@incollection{,
	
					
					
					26747818B1B765C468DC714071A360DB
				,
	author={{Ephrem G.Selassie} and {Ephrem G.Selassie} and {Wolaita Sodo University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1683541
}

@book{b0,
	
	
		,
	title={{The Structure and Performance of Ethiopia's Financial Sectore in the Pre and Post reform period}}
		,
	author={{
			GedaAlemayehu
		}}
		
			,
	year={2007}
		
		
			Addis Ababa University
		
	

}

@incollection{b1,
	
	
		,
	title={{Multidimensional Graphics and Bankruptcy Prediction: A Comment}}
		,
	author={{
			EdwardIAltman
		}}
	
	
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	journal={{Journal of Accounting Research}}
		
			21
			,
	year={1983}
		
	

}

@incollection{b2,
	
	
		,
	title={{Predicting Corporate Business Failure in the Nigerian Manufacturing Industry}}
		,
	author={{
			WUAni
		} and {
			DOUgwunta
		}}
		
	
	
		,
	journal={{European Journal of Business and Management}}
		
			4
			10
			
			,
	year={2012}
		
	

}

@book{b3,
	
	
		,
	title={{Determinants of Financial Distress in Selected Beverage and Metal Industries in Ethiopia}}
		,
	author={{
			UffaAndualem
		} and {
			Baza
		}}
		
		
			,
	year={2011}
		
	

}

@incollection{b4,
	
	
		,
	title={{Small and Medium Scale Enterprises as A Survival Strategy for Employment Generation in Nigeria}}
		,
	author={{
			MAAremu
		} and {
			SLAdeyemi
		}}
		
	
	
		,
	journal={{Journal of Sustainable Development}}
		
			4
			1
			
			,
	year={2011}
		
	

}

@incollection{b5,
	
	
		,
	title={{Financial Ratio as predictore of Failure: Empericalresearch in Accounting}}
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	author={{
			WBever
		}}
	
	
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	journal={{Journal of Accounting Research}}
		
			
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	year={1966}
		
	

}

@book{b6,
	
	
		,
	title={{Principles of Corporate Finance}}
		,
	author={{
			RBrealey
		} and {
			Meyers
		}}
		
		
			,
	year={2000}
			,
	publisher={MacGrewHills}
			,
	address={New York}
		
	

}

@book{b7,
	
	
		,
	title={{The Causes and Salvation Ways of Financial Distress Companies': An Empirical Research on the Listed Companies in China}}
		,
	author={{
			SChang-E
		}}
		
			,
	year={2006}
		
		
			Bejing University
		
	

}

@incollection{b8,
	
	
		,
	title={{Financial Ratio, Discrminant Analyisis and Prediction of Corporate Banckruptcy}}
		,
	author={{
			EAltman
		}}
	
	
		,
	journal={{The Journal of Finance}}
		
			4
			
			,
	year={1968}
		
	

}

@incollection{b9,
	
	
		,
	title={{A bankruptcy classification model for small firms'}}
		,
	author={{
			JGFulmer
		} and {
			JEMoon
		} and {
			TAGavin
		} and {
			JMErwin
		}}
		
		
		
	
	
		,
	journal={{Journal of Commercial Bank Lending}}
		
			11
			
			,
	year={1984. July}
		
	

}

@book{b10,
	
	
		,
	title={{Do Banks Hedge in Response to the Financial Distress Costs?}}
		,
	author={{
			AmiyatoshPurnanandam
		}}
		
			,
	year={2004}
			,
	address={Ann Arbor, MI -48109}
		
		
			University of Michigan Business School
		
	

}

@book{b11,
	
	
		,
	title={{THE EFFECT OF CORPORATE FINANCE AND RISK MANAGEMENT ON FINANCIAL DISSTRESS}}
		,
	author={{
			IshakRamili
		}}
		
			,
	year={2010}
		
		
			University of Tarumanagara
		
	

}

@incollection{b12,
	
	
		,
	title={{Determinants of Banking Distress and Mergarer as A Srategic Policy to Resove Distress}}
		,
	author={{
			JeanSahut
		} and {
			MedianMichial
		} and {
			Mill
		}}
		
		
	
	
		,
	journal={{Journal of Economice Modeling}}
		
			
			,
	year={2011}
		
	

}

@incollection{b13,
	
	
		,
	title={{Banking Crisis and Financial Stability in Nigeria}}
		,
	author={{
			FadareOSamuel
		}}
	
	
		,
	journal={{International Research Journal of Finance and Economics}}
		1450-2887 Issue 63
		
			,
	year={2011}
		
	

}

@incollection{b14,
	
	
		,
	title={{}}
		,
	author={{
			LewisSaundra
		} and {
			Thornhill
		}}
		
	
	
		,
	journal={{Business Research Methods}}
		
			,
	year={2007}
			,
	publisher={McGrewHill}
		
	

}

@book{b15,
	
	
		,
	title={{classical linear regression model}}
		,
	author={{
			Simonoff
		}}
		
			,
	year={2011}
		
	

}

@incollection{b16,
	
	
		,
	title={{The Analytical Implication of Altman's Z-score Analysis of BSE Listed Small CAP Companies}}
		,
	author={{
			MMSulphey
		} and {
			SNisa
		}}
		
	
	
		,
	journal={{Journal of Commerce and Management Perspective}}
		
			2
			4
			
			,
	year={2013}
		
	

}

@incollection{b17,
	
	
		,
	title={{On the choice based sample bias in probabilistic bankruptcy prediction}}
		,
	author={{
			KenthSkogsvik
		} and {
			SintaSkogsvik
		}}
		
	
	
		,
	journal={{Investment Management and Financial Innovations}}
		
			10
			1
			
			,
	year={2013}
		
	

}

@incollection{b18,
	
	
		,
	title={{Trade and Gender in the Services Sector of Ethiopia: expert meeting on trade as a tool for the economic empowerment of women}}
	
	
		,
	journal={{Tesfayenesh Lema Aregaw}}
		
			,
	year={2016}
		
	

}

@book{b19,
	
	
		,
	title={{Bankruptcy predictors during the financial crisis. A study of Italian SME's}}
		,
	author={{
			ETeti
		} and {
			ADell'acqua
		} and {
			MBrambilla
		}}
		
		
		
			,
	year={2012}
		
	
	,
	note={33 p}

}

@book{b20,
	
	
		,
	title={{Factors tha Affect the Dicission to Acquire A financially Distressed Firms in US}}
		,
	author={{
			IoannisTheodossiou
		} and {
			EuanPhimister
		} and {
			RichardUpward
		}}
		
		
		
			,
	year={1996}
		
		
			University of Macedonia
		
	

}