@incollection{,
	
					
					
					B953B7DC95AF9884B1914CF6EAC932C5
				,
	author={{TandraMondal} and {University of Barisal}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1643138
}

@book{b0,
	
	
		,
	title={{Does bank supervision impact nonperforming loans-crosscountry determinants using aggregate data?}}
		,
	author={{
			KBAbdel
		} and {
			BTNeila
		} and {
			JSana
		}}
		
		
		
			,
	year={2007}
		
	

}

@book{b1,
	
	
		,
	title={{Nonperforming Loans in the Banking Sector of Bangladesh: Realities and Challenges}}
		,
	author={{
			BKAdhikary
		}}
		
			,
	year={2005}
		
		
			Bangladesh Institute of Bank Management
		
	

}

@incollection{b2,
	
	
		,
	title={{Non-Performing Loans Sensitivity to Macro Variables: Panel Evidence from Malaysian Commercial Banks}}
		,
	author={{
			AlizadehJanvisloo
		} and {
			MMuhammad
		} and {
			J
		}}
		
		
	
	
		,
	journal={{American Journal of Economics}}
		
			3
			5C
			
			,
	year={2013}
		
	

}

@incollection{b3,
	
	
		,
	title={{Problem Loans and Cost Efficiency in Commercial Banks}}
		,
	author={{
			ANBerger
		} and {
			RDeyoung
		} and {
			Forthcoming
		}}
		
		
	
	
		,
	journal={{Journal of Banking and Finance}}
		
			21
			,
	year={1997}
		
	

}

@book{b4,
	
	
		,
	title={{Macroeconomic determinants of bad loans: evidence from Italian banks}}
		,
	author={{
			MBofondi
		} and {
			TRopele
		}}
		
		
			,
	year={2011}
			89
		
	

}

@incollection{b5,
	
	
		,
	title={{The determinants of non-performing assets in Indian commercial bank: An econometric study}}
		,
	author={{
			MDash
		} and {
			GKabra
		}}
		
	
	
		,
	booktitle={{Middle Eastern Finance and Economics}}
				
			,
	year={2010}
			7
			106
		
	

}

@book{b6,
	
	
		,
	title={{Macroeconomic Determinants of Bad Loans in Baltic Countries and Romania}}
		,
	author={{
			LDonath
		} and {
			VCerna
		} and {
			MOprea
		} and {
			L
		} and {
			M
		}}
		
		
		
		
		
			,
	year={2014}
			II
		
	
	,
	note={SEA -Practical Application of Science}

}

@book{b7,
	
	
		,
	title={{}}
		,
	author={{
			EM NEkanayake
		} and {
			AAAzeez
		}}
		
		
			,
	year={2015}
		
	

}

@incollection{b8,
	
	
		,
	title={{Determinants of Non-Performing Loans in Licensed Commercial Banks: Evidence from Sri Lanka}}
	
	
		,
	journal={{Asian Economic and Financial Review}}
		
			5
			6
			
			,
	year={2015}
		
	

}

@book{b9,
	
	
		,
	title={{Nonperforming Loans in the GCC Banking Systems and their Macroeconomic Effects}}
		,
	author={{
			REspinoza
		} and {
			APrasad
		}}
		
		
			,
	year={2010}
			,
	publisher={International Monetary Fund}
			,
	address={Washington}
		
	
	,
	note={IMF Working Paper 10/224}

}

@incollection{b10,
	
	
		,
	title={{Non-performing Loans in Sub-Saharan Africa: Causal Analysis and Macroeconomic Implications}}
		,
	author={{
			HFofack
		}}
	
	
		,
	booktitle={{World Bank Policy Research Working Paper 3769}}
				
			,
	year={2005. November}
		
	

}

@book{b11,
	
	
		,
	title={{Macroeconomic determinants of Polish banks' loan losses -results of a panel data study}}
		,
	author={{
			AG?ogowski
		}}
		
			,
	year={2008. November}
			,
	address={Warsaw}
		
	

