@incollection{,
	
					
					
					0E7C4C74145A6F129BE28DF1435EBD8C
				,
	author={{Farouq SessahMensah} and {Farouq SessahMensah} and {Farouq SessahMensah} and {}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}177117
}

@book{b0,
	
	
		,
	title={{Accra-Ghana: Library and Documentation Office, BoG Retrieved from:www. bog.gov.gh/privatecontent/public/File/IDPS/ Banking and Financial Laws of Ghana}}
		,
	author={{
			GhanaBank Of
		}}
		
			,
	year={2007. 1998-2006. 1998-2006. May 2017}
			9
		
	
	,
	note={Banking and Financial Laws of Ghana}

}

@incollection{b1,
	
	
		,
	title={{Determinants of capital structure: A case study of listed companies of Nepal}}
		,
	author={{
			KJBaral
		}}
	
	
		,
	journal={{Journal of Nepalese business studies}}
		
			1
			1
			
			,
	year={2006}
		
	

}

@incollection{b2,
	
	
		,
	title={{Efficiency of financial institutions: International survey and directions for future research}}
		,
	author={{
			ANBerger
		} and {
			DBHumphrey
		}}
		
	
	
		,
	journal={{European journal of operational research}}
		
			98
			2
			
			,
	year={1997}
		
	

}

@book{b3,
	
	
		,
	author={{
			GhanaStock Exchange
			
				GSE).
			
		}}
		,
	title={{Corporate Finance: Securities Course, Students' Manual}}
				
			,
	year={2010}
		
	

}

@book{b4,
	
	
		,
	title={{}}
		,
	author={{
			Accra-Ghana
		}}
		
			,
	address={Ghana Stock Exchange}
		
	

}

@book{b5,
	
	
		,
	title={{Performance of financial institutions: Efficiency, innovation, regulation}}
		,
	author={{
			PHarker
		} and {
			SA&zenios
		}}
		
		
			,
	year={2009}
			,
	publisher={Cambridge University printing press}
		
	

}

@book{b6,
	
	
		,
	title={{Efficiency of the banking sector in South Africa}}
		,
	author={{
			MNcube
		}}
		
			,
	year={2009}
			
		
		
			University of the Witwatersrand
		
	

}

@book{b7,
	
	
		,
	title={{Ghana Banking Survey report}}
		assessed: 13
		
		
			,
	year={2005. 2005. November 2016}
			,
	publisher={Pricewaterhouse Coopers}
			,
	address={Accra-Ghana}
		
	

}

@book{b8,
	
	
		,
	title={{Ghana Banking Survey report}}
		
		
			,
	year={2008. 2008. August 2017}
			,
	publisher={PricewaterhouseCoopers & Ghana Association of Bankers}
			26
		
	
	,
	note={Accra-Ghana: 9}

}