank Performance in Ghana}}
		,
	author={{
			SAgyei
		}}
		
			,
	year={2010}
		
		
			Graduate School, University of Ghana
		
	
	,
	note={Unpublished MPhil. Thesis}

}

@book{b3,
	
	
		,
	title={{Financial Development and Economic Growth: The Experience of 10 sub-Saharan African Countries Revisited. The Review of Finance and Banking}}
		,
	author={{
			AEAkinlo
		} and {
			TEgbetunde
		}}
		
		
			,
	year={2010}
			2
			
		
	

}

@incollection{b4,
	
	
		,
	title={{Bank Recapitalization and Market Concentration in Ghanaâ ?? S Banking Industry: A Herfindahl-Hirschman Index Analysis}}
		,
	author={{
			SYAkomea
		} and {
			MAdusei
		}}
		
	
	
		,
	journal={{Global Journal of Business Research}}
		
			7
			3
			
			,
	year={2013}
		
	

}

@incollection{b5,
	
	
		,
	title={{The relationship between capital structure and performance of Islamic banks}}
		,
	author={{
			LTAl-Kayed
		} and {
			SR S MZain
		} and {
			JDuasa
		}}
		
		
	
	
		,
	journal={{Journal of Islamic Accounting and Business Research}}
		
			5
			2
			
			,
	year={2014}
		
	

}

@incollection{b6,
	
	
		,
	title={{Bank -Specific, Industry -Specific and macroeconomic determinants of bank profitability}}
		,
	author={{
			PPAthanasoglou
		} and {
			SNBrissimis
		} and {
			MDDelis
		}}
		
		
	
	
		,
	journal={{Journal of international financial Markets}}
		
			18
			2
			
			,
	year={2008}
		
	
	,
	note={Institutions and Money}

}

@incollection{b7,
	
	
		,
	title={{Capital structure and performance of listed banks in Ghana}}
		,
	author={{
			DAwunyo-Vitor
		} and {
			JBadu
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		,
	journal={{Global Journal of Human-Social Science Research}}
		
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			5
			
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	year={2012}
		
	

}

@incollection{b8,
	
	
		,
	title={{Accra: Bank of Ghana}}
		,
	author={{
			Bank Of Ghana
		}}
		
	
	
		,
	booktitle={{Banking Sector Report}}
		
			2
			3
			,
	year={2017a}
		
	

}

@book{b9,
	
	
		,
	title={{GCB Bank Ltd Takes over UT Bank Ltd and Capital Bank Ltd}}
		,
	author={{
			Bank Of Ghana
		}}
		
		
			,
	year={2017b}
		
	
	,
	note={Press release}

}

@incollection{b10,
	
	
		,
	title={{Bank Performance, Mergers and Acquisitions in Ghana: The Case of Ecobank Ghana -TTB Takeover and UT Financial Services-BPI}}
		,
	author={{
			CBarnor
		} and {
			DAdu -Twumwaah
		}}
		
	
	
		,
	journal={{Merger International Journal of Sciences: Basic and Applied Research}}
		
			24
			6
			
			,
	year={2015}
		
	

}

@incollection{b11,
	
	
		,
	title={{The Influence of Ownership Structure on Performance of Ghanaian Insurance and Banking Firms}}
		,
	author={{
			CBarnor
		} and {
			TAOdonkor
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		,
	journal={{Pentvars Business Journal}}
		
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			1
			
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	year={2013}
		
	

}

@incollection{b12,
	
	
		,
	title={{The relationship between capital and earnings in banking}}
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	author={{
			ANBerger
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}

@incollection{b13,
	
	
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	title={{How does capital affect bank performance during financial crises}}
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			ANBerger
		} and {
			CHBouwman
		}}
		
	
	
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	journal={{Journal of Financial Economics}}
		
			109
			1
			
			,
	year={2013}
		
	

}

@incollection{b14,
	
	
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	title={{Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry}}
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	author={{
			ANBerger
		} and {
			EBDi Patti
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	journal={{Journal of Banking & Finance}}
		