}

@book{b12,
	
	
		,
	title={{Basic Econometrics}}
		,
	author={{
			DNGujarati
		}}
		
			,
	year={2003}
			,
	publisher={McGraw-Hill International publishers}
			,
	address={New York}
		
	
	,
	note={4 th edition}

}

@incollection{b13,
	
	
		,
	title={{Determinants of the loan loss allowance: some cross-country comparison}}
		,
	author={{
			IHasan
		} and {
			LDWall
		}}
		
	
	
		,
	journal={{The Financial Review}}
		
			39
			1
			
			,
	year={2004}
		
	

}

@incollection{b14,
	
	
		,
	title={{Ownership and Non-Performing Loans: Evidence from Taiwan's Banks}}
		,
	author={{
			JHu
		} and {
			YLi
		} and {
			YChiu
		}}
		
		
	
	
		,
	booktitle={{The Developing Countries, XLII-3}}
				
			,
	year={2004}
			
		
	

}

@incollection{b15,
	
	
		,
	title={{Non Performing loans in Commercial Banks: A case of CBZ Bank Limited in Zimbabwe}}
		,
	author={{
			MTJoseph
		} and {
			GEdson
		} and {
			FManuere
		} and {
			MClifford
		} and {
			KMichael
		}}
		
		
		
		
	
	
		,
	journal={{Interdisciplinary Journal of Contemporary Research in Business}}
		
			,
	year={2012. November}
		
	

}

@incollection{b16,
	
	
		,
	title={{Why do banks' loan losses differ}}
		,
	author={{
			WKeeton
		} and {
			CSMorris
		}}
		
	
	
		,
	journal={{Federal Reserve Bank of Kansas City, Economic Review}}
		
			72
			3
			
			,
	year={1987}
		
	

}

@book{b17,
	
	
		,
	title={{The determinants of non-performing loans: An econometric case study of Guyana". The Caribbean Centre for Banking and Finance Bi-annual Conference on Banking and Finance}}
		,
	author={{
			TKhemraj
		} and {
			SPasha
		}}
		
		
			,
	year={2009}
			,
	address={St. Augustine, Trinidad}
		
	

}

@book{b18,
	
	
		,
	title={{Bad Loans in CESEE: Determinants and Macroeconomic Performance, IMF Working Paper}}
		,
	author={{
			NKlein
		}}
		WP/13/72
		
			,
	year={2013}
			,
	publisher={International Monetary Fund}
			,
	address={Washington D.C.}
		
	

}

@incollection{b19,
	
	
		,
	title={{Correlation between Growth Rate and Non Performing Retail Loans in the Republic of Macedonia}}
		,
	author={{
			SMahmudi
		}}
	
	
		,
	journal={{International Journal of Academic Research in Accounting}}
		
			3
			3
			
			,
	year={2013. July}
		
	

}

@book{b20,
	
	
		,
	title={{Determinants of Non-Performing Loans: The Case of Eurozone}}
		,
	author={{
			VMakri
		} and {
			ATsagkanos
		} and {
			ABellas
		}}
		
		
		
			,
	year={2014}
		
	

}

@incollection{b21,
	
	
		,
	title={{A Logit Analysis of Loan Decision in Bangladeshi Banks}}
		,
	author={{
			YasmeenMamun
		} and {
			Mehjabeen
		}}
		
	
	
		,
	journal={{Journal of Applied Research in business Administration & Economics}}
		
			01
			3
			,
	year={2012}
		
	

}

@incollection{b22,
	
	
		,
	title={{Micro and Macro Determinants of Non-Performing Loans}}
		,
	author={{
			AMessai
		} and {
			FJouini
		}}
		
	
	
		,
	journal={{International Journal of Economics and Financial Issues}}
		
			3
			4
			
			,
	year={2013}
		
	

}

@book{b23,
	
	
		,
	title={{Macroeconomic Factors of Non-Performing Loans in Commercial Banks}}
		,
	author={{
			RMileris
		}}
		
