@incollection{,
	
					
					
					B35F63F23A3168BC023459FD5ECC3511
				,
	author={{Ololade, RachelAdetola} and {University of Technology, Ogbomoso, Nigeria}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1851729
}

@incollection{b0,
	
	
		,
	title={{Causes and Control of Loan Default/Delinquency in Microfinance Institutions in Ghana}}
		,
	author={{
			AAddae-Korankye
		}}
	
	
		,
	journal={{American International Journal of Contemporary Research}}
		
			4
			12
			
			,
	year={2014}
		
	

}

@incollection{b1,
	
	
		,
	title={{An Analysis of Loan Delinquency among Small Scale farmers in South western Nigeria. Application of Logit and Loan Performance Indices}}
		,
	author={{
			OAdejobi
		} and {
			JTAtobatele
		}}
		
	
	
		,
	journal={{East African Agricultural and Forestry Journal}}
		
			74
			
			,
	year={2008}
		
	

}

@incollection{b2,
	
	
		,
	title={{Livelihood diversification and welfare of rural households in Ondo State}}
		,
	author={{
			AOAdepoju
		} and {
			OAObayelu
		}}
		
	
	
		,
	journal={{Journal of Development and Agricultural Economics}}
		
			5
			12
			
			,
	year={2013}
		
	

}

@incollection{b3,
	
	
		,
	title={{Analysis of Loan Repayment among Small Scale Farmers in Oyo State}}
		,
	author={{
			JAAfolabi
		}}
	
	
		,
	journal={{Journal of Social Sciences}}
		
			22
			2
			
			,
	year={2010}
		
	

}

@incollection{b4,
	
	
		,
	title={{Access to Credit by Vegetable Farmers in Nigeria: A Case Study of Owerri Agricultural Zone of Imo State}}
		,
	author={{
			FUAgbo
		} and {
			IIIroh
		} and {
			EJIhemezie
		}}
		
		
	
	
		,
	journal={{Asian Journal of Agricultural Research}}
		
			9
			4
			
			,
	year={2015}
		
	

}

@incollection{b5,
	
	
		,
	title={{Informal sources of financing climate change adaptation amongst crop farmers in Nigeria}}
		,
	author={{
			IKAgbugba
		} and {
			EJIhemezie
		} and {
			EJ
		} and {
			AEAhmed
		}}
		
		
		
	
	
		,
	journal={{Int. J. Agric. Sci. Res. Technol. Exten. Educ. Syst}}
		
			4
			
			,
	year={2014}
		
	

}

@incollection{b6,
	
	
		,
	title={{Livelihood Diversification of Rural Households}}
		,
	author={{
			OJAjayi
		} and {
			OSanusi
		} and {
			YMuhammed
		} and {
			JHTsado
		}}
		
		
		
	
	
		,
	journal={{Nigerian Journal of Agriculture, Food and Environment}}
		
			12
			2
			
			,
	year={2016}
		
	

}

@incollection{b7,
	
	
		,
	title={{Rural Farmers Sources and Use of Credit in Nsukka Local Government Area of Enugu State}}
		,
	author={{
			OMAkinnagbe
		} and {
			AUAdonu
		}}
		
	
	
		,
	journal={{Nigeria. Asian Journal of Agricultural Research}}
		
			8
			
			,
	year={2014}
		
	

}

@incollection{b8,
	
	
		,
	title={{Women's empowerment and gender equity in agriculture: A different perspective from Southeast Asia}}
		,
	author={{
			SAkter
		} and {
			PRutsaert
		} and {
			JLuis
		} and {
			NMHtwe
		} and {
			SSSan
		} and {
			BRaharjo
		} and {
			APustika
		}}
		
		
		
		
		
		
	
	
		,
	journal={{Food Policy}}
		
			69
			
			,
	year={2017}
		
	

}

@incollection{b9,
	
	
		,
	title={{The use of Cassava, Sweet Potato and Cocoyam, and their By-Products by Non-Ruminants}}
		,
	author={{
			DFApata
		} and {
			TOBabalola
		}}
		
	
	
		,
	journal={{International Journal of Food Science and Nutrition Engineering}}
		
			2
			4
			
			,
	year={2012}
		
	

}

@book{b10,
	
	
		,
	title={{Access to Formal Credit Facilities among Small Scale Crop Farmers' in Gwagwalada Area Council}}
		,
	author={{
			OOAlabi
		} and {
			AFLawal
		} and {
			HOChiogor
		}}
		
		
		
			,
	year={2016}
			
			,
	address={Abuja, Nigeria}
		
	

