@incollection{,
	
					
					
					2C47993842D08262596DC22AE82BFCE7
				,
	author={{Aza, IbrahimEyigege} and {Aza, IbrahimEyigege} and {Federal Polytechnic, Nasarawa}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1832333
}

@incollection{b0,
	
	
		,
	title={{The effect of capital structure on profitability. An empirical analysis of listed firms in Ghana}}
		,
	author={{
			JAbor
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		,
	journal={{Journal of Risk Finance}}
		
			6
			5
			
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	year={2005}
		
	

}

@incollection{b1,
	
	
		,
	title={{Impact of financial leverage on firms profitability: An investigation from cement sector of Pakistan. Research journal of financé and accounting}}
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	author={{
			NAhmad
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			ASalman
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	journal={{Online)}}
		2222-1697
		
			6
			7
			,
	year={2015. 2015}
		
	

}

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		,
	title={{The design of internal control and capital structure. The review of financial studies}}
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	author={{
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		,
	title={{}}
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	author={{
			ZBodie
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			AlexKAlan
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			JM
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	editor={Investments. Mc Graw -Hill/Irwin}
		
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	year={2008}
		
	

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		,
	title={{Fundamentals of financial management}}
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	author={{
			EFBrigham
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	year={1995}
		
	

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@book{b5,
	
	
		,
	title={{Revised regulatory and supervisory guidelines for microfinance Banks (MFBs) in Nigeria}}
		
			,
	year={2012}
		
		
			Central Bank of Nigeria
		
	

}

@book{b6,
	
	
		,
	title={{Financial sustainability of rural microfinance institutions in Tanzania}}
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	author={{
			DNGanka
		}}
		
			,
	year={2010}
			,
	address={university of Greenwich, Australia}
		
	
	,
	note={PhD thesis}

}

@incollection{b7,
	
	
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	title={{Are microfinance banks important in deposit mobilization in Nigeria? Research journal of finance and accounting}}
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	author={{
			George
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			ABEsther
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	journal={{Online)}}
		2222-1697
		
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			9
			,
	year={2014. 2014}
			,
	publisher={Paper}
		
	

}

@incollection{b8,
	
	
		,
	title={{Government and performance of microfinance institutions in Central and Eastern Europe}}
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	author={{
			VHartarska
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		,
	journal={{World development}}
		
			33
			
			,
	year={2005}
		
	

}

@book{b9,
	
	
		,
	title={{Performance appraisal of microfinance banks in Nigeria: case study of selected microfinance banks}}
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	author={{
			Jenyo
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			OAdebayo
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	year={2015}
		
	
	,
	note={in Kwara state}

}

@book{b10,
	
	
		,
	title={{Financial determinants of micro finance performance in kenyan coast: a case of micro finance community based organisations in jomvu kuu. A Research Project Submitted In Partial Fulfillment for the Degree of}}
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	author={{
			FJKaloo
		}}
		
			,
	year={2015}
		
		
			Master of Business Administration (Finance) of Technical University of Mombasa
		
	

}

@incollection{b11,
	
	
		,
	title={{Financial sustainability of microfinance institutions in Ethiopia}}
		,
	author={{
			BAKinde
		}}
		ISSN 2222 -2839
	
	
		,
	journal={{European Journal of business management}}
		2222-1905
		
			4
			,
	year={2012. 15 2012}
		
	

}

@book{b12,
	
	
		,
	title={{Determinants of financial performance of microfinance institutions in Kenya: a case of microfinance institutions}}
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	author={{
			BJKipkoech
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	year={2014}
		
	
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	note={in Nakuru town. International}

}

@incollection{b13,
	
	
		,
	title={{The impact of capital structure on the performance of microfinance institutions}}
		,
	author={{
			AKyereboah
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		,
	journal={{Journal of risk finance}}
		
			8
			
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	year={2007}
		
	

}

@book{b14,
	
	
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	title={{Journal of accounting and finance management research (IJAFMR)}}
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	year={6 Dec, 2014}
			4
		
	

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@incollection{b15,
	
	
		,
	title={{Microfinance Handbook. An institutional and financial perspective}}
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	author={{
			JLedgerwood
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	booktitle={{The world bank publications}}
				USA
		
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	year={1999}
		
	

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@incollection{b16,
	
	
		,
	title={{A review of the capital structure theories}}
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	author={{
			PLuigi
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	journal={{Annals of faculty of economics}}
		
			3
			1
			
			,
	year={2009}
		
	

}

@book{b17,
	
	
		,
	title={{Track record of financial institutions in assessing the poor in Asia}}
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	author={{
			JMeyer
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	year={2002. September 30 2011}
		
	
	,
	note={ADB research institute paper}

}

@book{b18,
	
	
		,
	title={{The effect of debt financing on firm profitability of commercial banks in Kenya. A business research submitted in partial fulfillment of the requirement of the degree of masters of business administration of the university of Nairobi}}
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	author={{
			LMMuchugia
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			,
	year={2013}
		
	

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@book{b19,
	
	
		,
	title={{Determinants of retained earnings in companies listed at Nairobi securities exchange. A research project submitted in partial fulfillment of the requirement for the award of the degree of masters of business administration, school of business university of Nairobi}}
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	author={{
			LWMulama
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	year={2014}
		
	

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@incollection{b20,
	
	
		,
	title={{Effect of capital structure on financial performance of firms in Kenya: Evidence from firms listed at the Nairobi securities exchange}}
		,
	author={{
			WMuturi
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			CGithire
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	journal={{International journal of Economics, commerce and management. UK}}
		2348-0386
		
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			,
	year={2015. April 2015}
		
	

}

@book{b21,
	
	
		,
	title={{Determinants of financial performance of microfinance banks in Kenya. Research journal of finance and accounting}}
		,
	author={{
			KosNgumo
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			CollinsDavid
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			SH
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		ISSN 2222-2847
		
			,
	year={2017. 2017}
			,
	publisher={Paper}
			8
		
	

}

@book{b22,
	
	
		,
	title={{The effect of level of deposits on financial performance of commercial banks in Kenya. A research project submitted in partial fulfillment of the requirement for the degree of masters of business administration}}
		,
	author={{
			DMOkun
		}}
		
			,
	year={2012}
		
		
			University of Nairobi
		
	

}

@book{b23,
	
	
		,
	title={{The effect of capital structure on the financial performance of manufacturing firms in Nigeria}}
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	author={{
			AEOlusuyi
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			AEFelix
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	year={2017. 2017}
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	author={{
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	title={{Financial management}}
				India
		
			,
	year={1999}
		
	
	,
	note={Eight edition. Vikas publishing house, PVT ltd}

}

@incollection{b25,
	
	
		,
	title={{What is leverage? The meaning operating, financial and combined leverage}}
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	author={{
			RPeavler
		}}
	
	
		,
	journal={{Journal of business finance}}
		
			,
	year={2017}
		
	

}

@book{b26,
	
	
		,
	title={{Effect of financial leverage on firm performance}}
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	author={{
			MWRaza
		}}
		
			,
	year={2013}
			,
	address={Karachi Stock Exchange}
		
	

}

@book{b27,
	
	
		,
	author={{
			STauseef
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			HDLohano
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			SAKhan
		}}
		
		
		,
	title={{Effect of debt financing on corporate financial}}
				
			,
	year={2015}
		
	

}