# Introduction t resale stores I have seen brand new clothes with original price tag still hanging from the sleeve. Some children have so many toys that they stay frustrated, not knowing which one to pick up for their next amusement. Presumably sensible adults trade in perfectly good cars just to have something shinier and newer. Didn't us once live productive normal lives, without all these gadgets" [Cunningham (2005)]. Nearly forty-four percent of the participants, who took part in a consumer survey conducted in the US, responded positively to the question "My closets are filled with still unopened items" [Faber and O'Guinn (1988)]. Fournier and Richins (1991), Richins (1994), and have established that individuals who engage in excessive consumption habits have high materialistic values. High consumption cultures are seen across most developed western countries (Durning, 1994;Csiksmenmihalyi and Rochberg-Halton, 1978). There exists enough evidence linking high consumption habits with materialism. It is generally accepted that majority of people, who show high propensity to consume, score high on materialism scales and low on self-esteem scales (Rassauli and Hollander, 1986; Richins and Dawson, 1992 andRichins, 1991). Rich western nations are most associated with the culture of consumption, but now there are ample evidences of this phenomenon building up as a global phenomenon (Leary, 2004;Kasser and Ryan, 1993). Globalization along with factors such as rising income levels, changes in consumption pattern of upper and middle class and increase in the number of working women are making India an attractive market for status and luxury products (Handa and Khare, 2011; Khare et al., 2012). This effectively is leading to the transformation of the Indian consumer, who was considered to be more conservative, religious and culture oriented, compared to their western counterparts (Banerjee, 2008;Kumar and Gupta, 2003;Dumont, 1970). Research has come out with substantial evidences to show that most people, who show such high consumption behavior, also have high materialistic values. This study looks at the linkages between materialism and, social pressure and its contributory factors which are considered as a major cause of materialism in India and South Asian regions. # II. # Literature Review a) Materialism Oxford English Dictionary (2017) defines materialism as "a tendency to consider material possessions and physical comfort as more important than spiritual values". It is a way of life, opinion or tendency based entirely upon material interests. The prevalent notion is that people become materialistic in their efforts to compensate for the feelings of insecurity and inadequacy (Kasser et al. 2004). Most materialistic people believe that acquisition will bring them happiness, and possession in turn is considered as the sign of success (Belk, 1984(Belk, , 1985)). Rassuli and Hollander (1986) saw materialism as a mindset, which is oriented towards acquisition of things and spending. Belk (1984) defined materialism as the consumer orientation where they attach high importance to their worldly possessions. At the highest levels of materialism such possessions assume a central place in a person's life and are believed to provide the greatest source of satisfaction and dissatisfaction in life. This embodies the persistent belief of materialistic consumers that the acquisition of things will lead to greater happiness and satisfaction in life. There exist two major conceptualizations of materialism which finds general acceptance. They are Richard Belk's (1985) view of materialism as a set of personality traits and Richins and Dawson's (1992) view of materialism as a value or value system. Richins and Dawson (1990) considered traits as something formed at an early age and remained relatively unchanged over a lifespan. This is because the underlying trait itself is generally impervious to environment stimuli. It is this belief that led the authors to propose the concept of materialism as a set of social values, because over a lifetime values change, whereas traits remain constant. They drew supporting evidences from the observation made by Csikszentmihalyi and Rochberg-Halton (1981) that variety and depth of relationship with objects can change over a lifetime. Based on this argument, Richins and Dawson (1992) defined the construct of materialism as the importance people ascribe to the acquisition and ownership of material goods, as a means to achieve their life goals and desires. They tried to explain the concept based on the following three constructs. The first is 'acquisition centrality', according to which materialistic individuals will make the process of acquiring material possessions the main focus of their lives. Second construct is 'acquisition as the pursuit of happiness', which states that materialistic people believe that acquiring things will fetch them happiness and satisfaction in life. The third one is 'possession defined success', according to which materialists monitor their achievements and successes by regularly comparing the quality of their possessions with what others have. # b) Materialism -The Causal Factors The generally accepted belief is that people become materialistic in their efforts to compensate for the feelings of insecurity and inadequacy, and individuals try to fill up such void in their lives by acquiring possessions (Belk, 1985;Diener et al., 1993;Kasser et al., 2004). It is this belief that links materialism to the concept of self-esteem (Rosenberg, 1989). Literature shows us that a number of studies support the low self-esteem materialism-pathway proposition Ahuvia and Wong, 2002;Reindfleisch et al., 1997;Cohen and Cohen, 1996;Kassser et al., 1995;Baumrind, 1967). Low self-esteem develops in individuals due to feelings of insecurity and inadequacy (Rosenberg 1989).Authoritarian and permissive parenting (Baumrind, 1972), non-intact or broken families (Burroughs and Reindfleisch, 2002), economic deprivation (Abramson and Inglehart, 1995) and unmet safety or security needs , Kasser, 2002), are childhood related factors that build low self-esteem in an individual as they move to adulthood. This low selfesteem driven pathway of materialism is termed as insecurity-inadequacy pathway. The socialization pathway theory put forward by Kasseret al. ( 2004) is an alternate pathway of materialism and according to this, socialization factors such as television media, peers, family and social comparison with remote referents can create materialistic values in individuals. They were of the opinion that insecurity-inadequacy and socialization pathways of materialism interact, leading to the development of materialistic tendencies. Authors feel that the primary reason for the development of alternate pathway proposition is the inability of the insecurityinadequacy pathway to substantiate the causes for materialism in different socio-cultural environments. c) Social Pressure as a contributor of materialism Authors did a quick search of the results from recent studies published by different researchers across the world, who have tried to empirically establish the link between low self-esteem and materialism. It was noticed that none of them could achieve substantial evidence to prove that low self-esteem is the major causative factor of materialism. Two studies by Mick (1996) saw the existence of significant but very low negative correlations (r = -0.19, p < 0.01 and r = -0.14, p < 0.05). Studies by Chancellor (2003) (r = -0.12, p > 0.05) and by Meek (2007) (r = -0.09, p > 0.05) found lack of any significant relationship between materialism and self-esteem. Benmoyal-Bouzaglo and Moschis's (2010) study in France, too showed no significant correlation (r = 0.039, p > 0.05).The prevalent belief that materialism is caused by low self-esteem, where childhood related factors play a role is getting questioned here. A major problem posed to the researchers is about the coexistence of high self-esteem and materialism among individuals Wilson, 2011, 2016), which forces to enquire whether materialism seen in Asian environment is due to the interaction of socialization factors creating social pressure in individual. Peer influence and social comparisons were observed as the two predominant factors contributing to such high consumption behavior. It was observed that easy availability of finance also play an important role in fueling such purchases (Faber and O'Guinn, 1988;Lyons, 2003). Hence, attitude to debt is included as a contributing factor. 'Social pressure to consume' construct is defined as a combination of all factors that build up pressure on individuals to conform to opinions, attitudes or behavior of others and acts as a moderator of materialism (Thomas and Wilson, 2016). The construct explains the influence of socialization factors which include media, peer group, family, social comparison with referents (Kasser et al., 2004) and attitude to debt, which creates a strong urge in individuals to enter into consumption acts, so as to conform to prevalent social norms or attitude, or opinion and behavior of leading personalities. This study is taken-up to verify the role of social pressure as a contributor of materialism as suggested earlier. # III. Research Objectives and Hypotheses Development Many earlier studies indicated the lack of association between materialism and self-esteem. Recent studies provide evidence to show the roleplayed by social pressure factors in triggering materialism and related status consumption tendencies. Peers or reference groups are the actual social groups, with whom an individual or group interact with and compare themselves with (Bearden and Etzel, 1982). Consumer susceptibility to interpersonal influence is due to the need to identify with or enhance one's image in the opinion of significant others by the acquisition and use of products and brands, which confirm to their expectation (Bearden et al., 1989). Ford and Ellis (1980) show that peer pressure do play a significant role in influencing shopping and purchasing patterns of their members. Lewin (1965), Venketesan (1966), Burnkrant and Cousineau (1975) showed that peer influence can bring changed attitudes and behaviors of individuals and can induce consumption of status products to conform to their attitude. The social comparison theory (Festinger, 1954) proposed that individuals have the need for self-evaluation and they use references, against which they assess their attitudes and opinions. This aspect of social comparisons becomes the primary characteristic of the variable, we are considering in this study. Social comparisons can be both in upward or downward directions (Schiffman and Kanuk, 2004). Upward comparisons with celebrities or idealized media images end up in