}

@book{b11,
	
	
		,
	title={{The effects of interest rates on access to agro-credit by farmers in Kaduna State}}
		,
	author={{
			BMAli
		} and {
			FUAgbo
		} and {
			ICUkwuaba
		} and {
			CJChiemela
		}}
		
		
		
		
			,
	year={2017}
			12
			
			,
	address={Nigeria}
		
	

}

@incollection{b12,
	
	
		,
	title={{Factors Affecting Non-Performing Loans: Case Study on Development Bank of Ethiopia Central Region}}
		,
	author={{
			ASAsfaw
		} and {
			HNBogale
		} and {
			TTTeame
		}}
		
		
	
	
		,
	journal={{International Journal of Scientific and Research Publications}}
		
			6
			
			,
	year={2016}
		
	

}

@incollection{b13,
	
	
		,
	title={{Determinants of rural women's loan repayment performance: The case of Gondar Zuria District, North Gondar, Amhara Regional State}}
		,
	author={{
			HAtinkut
		} and {
			MMelese
		} and {
			DQonchera
		} and {
			ANMartins
		} and {
			DKassa
		} and {
			AAmalo
		}}
		
		
		
		
		
	
	
		,
	journal={{Global Journal of Agricultural Economics, Extension and Rural Development}}
		
			4
			4
			
			,
	year={2016}
		
	

}

@incollection{b14,
	
	
		,
	title={{Women Farmers' Contributions to Maize Production in Afijio Local Government of Oyo State}}
		,
	author={{
			AIBadmus
		} and {
			GOOyelere
		} and {
			AOAremu
		} and {
			SJOrija
		} and {
			TOAtigbi
		}}
		
		
		
		
	
	
		,
	journal={{International Journal of Applied Agricultural and Apicultural Research}}
		
			11
			
			,
	year={2015}
		
	

}

@book{b15,
	
	
		,
	title={{A diagnosis of rural agricultural credit markets in South Africa: Empirical evidence from North West and Mpumalanga provinces, Banks and Bank Systems}}
		,
	author={{
			JChisasa
		}}
		
			,
	year={2014}
			9
			
		
	

}

@incollection{b16,
	
	
		,
	title={{Roots and Tuber Crops as Functional Foods: A Review on Phytochemical Constituents and their Potential Health Benefits}}
		,
	author={{
			AChandrasekara
		} and {
			TJKumar
		}}
		
	
	
		,
	journal={{International Journal of Food Science}}
		
			16
			
			,
	year={2016}
		
	

}

@incollection{b17,
	
	
		,
	title={{Contribution of Root and Tuber Crops in the Agricultural Transformation Agenda in Nigeria}}
		,
	author={{
			ONEke-Okoro
		} and {
			DNNjoku
		} and {
			JOMbe
		} and {
			JIAwah
		} and {
			NJAmanze
		} and {
			OCEke-Okoro
		}}
		
		
		
		
		
	
	
		,
	journal={{ARPN Journal of Agricultural and Biological Science}}
		
			9
			8
			
			,
	year={2014}
		
	

}

@incollection{b18,
	
	
		,
	title={{Factors Influencing Farmer's Participation in Agricultural Projects: The case of the Agricultural Value Chain Mentorship Project in the Northern Region of Ghana}}
		,
	author={{
			PMEtwire
		} and {
			WDogbe
		} and {
			ANWiredu1
		} and {
			EMartey
		} and {
			EEtwire
		} and {
			RKOwusu
		} and {
			EWahaga
		}}
		
		
		
		
		
		
	
	
		,
	journal={{Journal of Economics and Sustainable Development}}
		
			4
			10
			
			,
	year={2013}
		
	

}

@incollection{b19,
	
	
		,
	title={{Determinants of Smallholder Farmers Loan Repayment Performance in Assosa District, Western Ethiopia}}
		,
	author={{
			GEFentahun
		} and {
			DKefale
		} and {
			YAhmed
		}}
		
		
	
	
		,
	journal={{Journal of Poverty, Investment and Development}}
		
			43
			
			,
	year={2018}
		
	

}

@incollection{b20,
	
	
		,
	title={{Factors Influencing Credits Access among Small Scale Fish Farmers in Adamawa State}}
		,
	author={{
			FBFilli
		} and {
			JIOnu
		} and {
			EFAdebayo
		} and {
			ITizhe
		}}
		
		
		
	
	
		,
	journal={{Journal of Agricultural Economics}}
		
			1
			1
			
			,
	year={2015}
		
	
	,
	note={Environment and Social Sciences}

}

@incollection{b21,
	
	
		,
	title={{Determinants of Loan Repayment Performance of Smallholder Farmers: The Case of Kalu District, South Wollo Zone, Amhara National Regional State}}
		,
	author={{
			ZGebeyehu
		} and {
			HBeshire
		} and {
			JHaji
		}}
		
