@incollection{,
	
					
					
					A0CEE7F6F44B0A802DB19D429400A62F
				,
	author={{Dr. Jaishu Antony Ph.D.} and {University College of Ajman, UAE}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1832936
}

@book{b0,
	
	
		,
	title={{Attitudes and Intentions towards Credit Card Use and Compulsive Buying among American College}}
		,
	author={{
			Robert
		}}
		
			,
	year={2001}
		
	

}

@book{b1,
	
	
		,
	title={{Impact of Credit Cards on Spending Patterns}}
		,
	author={{
			CPrakash
		}}
		
			,
	year={2003}
		
	

}

@book{b2,
	
	
		,
	author={{
			Elif
		}}
		,
	title={{The Impact of Credit Cards on Spending: A Field Experiment}}
				
			,
	year={2009}
		
	

}

@book{b3,
	
	
		,
	author={{
			CathySebastien
		}}
		,
	title={{Paper or Plastic? Money and Credit as Means of Payment}}
				
			,
	year={2012}
		
	

}

@incollection{b4,
	
	
		,
	title={{Credit Cards Industry -Use and abuse}}
	
	
		,
	journal={{Business World}}
		
			
			,
	year={July, 2007}
		
	

}

@book{b5,
	
	
		,
	author={{
			JSlocum
		} and {
			L-.Mathews
		}}
		
		,
	title={{their study "Social class and Income indicators of consumer credit behaviour}}
				
			,
	year={1970}
		
	

}