building an inflated and unrealistically high estimation of the standard of living. In a society where people generally maintain high consumption habits, others also will be pressurized to follow suit. Frank (2005) and Royo (2007) showed that people who make upward comparisons end up in consuming more status products. Bloss (1967) asserts that the post-adolescent identity crisis make people search for peer affiliations and upward social comparisons. Research work by Tabin (1992) and Rochberg-Halton (1984) supports this view point. The consumer attitude to debt is concerned about an individual's propensity to avail credit facility offered by various financial institutions or marketers, to fulfill his or her desire for consuming more or acquiring more status items. This can be seen as an external factor acting in tandem with the influence of television media, peer group pressure and upward social comparisons in creating social pressure and in turn materialism. The aggressive strategies by financial companies to target the marginal borrowers in the last two decades or the attempts which made credit easily available to most consumers in the most countries (Black and Morgan, 1999;Canner et al., 1998;Canner et al., 1999;Lindsay, 1997). Faber and O'Guinn (1988), Mundis (1986), Lyons (2003) provide factual support to the fact that there has been dramatic increase in consumer lending and higher debt burden among individuals. There exists enough evidence to show that easy availability of loans makes the consumers spend more on purchasing status and luxury items in India also (Gupta and Agarwal, 2003;Nair, 2005). Rao (2006), Narasimhan (2008), Sarangpani and Mamata (2008) have shown that credit card availability and use has increased rapidly in India in the last three decades. The greater reliance that individuals show to debt financing play an important role in the cultural shift towards higher consumption behavior and associated financial distress (Richins and Rudwin, 1994;Lea et al., 1995;Kasser and Ryan, 1996;and Nickerson et al., 2003). Thomas and Wilson (2016) summarized the concept of social pressure as: "today's society people make inferences of others on the basis of items they own and use (Belk, 1980;Rosenfeld and Holeman, 1977). This builds peer-pressure on individuals and leads them to get into upward social comparisons. This ultimately compels them to buy and use such products, which will fetch them social status (Calder and Burnkrant, 1977;Solomon, 1983). Such induced desire for more and more material items is bringing in a cultural shift towards higher consumption standards, driving individuals to have greater reliance on debt financing (Richins and Rudwin, 1994;Leah et al., 1995)". This led to the formulation of the hypothesis that materialism was linked to attitude to television, peer pressure, social comparison and attitude to debt. Hypothesis 1: Attitude to television, peer influence, upward social comparisons and attitude to debt are contributors of social pressure. Hypothesis 2: Social Pressure is associated with materialism. IV. # Methodology and Data Analysis a) Data Collection A structured questionnaire based survey for data collection was used here. Data was collected from Bangalore, Hyderabad and Kochi, three major cities in southern part of India. The target population for this study was working executives from the corporate sector, professionally qualified persons working in middle and lower level of management. We used a multistage sampling procedure and selected fifteen companies each from these cities. The corporate firms were selected randomly from a list of companies, which carried out campus placements in leading business schools in these cities. Survey covered five hundred and thirty respondents, which included two hundred and ten from Kochi, one hundred and eighty eight from Bangalore and, one hundred and thirty two from Hyderabad. Nearly fifty-seven percent of the sample belonged to the age group 20-30 years, while thirty-two percent were from 30-40 years age group. Majority of the respondents were male (67%) and fifty eight percent were married. # b) Instruments Used Authors used Richins and Dawson's (1992) materialism scale to measure materialism values of our respondents. The alpha reliability coefficient obtained for this study for the overall materialism scale was 0.777. Individual component Cronbach alpha values were 0.739, 0.648 and 0.707 for success, centrality and happiness factors respectively. The mean value of scores were 17.31 (SD = 4.41) for success factor, 19.55 (SD = 4.36) for centrality factor and 14.58 (SD = 3.85) for happiness factor and 51.43 (SD = 10.51) for overall materialism score and all these results are well within acceptable limits. Social pressure was measured using a five-item scale, developed to measure the level of social pressure of the respondents due to the cumulative effects of factors such as attitude to television, interpersonal and peer influence, upward social comparisons and attitude to debt. The five item scale used to measure of social pressure is: ? Models that come in TV commercials are all beautiful and I wish I was like them. ? I am more concerned about the utility of a product and not much bothered whether it creates an impression on other people. ? "I always voice my opinion even if it is against the opinion of the majority of the group members". ? I celebrate