		
	
	
		,
	journal={{International Journal of Economics}}
		
			1
			11
			
			,
	year={2013}
		
	
	,
	note={Business and Finance}

}

@incollection{b22,
	
	
		,
	title={{Determinants of Loan Repayment Performance: Case Study of Harari Microfinance Institution}}
		,
	author={{
			Halle
		}}
	
	
		,
	journal={{Journal of Agricultural Extension and Rural Development}}
		
			7
			2
			
			,
	year={2015}
		
	

}

@book{b23,
	
	
		,
	title={{Factors Influencing Agricultural Credit Demand in Northern Ghana}}
		,
	author={{
			BHananu
		} and {
			AAbdul-Hanah
		} and {
			HZakaria
		}}
		
		
		
			,
	year={2015}
			10
			
		
	

}

@incollection{b24,
	
	
		,
	title={{}}
		,
	author={{
			AHazra
		} and {
			NGogtay
		}}
		
	
	
		,
	journal={{Brief Overview of Multivariate Methods, Indian Journal of Dematology}}
		
			10
			4
			
			,
	year={2017}
		
	
	,
	note={Biostatistics Series Module}

}

@incollection{b25,
	
	
		,
	title={{An analysis of farmers' access to formal credit in the rural areas of Nigeria}}
		,
	author={{
			SSIbrahim
		} and {
			HMAliero
		}}
		
	
	
		,
	journal={{African Journal of Agricultural Research}}
		
			7
			47
			
			,
	year={2012}
		
	

}

@incollection{b26,
	
	
		,
	title={{Access to Micro credit and its Impact on Farm Profit among Rural Farmers in Dry land of Sudan}}
		,
	author={{
			AHIbrahim
		} and {
			SBauer
		}}
		
	
	
		,
	journal={{Global Advanced Research Journal of Agricultural Science}}
		2315-5094
		
			2
			3
			
			,
	year={2013. March, 2013}
		
	

}

@incollection{b27,
	
	
		,
	title={{Effect of Credit Accessibility of Farmers on Agricultural Investment and Investigation of Policy Options in Khorasan-Razavi Province}}
		,
	author={{
			MRKohansal
		} and {
			Ghorbani
		} and {
			HMansoori
		}}
		
		
	
	
		,
	journal={{Journal of Applied Sciences}}
		
			8
			
			,
	year={2008}
		
	

}

@incollection{b28,
	
	
		,
	title={{Vulnerabilities to agricultural production shocks: An extreme, plausible scenario for assessment of risk for the insurance sector}}
		,
	author={{
			TLunt
		} and {
			AWJones
		} and {
			WSMulhern
		} and {
			DP MLezaks
		} and {
			MMJahn
		}}
		
		
		
		
	
	
		,
	journal={{Climate Risk Management}}
		
			13
			
			,
	year={2016}
		
	

}

@incollection{b29,
	
	
		,
	title={{Sources of Agricultural Credit to Small-Scale Farmers in EZEAGU Local Government Area of Enugu State}}
		,
	author={{
			MNMgbakor
		} and {
			POUzendu
		} and {
			DONdubisi
		}}
		
		
	
	
		,
	journal={{IOSR Journal of Agriculture and Veterinary Science}}
		
			7
			8
			
			,
	year={2014}
		
	

}

@incollection{b30,
	
	
		,
	title={{A Review of Small holder Farming in Nigeria: Need for Transformation}}
		,
	author={{
			RNMgbenka
		} and {
			ENMbah
		} and {
			CIEzeano
		}}
		
		
	
	
		,
	journal={{Agricultural Engineering Research Journal}}
		
			5
			2
			
			,
	year={2015}
		
	

}

@incollection{b31,
	
	
		,
	title={{Micro Finance in Nigeria: Problems and Prospects}}
		,
	author={{
			OJNwanyanwu
		}}
	
	
		,
	journal={{African Research Review}}
		
			5
			2
			
			,
	year={2011}
		
	

}

@incollection{b32,
	
	
		,
	title={{Determinants of formal agricultural credit allocation to the farm sector by arable crop farmers in Benue State}}
		,
	author={{
			VUOboh
		} and {
			IDEkpebu
		}}
		
	
	
		,
	journal={{African Journal of Agricultural Research}}
		
			6
			1
			
			,
	year={2011}
		
	

}

@incollection{b33,
	
	
		,
	title={{Economic analysis of loan repayment capacity of small holder cooperative farmers in Yewa North Local Government Area of Ogun State}}
		,
	author={{
			IFOjiako
		} and {
			BCOgbukwa
		}}
		
