@incollection{,
	
					
					
					8BF040F49401EE3F0F4DCF139F4E0203
				,
	author={{Dr. Orok B.Arrey} and {FEDERAL UNVERSITY WUKARI}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1592932
}