@incollection{, 06BB0EA67303D3CEB33F77872970CB5C , author={{DemisHailegebreal} and {Jimma University}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}1673746 } @book{b0, , title={{Determinant of Bank Profitability: Company Level Evidence from Nigeria, Working Paper}} , author={{ TAburime }} , year={2008} Department of Banking and Finance, University of Nigeria } @book{b1, , title={{The determinants of operational performance in the Bermuda insurance market: European business management school working paper}} , author={{ MAdams } and { MBuckle }} , year={2000} } @book{b2, , title={{The Determinants of Financial Performance in the}} , author={{ Ana-MariaBurca } and { GhiorgheBatrînca }} , year={2014} } @incollection{b3, , title={{}} , author={{ Romanian Insurance } and { Market }} ISSN: 2308- 0337 , journal={{International Journal of Academic Research in Accounting, Finance and Management Sciences}} 2225-8329 4 1 , year={January 2014} } @book{b4, , title={{Bank-Specific, Industry-Specific and Macroeconomic Determinants of Bank Profitability, Bank of Greece Working Paper}} , author={{ PEtAthanasoglous } and { Al }} , year={2005} } @book{b5, , title={{The determinants of solvency margin of Indian general insurers}} , author={{ BCharumathi }} , year={2013} } @incollection{b6, , title={{On the Determinants of Profitability of Indian Life Insurers -An Empirical Study}} , author={{ BCharumathi }} , booktitle={{Proceedings of the World Congress on Engineering}} the World Congress on EngineeringLondon, U.K , year={2012. 2012. 2012. July 4 -6, 2012} } @book{b7, , title={{Determinants of profitability panel data evidence from insurance sector of Pakistan: Elixir International Journal, Available at www.elixirpublishers}} , author={{ JBilal } and { SKhan } and { SA }} , year={2013. March 23. 2013} } @incollection{b8, , title={{Economic, Demographic, and Institutional Determinants of Life Insurance Consumption Across Countries}} , author={{ TBeck } and { IWebb }} , journal={{World Bank Economic Review}} 17 1 , year={2003} } @incollection{b9, , title={{The effects of firm specific factors and macroeconomics on profitability of property-liability insurance industry in Taiwan}} , author={{ Chen-YingLee }} , journal={{Asian Economic and Financial Review}} 4 5 , year={2014. 2014} } @incollection{b10, , title={{Firm specific factors that determine insurance companies' performance in Ethiopia}} , author={{ DanielMehari } and { TilahunAemiro }} , journal={{European Scientific Journal}} 1857 -7881 9 10 , year={2013} } @incollection{b11, , title={{Simultaneous Analysis of Production and Invest ment Performance of Canadian Life and Healt h Insurance Companies}} , author={{ DeshengWu } and { ZSandra } and { VLianga }} , journal={{Computers and Operations Research}} 34 1 , year={2007} } @book{b12, , title={{Relationship between macroeconomic variables and financial performance of insurance companies in Kenya}} , author={{ DoreenUmotho } and { Murungi }} , year={2013} } @incollection{b13, , title={{The Effects of Firm-Specific Factors on the Profitability of Non-Life Insurance Companies in Turkey}} , author={{ Emine ÖnerKaya }} , journal={{International Journal of Financial Studies}} 2227-7072 , year={2015} } @book{b14, , title={{Dimensions of property-liability insurer performance}} , author={{ KGatzlaff }} , year={2009} Florida State University Doctoral Dissertation } @incollection{b15, , title={{Analysis of Demand for Family Takaful and Life Insurance: A Comparative Study in Malaysia}} , author={{ &Gustina } and { Abdullah }} , journal={{Journal of Islamic Economics, Banking and Finance}} , editor={16. Hamadan Ahamed Ali Al-Shami} 8 4 , year={2012. 2008} } @incollection{b16, , title={{Empirical analysis of reinsurance utilisation and dependence with respect to its impact on the performance of domestic nonlife stock insurance companies operating in the private sector of Pakistan}} 10.1504/IJFSM.2014.063946 , booktitle={{Determinats of insurance companies' profitability in UAE, Universiti Utara, Malasiya. 