@incollection{,
	
					
					
					89911AAC4FA13ECA472E507E82F7D7EF
				,
	author={{Jean BoscoHarelimana} and {Institut dEnseignement Superieur de Ruhengeri Musanze}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1743343
}

@book{b0,
	
	
		,
	title={{Luck or Skill?MFI Performance in Macroeconomic Context}}
		,
	author={{
			CAhlin
		} and {
			JLin
		}}
		
		
			,
	year={2006}
		
		
			Vanderbilt University
		
	
	,
	note={Working Paper}

}

@incollection{b1,
	
	
		,
	title={{The Microfinance promise}}
		,
	author={{
			JMorduch
		}}
	
	
		,
	journal={{Journal of Economic Literature}}
		
			
			,
	year={1999}
		
	

}