	
	
		,
	journal={{African Journal of Agricultural Research}}
		
			7
			13
			
			,
	year={2012}
		
	

}

@incollection{b34,
	
	
		,
	title={{Agricultural Loans, as Catalyst for Food Production in Nigeria: The Problems and Prospects}}
		,
	author={{
			JNOjiegbe
		} and {
			AHDuruechi
		}}
		
	
	
		,
	journal={{Research in World Economy}}
		
			6
			4
			
			,
	year={2015}
		
	

}

@incollection{b35,
	
	
		,
	title={{Major Determinant of Agricultural Smallholder Loan Repayment in Developing Economy: Empirical evidence from Ondo state Nigeria}}
		,
	author={{
			AOkarie
		}}
	
	
		,
	journal={{The Journal of Socio-Economics}}
		
			21
			4
			
			,
	year={2004}
		
	

}

@incollection{b36,
	
	
		,
	title={{The Impact of Education on Agricultural Productivity of Small Scale Rural Female Maize Farmers in Potiskum Local Government, Yobe State: A Panacea for Rural Economic Development in Nigeria}}
		,
	author={{
			ASOkpachu
		} and {
			OGOkpachu
		} and {
			IKObijesi
		}}
		
		
	
	
		,
	journal={{International Journal of Research in Agriculture and Food Sciences}}
		
			2
			4
			
			,
	year={2014}
		
	

}

@incollection{b37,
	
	
		,
	title={{Agricultural lending decision: A tobit regression analysis}}
		,
	author={{
			FIOlagunju
		} and {
			AAjiboye
		}}
		
	
	
		,
	journal={{African Journal of Food Agriculture}}
		
			10
			5
			
			,
	year={2010}
		
	
	,
	note={Nutrition and Development}

}

@incollection{b38,
	
	
		,
	title={{Effect of Infrastructural Facilities on Rural Farmers Poverty Level in Oyo State}}
		,
	author={{
			FIOlagunju
		} and {
			RAOlolade
		} and {
			OAyinde
		} and {
			JT OOke
		} and {
			ROBabatunde
		}}
		
		
		
		
	
	
		,
	journal={{International Journal of Applied Research and Technology}}
		
			1
			2
			
			,
	year={2012}
		
	

}

@incollection{b39,
	
	
		,
	title={{Determinants of Access to Credit among Rural Farmers in Oyo State}}
		,
	author={{
			RAOlolade
		} and {
			FIOlagunju
		}}
		
	
	
		,
	journal={{Nigeria, Global Journal of Science Frontier Research}}
		
			2
			
			,
	year={2013}
		
	

}

@incollection{b40,
	
	
		,
	title={{Cocoa Farmers' Compliance with Safety Precautions in Spraying Agrochemicals and Use of Personal Protective Equipment (PPE) in Cameroon}}
		,
	author={{
			ASOyekale
		}}
	
	
		,
	journal={{International Journal of Environmental Research and Public Health}}
		
			
			,
	year={2018}
		
	

}

@incollection{b41,
	
	
		,
	title={{Effect of Access to Credit on Agricultural Productivity: Evidence from Cassava Farmers in the Afigya-Kwabre District of Ghana}}
		,
	author={{
			SOwusu
		}}
	
	
		,
	journal={{International Journal of Innovative Research in Social Sciences and Strategic Management Techniques}}
		
			4
			2
			
			,
	year={2017}
		
	

}

@incollection{b42,
	
	
		,
	title={{Factors Affecting Loan Repayment Performance of Small holder Farmers in East Hararghe}}
		,
	author={{
			MSileshi
		} and {
			RNyikal
		} and {
			SWangia
		}}
		
		
	
	
		,
	journal={{Developing Country Studies}}
		
			2
			11
			
			,
	year={2012}
		
	

}

@incollection{b43,
	
	
		,
	title={{Loan Repayment Ability of Farmers in Sri Lanka: Exploring North Central Province}}
		,
	author={{
			WPWijewardana
		} and {
			HHDedunu
		} and {
			HH
		}}
		
		
	
	
		,
	journal={{International Journal of Management and Commerce Innovations}}
		
			5
			1
			
			,
	year={2017}
		
	

}

@incollection{b44,
	
	
		,
	title={{Factors Affecting Loan Repayment Performance among Yam Farmers in the Sene District}}
		,
	author={{
			CAWongnaa
		} and {
			DAwunyo-Vitor
		}}
		
	
	
		,
	journal={{Papers in Economics and Informatics}}
		
			5
			2
			
			,
	year={2013}
		
	

}