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}

@incollection{b15,
	
	
		,
	title={{Credit risk and profitability of selected banks in Ghana}}
		,
	author={{
			SHBoahene
		} and {
			JDasah
		} and {
			SKAgyei
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		,
	journal={{Research Journal of finance and accounting}}
		
			3
			7
			
			,
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}

@book{b16,
	
	
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	title={{Ownership structure, corporate governance and bank efficiency: An empirical analysis of panel data from the banking industry in Ghana. Corporate Governance: The international journal of business in society}}
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	author={{
			GABokpin
		}}
		
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	year={2013}
			13
			
		
	

}

@incollection{b17,
	
	
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	title={{Bank performance, efficiency and ownership in transition countries}}
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	author={{
			JBonin
		} and {
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			PWachtel
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		,
	journal={{Journal of Banking and Finance}}
		
			29
			
			,
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}

@incollection{b18,
	
	
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	title={{Efficiency of multinational banks: an empirical investigation}}
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	author={{
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		} and {
			WCHunter
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}

@incollection{b19,
	
	
		,
	title={{Empirical Evaluation of Banks Recapitalization in Nigeria: An Application of DEA in the Language R}}
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	author={{
			KADauda
		} and {
			AOIbrahim
		} and {
			SOGaniyu
		}}
		
		
	
	
		,
	journal={{International Journal of Advanced Research in Science, Engineering and Technology}}
		
			3
			2
			
			,
	year={2016}
		
	

}

@incollection{b20,
	
	
		,
	title={{Determinants of bank profitability before and during the crisis: Evidence from Switzerland}}
		,
	author={{
			ADietrich
		} and {
			GWanzenried
		}}
		
	
	
		,
	journal={{Journal of international financial Markets, Institutions and Money}}
		
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			3
			
			,
	year={2011}
		
	

}

@incollection{b21,
	
	
		,
	title={{Profit margin and capital structure: An empirical relationship}}
		,
	author={{
			NPEriotis
		} and {
			ZFrangouli
		} and {
			ZVentoura-Neokosmides
		}}
		
		
	
	
		,
	journal={{Journal of Applied Business Research (JABR)}}
		
			18
			2
			
			,
	year={2011}
		
	

}

@book{b22,
	
	
		,
	title={{Banking reform and development in transition economies. Economic Working Papers No. 71: European Bank of Reconstruction and Development}}
		,
	author={{
			SFries
		} and {
			ATaci
		}}
		
		
			,
	year={2002}
		
	

}

@incollection{b23,
	
	
		,
	title={{Determinants of the Profitability of the US Banking Industry}}
		,
	author={{
			PSHoffmann
		}}
	
	
		,
	journal={{International Journal of Business and Social Science}}
		
			2
			22
			
			,
	year={2011}
		
	

}

@incollection{b24,
	
	
		,
	title={{The causal relationship between bank capital and profitability}}
		,
	author={{
			DEHutchison
		} and {
			RACox
		}}
		
	
	
		,
	journal={{Annals of Financial Economics}}
		
			3
			1
			
			,
	year={2007}
		
	

}

@incollection{b25,
	
	
		,
	title={{Recapitalization and Bank Performance: Evidence from Banks in Nigeria}}
		,
	author={{
			SSIbrahim
		} and {
			BSMohammed
		} and {
			IMGani
		}}
		
		
	
	
		,
	journal={{International Journal of Marketing and Technology}}
		
			2
			3
			
			,
	year={2012}
		
	

}

@incollection{b26,
	
	
		,
	title={{Foreign versus domestic banks' performance in the UK: A multicriteria approach}}
		,
	author={{
			KKosmidou
		} and {
			FPasiouras
		} and {
			MDoumpos
		} and {
			CZopounidis
		}}
		
		
		
	
	
		,
	journal={{Computational Management Science}}
		
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			3-4
			
			,
	year={2004}
		
	

