@incollection{,
	
					
					
					4848F51E6B508C113B71C7DAFAFEB255
				,
	author={{Prof. PeterSiyan} and {Dr. Joseph M.Ibbih} and {Nasarawa State University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}182113
}

@book{b0,
	
	
		,
	title={{Wealth Effects in the Consumption Function of Argentina}}
		,
	author={{
			HAAhumada
		} and {
			MLGaregnani
		}}
		
		
			,
	year={2003. 1980-2000}
		
		
			UTDT & UNKP -BCRA, Central Bank of Argentina
		
	

}

@book{b1,
	
	
		,
	title={{The Effects of Dividends on Consumption. Division of Research}}
		,
	author={{
			MBaker
		} and {
			SNagel
		} and {
			JWurgler
		}}
		
		
		
			,
	year={2006}
			,
	address={Harvard Business School}
		
	

}

@book{b2,
	
	
		,
	title={{History of Economic Thought}}
		,
	author={{
			HLBhatia
		}}
		
			,
	year={2006. 1988}
			,
	publisher={Vikas Publishing House PVT Blundell, R}
			,
	address={New Delhi}
		
	
	,
	note={4th Edition}

}

@incollection{b3,
	
	
		,
	title={{Consumer Behaviour: Theory and Empirical Evidence: A Survey}}
	
	
		,
	journal={{The Economic Journal}}
		
			98
			389
			
			,
	year={March}
		
	

}

@incollection{b4,
	
	
		,
	title={{Theory of Development in Perspective. The Role of Conceptual Framework and Models in Theory Development}}
		,
	author={{
			MEBother
		}}
	
	
		,
	journal={{Journal of Advanced Nursing}}
		
			14
			1
			
			,
	year={1989}
		
	

}

@incollection{b5,
	
	
		,
	title={{Stock Market Fluctuations and Consumption Behaviour: Some Recent Evidence}}
		,
	author={{
			LBoone
		} and {
			CGierno
		} and {
			PRichardson
		}}
		
		
	
	
		,
	journal={{Economics Department Working Papers. No}}
		
			208
			,
	year={1998}
			,
	publisher={OECD}
		
	

}

@book{b6,
	
	
		,
	title={{Habit Persistence and Lags in Consumer Behaviour}}
		,
	author={{
			WBranson
		}}
		
			,
	year={1979. 1952}
			,
	publisher={Harper & Raw Publishers}
			20
			
			,
	address={New York}
		
	
	,
	note={Microeconomics Theory and Policy}

}

@book{b7,
	
	
		,
	author={{
			WSBrown
		} and {
			MCrossley
		} and {
			TF
		}}
		
		
		,
	title={{Macroeconomics. New Jersey: Preatice -Hall International. Browning}}
				
			,
	year={1988. 2001}
		
	

}

@incollection{b8,
	
	
		,
	title={{The Life Cycle Model of Consumption and Saving}}
	
	
		,
	journal={{Journal of Economic Perspective}}
		
			15
			3
			
			,
	year={1998}
		
	
	,
	note={Creswell, J.}

}

@incollection{b9,
	
	
		,
	title={{Qualitative Inquiry and Research Design: Choosing Among Five Traditions}}
	
	
		,
	journal={{J}}
		
			,
	year={2003}
			,
	publisher={Sage Publications Creswell}
		
	

}

@book{b10,
	
	
		,
	author={{
			JE HHendry
		} and {
			DFSrba
		} and {
			FYeo
		} and {
			S
		}}
		
		
		
		,
	title={{Research Design: Qualitative, Quantitative and Mixed Methods Approaches}}
				California
		
			,
	publisher={Sage Publications Davidson}
			,
	year={1978}
		
	

}

@incollection{b11,
	
	
		,
	title={{Econometric Modelling of the Aggregate Time-Series Relationship Between Consumers' Expenditure and Income in the U.K}}
	
	
		,
	journal={{Economic Journal}}
		
			88
			352
			
			,
	year={Dec. 1980}
		
	

}

@incollection{b12,
	
	
		,
	title={{The Adjustment of Consumption to Change Expectations about Future Income}}
	
	
		,
	journal={{Economic Theory and Ideology}}
		
			89
			5
			
			,
	year={1981}
			,
	publisher={Edward Arnold Publishers Flavin}
		
	
	,
	note={Journal of Political Economy}

}

@incollection{b13,
	
	
		,
	title={{Finite horizons, life cycle Savings and Time Series Evidence on Consumption}}
		,
	author={{
			JGali
		}}
	
	
		,
	journal={{Journal of Monetary Economics}}
		
			26
			,
	year={1990}
		
	

}

@incollection{b14,
	
	
		,
	title={{Stochastic Implications of the Life-Cycle -Permanent Income Hypothesis: Theory and Evidence}}
		,
	author={{
			REHall
		}}
	
	
		,
	journal={{Journal of Political Economy}}
		
			86
			6
			
			,
	year={1978. Dec}
		
	

}

@incollection{b15,
	
	
		,
	title={{Intertemporal Substitution in Consumption}}
		,
	author={{
			REHall
		}}
	
	
		,
	journal={{NBER Working Paper Series. Haug, A.A}}
		
			720
			,
	year={1981. 1991}
		
	

}

@incollection{b16,
	
	
		,
	title={{The Random Work Hypothesis of Consumption and Time Aggregation}}
	
	
		,
	journal={{Journal of Macroeconomics}}
		
			13
			
			,
	year={2006}
		
	
	,
	note={ILoyd-PDF}

}

@book{b17,
	
	
		,
	title={{Dynamic Theories of Consumption Behaviour}}
		
			,
	year={2006}
		
	

}

@incollection{b18,
	
	
		,
	title={{Consumption Over the Life Cycle: Theory and Empirical Regularities}}
		,
	author={{
			PKankaanranta
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		,
	journal={{Research Reports}}
		
			118
			,
	year={2006. 1982}
		
		
			Department of Economics, University of Turku, Finland. Mankiw
		
	

}

@incollection{b19,
	
	
		,
	title={{Hall's Consumption Hypothesis on Durable Goods}}
	
	
		,
	journal={{Journal of Monetary Economics}}
		
			10
			
		
	

}

@book{b20,
	
	
		,
	author={{
			TO' Donoghue
		} and {
			MRabin
		}}
		
		,
	title={{Risky Behaviour Among Youths: Some Issues from Behavioural Economics. NBER Project on Risky Behavour Among Youths}}
				New York
		
			,
	year={2000}
			
		
		
			Department of Economics, Cornell University
		
	

}

@book{b21,
	
	
		,
	title={{Relative, Permanent Income and Consumption: A Synthesis of Keynes, Duesenberry}}
		,
	author={{
			TIPalley
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			,
	year={2005}
			,
	publisher={Friedman and Modigliani and Brumberg}
		
	

}

@incollection{b22,
	
	
		,
	title={{Longman Dictionary of Contemporary English}}
		,
	author={{
			DCWashington
			
				D.
			
		}}
	
	
		,
	booktitle={{Advanced Macroeconomics}}
				St. Ives Romer; New York
		
			,
	publisher={McGraw Hill Higher Education}
			,
	year={20010. 1991. 2001}
			
		
	
	,
	note={Quirk, R.. 2nd edition}

}