17}} , year={2014} 01 , note={Hafiza and Mobeen (214)} } @book{b17, , author={{ CHarrington }} , title={{The Effect of Competitive structure on the relationship between leverage and profitability}} , year={2005} } @book{b18, , title={{Analysis Of The Demand For Life Insurance And Family Takaful}} , author={{ Hendon Redzuan }} , year={2011} Universiti Teknologi Mara Doctor of Philosophy } @book{b19, , title={{Determinants of insurance companies' profitability: An analysis of insurance sector of Pakistan}} , author={{ MHifza }} , year={2011} 1 } @incollection{b20, , title={{An Analysis of Reinsurance and Firm Performance: Evidence from the Taiwan Property-Liability Insurance Industry. Graduate Institute of Management Sciences}} , author={{ ChenHsu-Hua }} , journal={{Y? ? ngzhuan Rd., Tamsui Dist}} 151 , year={2012} } @book{b21, , title={{An Analysis of the Profitability and Performance of the Michigan Auto Insurance Market}} , author={{ Jay Angoff RogerBrown }} MO 65101 , year={2007} , address={McCarty Street Jefferson City} } @book{b22, , title={{Determinants of Profitability of Non-Life Insurance Companies in Poland during Integration with the European Financial System}} , author={{ SKozak }} , year={2011} 14 } @book{b23, , title={{An analysis of reinsurance and firm performance: Evidence from the Taiwan property-liability insurance industry. The Geneva Papers on Risk and Insurance-Issues and Practice}} , author={{ HHLee } and { CYLee }} , year={2012} 37 } @incollection{b24, , title={{Estimating and Explaining the Financial Performance of Property and Casualty Insurers: A Two-Stage Analysis}} , author={{ MichaelDoumpos }} , booktitle={{Chrysovalantis Gaganis and Fotios Pasiouras}} , year={2012} 5 } @incollection{b25, , title={{The Determinants of financial performance in general insurance companies in Kenya}} , author={{ MirieMwangi } and { JaneWanjuguMurigu }} ISSN 1857-7431 , journal={{European Scientific Journal}} 1857 -7881 11 1 , year={2015} } @incollection{b26, , title={{Determinants of Performance: A Case of Life Insurance Sector of Pakistan}} , author={{ ANaveed } and { AZulfqar } and { UAhmad }} , journal={{International Research Journal of Finance and Economics}} , year={2011} , publisher={Eurojournals Publishing, Inc} } @book{b27, , title={{Determinants of insurance companies' profitability in Croatia. The Business Review Cambridge}} , author={{ MPervan } and { KTPavi }} , year={2010} 16 } @book{b28, , title={{The Determinants of the Profitability of Micro-Life insurers in Nigeria}} , author={{ OlajumokeOlaosebikan }} , year={2012} } @incollection{b29, , title={{Determinants of Financial Health of Asian Insurance Companies, the}} , author={{ RebaoChen } and { AnnWong }} , journal={{Journal of Risk and Insurance}} 71 3 , year={2004} } @incollection{b30, , title={{Profitability of Non-Life Insurance Industry}} , author={{ SwissRe }} , journal={{Available At Www.Insureegypt.Com}} , year={2008} } @incollection{b31, , title={{Determinants of demand for life insurance in European countries}} , author={{ SibelÇelik } and { Mustafa MesutKayali }} , journal={{Problems and Perspectives in Management}} 7 3 , year={2009} } @incollection{b32, , title={{Profitability and Efficiency in the U.S Life Insurance Industry}} , author={{ HWilliam } and { DanGreene } and { Segal }} , journal={{Journal of Productivity Analysis}} , year={2004} , publisher={Kluwer Academic Publisher} } @incollection{b33, , title={{The Life Insurance Industry in the United States an Analysis of Economic and Regulatory Issues}} , author={{ KMWright }} , journal={{Country Economics Department the World Bank Policy Research Working Paper}} 857 , year={1992} } @book{b34, , title={{Determinants of Commercial Bank Profitability In Sub-Saharan Africa, International Monitory Fund (IMF) Working Paper}} , author={{ Valentina Flaminin } and { Et } and { Al }} Wp/09/15 , year={2009} } @incollection{b35, , title={{Determinants of UK general insurance company performance}} , author={{ Yung-MingShiu }} , journal={{British Actuarial Journal}} 10 5 , year={2004} } @incollection{b36, , title={{A study on the performance of insurance companies In Ethiopia}} , author={{ SYuvaraj } and { GAbate }} , journal={{International Journal of Marketing, Financial Services & Management ResearchVol}} 2 7 , year={2013} , note={available at www.indianresearchjournals.com} }