@incollection{,
	
					
					
					D546ACCD0440B7817CADB43B5C6ECD70
				,
	author={{Jean BoscoHarelimana}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}18117
}

@incollection{b0,
	
	
		,
	title={{Technological innovation and banking in Ghana: An evaluation of Customers perception}}
		,
	author={{
			JAbor
		}}
	
	
		,
	journal={{American Academy of Financial Management}}
		
			,
	year={2004}
		
	

}

@book{b1,
	
	
		,
	title={{Technological innovations and banking in Ghana: An evaluation of customers' perceptions}}
		,
	author={{
			JAbor
		}}
		
			,
	year={2005}
			,
	address={Legon}
		
		
			University of Ghana
		
	

}

@incollection{b2,
	
	
		,
	title={{Location of banking automatic teller machines based on convolution}}
		,
	author={{
			MAAldajani
		} and {
			Alfares
		} and {
			HK
		}}
		
		
	
	
		,
	journal={{Systems Engineering Department}}
		
			31261
			,
	year={2009}
		
		
			King Fahd University of Petroleum and Minerals
		
	

}

@incollection{b3,
	
	
		,
	title={{Electronic banking in Malaysia: a note on evolution of services and consumer reactions}}
		,
	author={{
			KGBalachandher
		} and {
			VSantha
		} and {
			INorazlin
		} and {
			RPrasad
		}}
		
		
		
	
	
		,
	journal={{Journal of Internet Banking and Commence}}
		
			5
			15
			,
	year={2001}
		
	

}

@incollection{b4,
	
	
		,
	title={{The business and technology history of automated teller machine in the UK}}
		,
	author={{
			BBatiz-Lazo
		} and {
			ABarrie
		}}
		
	
	
		,
	booktitle={{A Primer Conference Abstracts}}
				
			,
	year={2005. 1967-2005}
			
		
		
			Queen Mary University of London
		
	

}

@book{b5,
	
	
		,
	title={{Banking and Finance on the Internet}}
		,
	author={{
			MaryJCronin
		}}
		
			,
	year={1997}
		
	

}

@book{b6,
	
	
		,
	title={{the effect of Automated teller machine use on customer satisfaction}}
		,
	author={{
			LukwiyaBernard
		}}
		
			,
	year={2011. 2011}
			,
	publisher={Makereuniversity}
		
	

}

@book{b7,
	
	
		,
	title={{Assessment of the use of Automated Teller Machine (A.T.M) of Barclays Bank Ghana Limited AkimOda Branch}}
		,
	author={{
			RichardOmari
		} and {
			Kwakubamfo
		}}
		
		
			,
	year={2012. 2012}
		
		
			Kwame Nkrumah University
		
	

}

@incollection{b8,
	
	
		,
	title={{Research Center of Socio network Strategies, the Institute of Economic and Political Studies}}
		,
	author={{
			UYasuharu
		}}
	
	
		,
	journal={{Journal of Economic Literature}}
		
			12
			30
			,
	year={2003}
		
		
			Kansai University
		
	
	,
	note={The effects of information system investment in banking industry}

}