@incollection{,
	
					
					
					1B8CDC14A3D7408C2FEF927D5C68BD6F
				,
	author={{Farouq SessahMensah} and {MohammedAidoo} and {Farouq SessahMensah} and {University of Cape Coast}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1822337
}

@incollection{b0,
	
	
		,
	title={{Analysis of Default Risk of Agricultural Loan by some Selected Commercial Banks in Osogbo}}
		,
	author={{
			KDAdedapo
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			1
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	year={2007}
		
	

}

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		,
	title={{Consumer Bankruptcy and Default: The Role of Individual Social Capital}}
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			SAgarwal
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			CLiu
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}

@incollection{b2,
	
	
		,
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	author={{
			JAAkinwumi
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			AOAjayi
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}

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	title={{Issues in the Credit Risk Modelling of Retail Markets}}
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			GDelong
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}

@incollection{b4,
	
	
		,
	title={{The cause of Loan Default in Microfinance Bank}}
		,
	author={{
			AIAsongo
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			Adamiuidama
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		,
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			16
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	year={2014}
		
	

}

@incollection{b5,
	
	
		,
	title={{The Use of Small Instant Loans among Young Adults -a Gateway to Consumer Insolvency}}
		,
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			MAutio
		} and {
			T-AWilska
		} and {
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}

@incollection{b6,
	
	
		,
	title={{Loan Delinquency among Small Farmers in developing countries: A case study of small-farmers credit programme in Lagos State of Nigeria}}
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	title={{A Note on Microfinance in Ghana}}
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}

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	title={{Problem Loans and Cost Efficiency in Commercial Banks, Centre for Financial Institutions Working Papers}}
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	author={{
			ANBerger
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			RDe Young
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	year={1995}
		
		
			Wharton School Centre for Financial Institutions, University of Pennsylvania
		
	

}

@incollection{b9,
	
	
		,
	title={{Causes of Loan Default within Micro Finance Institutions in Kenya}}
		,
	author={{
			AseyoBichanga
		}}
	
	
		,
	journal={{Interdisciplinary Journal of Contemporary Research in Business}}
		
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			,
	year={2013}
		
	

}

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		,
	title={{Treatment of Non-performing Loans in Macroeconomic statistics}}
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	author={{
			MBloem
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			NGorter
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	year={2001}
		
	
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}

@incollection{b11,
	
	
		,
	title={{The Informal Sector in Ghana}}
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	year={2011}
		
	

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	year={2009. January, 2017}
		
		
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@incollection{b13,
	
	
		,
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	author={{
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			Credit Research Centre: Purdue University
		
	

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	publisher={The SEEP Network}
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	address={New York}
		
	

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	author={{
			HFofack
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@incollection{b17,
	
	
		,
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	author={{
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}

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	author={{
			SKhandker
		}}
		
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}

@incollection{b20,
	
	
		,
	title={{Factors Affecting on Loan Repayment Performance of Farmers in Khorasan-Razavi Province of Iran}}
		,
	author={{
			MRKohansal
		} and {
			HMansoori
		}}
		
	
	
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	booktitle={{Conference on International Research on Food Security}}
				
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	year={2009}
		
		
			Natural Resource Management and Rural Development, University of Hamburg
		
	

}

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	title={{Microfinance Handbook: An Institutional and Financial Perspective}}
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			JLedgerwood
		}}
		
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	year={1999}
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	publisher={The World Bank}
			,
	address={Washington, D.C.}
		
	

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	author={{
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		}}
		
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}

@book{b23,
	
	
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	title={{Microfinance in Nigeria and the prospects of introducing its Islamic version there in the light of selected Muslim countries experience}}
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	author={{
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	year={2008. 2016}
		
	
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@incollection{b24,
	
	
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	title={{Major Determinants of Agricultural Loan Repayments}}
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	author={{
			AOkorie
		}}
	
	
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			,
	year={1986}
		
	

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@incollection{b25,
	
	
		,
	title={{High Microfinance Interest Rates Cause Loan Defaults in Nigeria, the Guardian}}
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	author={{
			GOkpugie
		}}
	
	
		,
	journal={{Journal of Business and Management}}
		
			10
			2
			,
	year={2009}
		
	

}

@incollection{b26,
	
	
		,
	title={{Small Loans Great Change: building a future with Microfinance}}
		,
	author={{
			Okiocredit
		}}
	
	
		,
	booktitle={{International Microfinance Symposium}}
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	year={2005}
		
	

}

@book{b27,
	
	
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	title={{Perceptions of the Impact of Microfinance on Livelihood Security, Kimmage Development Studies Centre, Holy Ghost College}}
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	author={{
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	year={2007}
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@incollection{b28,
	
	
		,
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	author={{
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		,
	booktitle={{Las Microfinanzasen la Zona Rural de Argentina}}
				
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	year={2001}
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	title={{Research Methods for Business students}}
				
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@incollection{b30,
	
	
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	title={{Risk Management Model: an empirical assessment of the risk of default}}
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	author={{
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			1
			,
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	title={{How Lender Size You Up}}
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			WLUpdegrave
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	year={1987}
			
		
	

}