			,
	year={2014}
		
	

}

@incollection{b24,
	
	
		,
	title={{The Determinants of Corporate Borrowing}}
		,
	author={{
			SMyers
		}}
	
	
		,
	journal={{Journal of Financial Economics}}
		
			5
			,
	year={1977}
		
	

}

@book{b25,
	
	
		,
	title={{The Determinants of Non-Performing Assets in Indian Commercial Bank: An Econometric Study}}
		,
	author={{
			MKDash
		}}
		
			,
	year={2010}
		
	

}

@book{b26,
	
	
		,
	title={{Determinants of Non Performing Loans: The case of Ethiopian Banks}}
		,
	author={{
			WNegera
		}}
		
			,
	year={2012}
			,
	publisher={W. N. Geletta Research Report}
		
	

}

@book{b27,
	
	
		,
	title={{Nonperforming Loans and Macrofinancial Vulnerabilities in Advanced Economies}}
		,
	author={{
			MNkusu
		}}
		11/161
		
			,
	year={2011}
			,
	publisher={International Monetary Fund}
			,
	address={Washington D.C.}
		
	
	,
	note={IMF Working Paper}

}

@book{b28,
	
	
		,
	title={{Non-performing Loans and Terms of Credit of Public Sector Banks in India: An Empirical Assessment}}
		,
	author={{
			RRajan
		} and {
			CDSarat
		}}
		
		
			,
	year={2003}
			24
			
		
	

}

@book{b29,
	
	
		,
	title={{Determinants of Non Performing Loans: Case of US Banking Sector}}
		,
	author={{
			ISaba
		} and {
			RKouser
		} and {
			MAzeem
		}}
		
		
		
			,
	year={2012}
		
	

}

@book{b30,
	
	
		,
	title={{Introduction to Financial Management}}
		,
	author={{
			CDSchall
		} and {
			CHalley
		}}
		
		
			,
	year={1980}
			,
	publisher={McGraw Hill Book Company}
			494
			,
	address={New York}
		
	

}

@incollection{b31,
	
	
		,
	title={{The Impact of Macroeconomic Variables on the Non Performing Loans in the Albanian Banking System during}}
		,
	author={{
			AShingjergji
		}}
	
	
		,
	journal={{Academic Journal of Interdisciplinary Studies}}
		
			2
			9
			,
	year={2013. 2005 -2012. October}
		
	

}

@incollection{b32,
	
	
		,
	title={{Determinants of non-performing loans in Central and Eastern European countries}}
		,
	author={{
			B?karica
		}}
	
	
		,
	booktitle={{Financial theory and practice}}
				
			,
	year={2013. 2014}
			38
			
		
	

}

@incollection{b33,
	
	
		,
	title={{Investigating the Determinants of Nonperforming Loans in the Romanian Banking System: An Empirical Study with Reference to the Greek Crisis}}
		,
	author={{
			DSofoklis
		} and {
			EftychiaVogiazas
		} and {
			Nikolaidou
		}}
		
		
	
	
		,
	journal={{Economics Research}}
		
			,
	year={2011}
			,
	publisher={Hindawi Publishing Corporation}
		
	
	,
	note={International Volume}

}

@book{b34,
	
	
		,
	title={{The Impact of Nonperforming Loans on Loan Growth: an econometric case}}
		,
	author={{
			MTracey
		} and {
			TobagoTrinidad
		}}
		
		
			,
	year={September (2011}
		
	

}

@book{b35,
	
	
		,
	title={{Status of Non-performing Loans in Banking Sector in Bangladesh}}
		,
	author={{
			CIWallich
		}}
		
			,
	year={2006}
		
	
	,
	note={1st Edition}

}

@incollection{b36,
	
	
		,
	title={{The Non-performing Loans: Some Bank-level Evidences}}
		,
	author={{
			YixinHou
		}}
	
	
		,
	journal={{Journal of Banking and finance}}
		
			
			,
	year={2001}
		
	

}