birthdays, anniversaries and such other events just because it is common practice. Membership in prestigious clubs or social groups is important for a person like me. ? There is nothing wrong in borrowing money to celebrate festivals (Diwali/ Ramzan/ Navaratri/ Christmas). This scale had a reliability alpha value of 0.80. Attitude towards TV programs and advertising were measured using a seven-item scale adopted from Rossiter's (1977) scale, to check 'Children's Attitude to TV Advertising Testing', which was used in similar studies (Thomas and Wilson 2016). This scale was pretested by the researchers and had an alpha value of 0.86. Interpersonal and peer group influence was measured using an adapted five-item scale developed (Thomas and Wilson 2016) from 'Consumer Susceptibility to Interpersonal Influence' scale of Bearden et.al. (1989). The reliability alpha value for this scale was 0.79. The social comparison was measured using a four-item scale (Thomas and Wilson 2016) compiled from 'Attention to Social comparison' scale of Lennox and Wolfe (1984). This scale showed a reliability value of 0.731. Finally for measuring attitude to debt, the researchers used an adapted scale (Thomas and Wilson 2016) from the one developed by Leah et.al. (1995) and the reliability alpha value for this measurement scale was 0.80. # c) Confirmatory Factor Analysis for Materialism -Social Pressure Two Factor Model Researchers carried out a confirmatory factor analysis for both establishing the relationship between the measured values of social pressure and materialism, and also to check on the validity of the instruments. A fundamental feature of confirmatory factor analysis is that it is hypothesis driven. In this study, the hypothesized model is shown in fig. 1, where we try to estimate the relation between social pressure and its contributing factors such as attitude to television, peer pressure, social comparison and attitude to debt with materialism and its component factors such as success, acquisition centrality and happiness. The table 1 below gives the details of model fit for the confirmatory factor analysis. Chi-square value of 21,286 with P > 0.058 is within the acceptable limit. Root mean square error of approximation (RMSEA) is 0.042 and is in the acceptable limits of < 0.05 [Hu and Bentler (1999), Thompson (2004)]. Root mean square residual (RMR) value obtained was 0.319 which is well within the <0.8 limit [Hu and Bentler (1999)]. Comparative fit index (CFI) according to Hu and Bentler (1999) and Thompson (2004) is recommended to be >0.95.The value, we got from this exercise is 0.973 and hence acceptable. Hu and Bentler (1999) had stated that Tucker-Lewis index value in any confirmatory factor analysis should be> 0.95 and the value obtained in this exercise was 0.973. Normed fit index (NFI) should be above 0.95 [Thompson (2004)] and the value recorded here is 0.96 and hence within the acceptable limits. .57 V. # Discussions on Materialism and Status Consumption This model confirms the association between materialism and social pressure (r = 0.57) as hypothesized in the beginning of this study. This supports our hypothesis H1. From table 2, we can infer that 'Attitude to TV', 'Peer Pressure', 'Social Comparison' and 'Attitude to Debt' all have a contributory role in the formation of 'Social Pressure', inturn supporting hypothesis H2. It is also evident from table-2 that social comparisons (r = 0.87) and peer pressure (0.77) play a larger role in the development of social pressure as they have higher regression factor loadings. Attitude to debt (r = 0.51) and attitude to television (r = 0.45) also play significant roles in the development of social pressure. On the materialism side, it can be inferred that possession defined success is much more prominent than acquisition centrality or possession as source of happiness for this study. The confirmatory factor analysis indicates the prominence of 'possession defined success' (success) with a regression factor loading of 0.698, in comparison to 'acquisition centrality' (r = 0.46) and 'acquisition for pursuit of happiness' (r = 0.36). The high dominance of 'success' factor in this study clearly indicates the incidence of status consumption involved in social pressure driven materialism. Supportive evidence for this can be seen in the studies by , Eastman et al. (1997Eastman et al. ( , 1999)), Kim (1998) and Wan-Jusoh et al. (2001) which establish the strong association between status consumption and 'success' factor of materialism across many nations. Individuals in their attempt to fulfill their inherent need to appear successful in the eyes of others do get into buying of status related products. This matches with the findings of Packard (1959) and Dawson and Cavell (1986) that people consume products to demonstrate their superior status level. Thus people under social pressure end up being materialistic and indulge in high status consumption behavior. The structural equation modeling shown in fig. 1 provides factual evidence to prove that social comparison and peer pressure (regression factor loadings of 0.87 and 0.77) play a larger influential role among the factors of social pressure in the development of materialism. The observed predominance of 'success' factor of materialism and the prominence of social comparison and peer pressure among the social pressure components can be easily linked. Belk (1980), Rosenfeld and Holman (1977) have established the fact that in today's society people make inferences about others based on the products that they own. Upward social comparisons force people to compare what they own with what others own (Frank, 1985). Studies by Calder and Burnkrant (1977), Schenk and Holman (1980) and Solomon (1983) have shown that more and more people buy such products which could fetch them the success tag. Thus it can be concluded that our target population do engage in high status consumption behavior driven by their materialistic need to appear successful in the eyes of their peers and others. Works by Josselson (1991) and Clarke (2001) have proved that the influence by social comparison and peer pressure leads individuals to acquire and display status possession in-front of others and all such instances point towards an individual's need to develop a favorable identity. Acquisition of products or brands endorsed by celebrities in the hope of gaining a favorable identity is well established in the works by Woodruff-Burton and Elliot (2005), Swann et al. (1992) and Erickson (1968). Thus it can be deduced that social pressure creates 'possession defined success materialism' leading individuals to high status consumption behavior developing out of an individual's need for overcoming the identity crisis. The concept of second individuation process put forward by Bloss (1967) and studies by Rochberg-Halton (1984), Erickson (1968), Tabin (1992) and Blos (1967) support this finding. # VI. # Conclusion Primarily this study examined the relationship between materialism and social pressure factors such as attitude to TV, peer pressure', social comparison and attitude to debt. The study has helped in establishing the strong association between these factors and social pressure which in turn drives individuals to materialism, as envisaged. The confirmatory factor analysis, indicate the prominence of 'possession defined success' with a regression factor loading of 0.698, in comparison to 'acquisition centrality' and 'acquisition for pursuit of happiness' with regression factor loading of 0.46 and 0.36 respectively. The high dominance of 'success' factor in this study clearly indicates the incidence of status consumption involved in social pressure driven materialism. Individuals in their attempt to fulfill their inherent need to appear successful in the eyes of others do get into buying of status related products. Thus people under social pressure end up being materialistic and indulge in high status consumption behavior. # a) Theoretical and Social Implications The findings from this study are indicative of the existence of another pathway of materialism which is not linked to the generally accepted self-esteem based pathways of materialism. It establishes the social pressure driven pathway of materialism caused by factors such as attitude to television, peer pressure and social comparison, which were common to the socialization pathway. Attitude to debt is an additional factor the role of which in the development of social pressure is established through this study and hence considered as part of the social pressure pathway. There exists little evidence in the body of literature to show the link that attitude to debt has with materialism. This study provides the required initiative in establishing the role of attitude to debt as a causative factor of social pressure and materialism. The notable finding of this study is that materialistic values seen in environments similar to India is not caused by insecurity-inadequacy pathway related to low self-esteem, rather it is a set of social factors that lead individuals with high self-esteem to be materialistic. Another crucial finding from this study is the strong relationship of success factor of materialism with the social pressure components, social comparison and peer pressure. This provide with insights on why people with materialistic tendencies develop status consumption behavior. To control such tendencies, efforts should be taken up by educating children at early school days not to attach life success with worldly material possessions alone. # b) Limitations and Scope for Future Research The social pressure construct used here consists of socialization factors which include media, peer group, family, social comparison with referents and attitude to debt. The combined effect of these factors is termed as social pressure. The premises for this study are based on the situations prevalent in South India. Authors feel that due considerations should be given to socio-cultural and economic environment factors before extending the findings from this study on another population base. Further, there are limitations arising due to the survey method and lengthy questionnaires. Focus of this study was limited to establishing the relationship between materialism and social pressure, and in identifying the contributors of social pressure and materialism. Future research can be taken up to establish the forward linkages, which is to test the role of social pressure factors in development of materialism among individuals leading them to high status consumption behavior. Such research should target on building more empirical evidence on the role of social pressure in triggering status consumption and high consumption behavior. 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