}

@book{b27,
	
	
		,
	title={{Determinants of profitability of domestic UK commercial banks: Panel evidence from the period 1995-2002. Paper presented at the Money Macro and Finance}}
		,
	author={{
			KKosmidou
		} and {
			STanna
		} and {
			FPasiouras
		}}
		
		
		
			,
	year={2005}
		
		
			MMF) Research Group Conference
		
	

}

@incollection{b28,
	
	
		,
	title={{Evaluation of the Performance of Banks in Ghana Using Financial Ratios: A Case Study of Barclays Bank Ghana Limited (BBGL), Ghana Commercial Bank (GCB) and Agricultural Development Bank (ADB)}}
		,
	author={{
			PKKumi
		} and {
			MOAmoamah
		} and {
			EWinful
		}}
		
		
	
	
		,
	journal={{European Journal of Business and Management}}
		
			5
			28
			
			,
	year={2013}
		
	

}

@incollection{b29,
	
	
		,
	title={{Financial Development and Economic Growth in European Countries: Bootstrap Causality Analysis}}
		,
	author={{
			FLebe
		}}
	
	
		,
	journal={{Journal of Global Analysis}}
		
			6
			1
			
			,
	year={2016}
		
	

}

@book{b30,
	
	
		,
	title={{Corporate income taxes and the cost of capital: A correction. The American economic review}}
		,
	author={{
			FModigliani
		} and {
			MHMiller
		}}
		
		
			,
	year={1963}
			
		
	

}

@incollection{b31,
	
	
		,
	title={{A Financial Performance Comparison of Foreign vs Local Banks in Ghana}}
		,
	author={{
			MNtow-Gyamfi
		} and {
			AELaryea
		}}
		
	
	
		,
	journal={{International Journal of Business and Social Science}}
		
			3
			21
			
			,
	year={2012}
		
	

}

@incollection{b32,
	
	
		,
	title={{Bank risk and performance in Ghana}}
		,
	author={{
			TAOdonkor
		} and {
			KAOsei
		} and {
			JAbor
		} and {
			CKAdjasi
		}}
		
		
		
	
	
		,
	journal={{International Journal of Financial Services Management}}
		
			5
			2
			
			,
	year={2011}
		
	

}

@incollection{b33,
	
	
		,
	title={{Bank reforms and the performance of the Nigerian banking sector: An empirical analysis}}
		,
	author={{
			GCOkpara
		}}
	
	
		,
	journal={{International Journal of Current Research}}
		
			2
			1
			
			,
	year={2011}
		
	

}

@incollection{b34,
	
	
		,
	title={{Capital adequacy and banks' profitability: An empirical evidence from Nigeria}}
		,
	author={{
			AOlalekan
		} and {
			SAdeyinka
		}}
		
	
	
		,
	journal={{American International Journal of Contemporary Research}}
		
			3
			10
			
			,
	year={2013}
		
	

}

@incollection{b35,
	
	
		,
	title={{The Determination of Financial Structure: The Incentive-Signalling Approach}}
		,
	author={{
			SARoss
		}}
	
	
		,
	journal={{Bell Journal of Economics}}
		
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			1
			
			,
	year={1977}
		
	

}

@incollection{b36,
	
	
		,
	title={{Determinants of bank profitability in a developing economy: Empirical evidence from the Philippines}}
		,
	author={{
			FSufian
		} and {
			RRChong
		}}
		
	
	
		,
	journal={{Asian Academy of Management Journal of Accounting & Finance}}
		
			4
			2
			
			,
	year={2008}
		
	

}

@incollection{b37,
	
	
		,
	title={{What determines the profitability of banks?}}
		,
	author={{
			ATrujillo-Ponce
		}}
	
	
		,
	journal={{Evidence from Spain. Accounting & Finance}}
		
			53
			2
			
			,
	year={2013}
		
	

}

@incollection{b38,
	
	
		,
	title={{Bank lending, expenditure components and inflation in South Africa: Assessment from bounds testing approach}}
		,
	author={{
			EZiramba
		}}
	
	
		,
	journal={{South African Journal of Economic and Management Sciences}}
		
			11
			2
			
			,
	year={2008}
		
	

}