@incollection{, A55EADCCBE8E49ED2AD6528D759ADF1B , author={{Dr. Kalinskaya IrinaM}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}15101720 } @book{b0, , title={{Doing Business 2014: Understanding Regulations for Small and Medium-Size Enterprises}} 10.1596/978-0-8213-9984-2.License:CreativeCommonsAttributionCCBY3.0 , year={2013} , address={Washington, DC} World Bank Group , note={World Bank} } @book{b1, , title={{Financial Architecture / S. Myers // European Financial Management}} , author={{ SMyers }} , year={1999} 5 }