@incollection{,
	
					
					
					6500DE8B6B4C3D2CE998F7204C6F84A1
				,
	author={{MichaelNyarko-Baasi} and {Methodist University College Ghana}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1823947
}

@incollection{b0,
	
	
		,
	title={{Multi-country Study of Bank Credit Risk Determinants}}
		,
	author={{
			NHAhmad
		} and {
			MAriff
		}}
		
	
	
		,
	journal={{International Journal of Banking and Finance}}
		
			5
			1
			
			,
	year={2007}
		
	

}

@book{b1,
	
	
		,
	title={{The effect of credit risk management on financial performance of the Jordanian commercial banks}}
		,
	author={{
			AliSulieman
		} and {
			Alshatti
		}}
		
		
			,
	year={2015}
		
	

}

@book{b2,
	
	
		,
	title={{Bank performance and credit risk management}}
		,
	author={{
			TAchou
		} and {
			TenguhN
		}}
		
		
		
			,
	year={2008}
		
	

}

@book{b3,
	
	
		,
	title={{As Economy Flounders, Do we see A Rise in Problem Loans?}}
		,
	author={{
			RGAlton
		} and {
			JHHazen
		}}
		
		
			,
	year={2001}
			,
	address={Federal Reserve Bank of St. Louis}
		
	

}

@book{b4,
	
	
		,
	author={{
			GhanaBanks In
		}}
		
		,
	title={{Ghanaweb and available at}}
				
			
		
	

}

@incollection{b5,
	
	
		,
	title={{Principles for the Management of Credit Risk}}
	
	
		,
	booktitle={{CH -4002 Basel, Switzerland Bank for International Settlements}}
				
			,
	year={2001}
		
	

}

@incollection{b6,
	
	
		,
	title={{Credit Risk Management and profitability of some selected banks in Ghana}}
		,
	author={{
			S HBoahene
		} and {
			DasahJ
		} and {
			AgyeiS
		}}
		
		
	
	
		,
	journal={{Research Journal of finance and accounting}}
		
			,
	year={2012}
		
	

}

@book{b7,
	
	
		,
	title={{Effect Of Non-Performing Loans And Other Factors On Performance Of Commercial Banks in Malawi}}
		,
	author={{
			WillyEston Eston Chimkono
		} and {
			AgnesMuturi
		} and {
			Njeru
		}}
		
		
		
			,
	year={2016}
		
	

}

@book{b8,
	
	
		,
	title={{Non-Performing Loans in Sub-Saharan African: Causal Analysis and Macroeconomic Implications}}
		,
	author={{
			HFofack
		}}
		
			,
	year={2005}
		
		
			World Bank Policy Research Working Papa No. WP3769
		
	

}

@book{b9,
	
	
		,
	title={{Ghana Banking Survey, Harnessing the SME Potential}}
		
			,
	year={2013}
			
		
	

}

@book{b10,
	
	
		,
	title={{Credit risk and the performance of Nigerian banks}}
		,
	author={{
			KargiHamisu Suleiman
		}}
		
			,
	year={2011}
			,
	address={Zaria -Nigeria}
		
		
			Department of accounting Faculty of Administration Ahmadu Bello University
		
	

}

@book{b11,
	
	
		,
	author={{
			SHeffernan
		}}
		,
	title={{Modern banking in theory and practice}}
				Chichester
		
			,
	publisher={John Wiley and Sons}
			,
	year={1996}
		
	

}

@book{b12,
	
	
		,
	title={{An Empirical Study on the Effect of Bad Loans on Banks' Lending Potential And Financial Performance: The Case of SMEs Lending in Ghana}}
		,
	editor={J. O. Asantey & S. Tengey}
		
			,
	year={2014}
		
	

}

@book{b13,
	
	
		,
	title={{Bank Efficiency and Non-Performing Loans: Evidence From Malaysia and Singapore Prague Economic Papers}}
		,
	author={{
			MZ AKarim
		} and {
			SGChan
		} and {
			SHassan
		}}
		
		
		
			,
	year={2010. 2010}
			2
		
	

}

@incollection{b14,
	
	
		,
	title={{Bank Efficiency and Non-Performing Loans: Evidence from Malaysia and Singapore}}
		,
	author={{
			MZ KKarim
		} and {
			SChan
		} and {
			SHassan
		}}
		
		
	
	
		,
	journal={{Prague Economic Papers}}
		
			2
			
			,
	year={2010}
		
	

}

@book{b15,
	
	
		,
	title={{The Determinants of Non-Performing Loans: An Econometric case study Guyana}}
		,
	author={{
			TKhemraj
		} and {
			SPasha
		}}
		
		
			,
	year={2012}
		
	

}

@book{b16,
	
	
		,
	title={{Non-performing loans in CESEE: Determinants and impact on macroeconomic performance}}
		,
	author={{
			NKlein
		}}
		WP/13/72
		
			,
	year={2013}
			
		
	
	,
	note={IMF Working Paper}

}

@incollection{b17,
	
	
		,
	title={{Credit risk and Commercial Banks' Performance in Nigeria}}
		,
	author={{
			TFKolapo
		} and {
			RAyeni
		} and {
			MOke
		}}
		
		
	
	
		,
	journal={{Australian Journal of Business and Management Research}}
		
			2
			02
			,
	year={2012. May-2012. 31}
		
	
	,
	note={31-38}

}