@incollection{, 5467CA9C87350DACF02E41B8F6993285 , author={{Dr. Orok B.Arrey} and {FEDERAL UNVERSITY WUKARI}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}1582731 } @incollection{b0, , title={{References Références Referencias}} , journal={{CBN Statistical Bulletin}} 9 3 , note={Sources: NDIC quarterly} } @book{b1, , title={{The Element of Banking in Nigeria}} , author={{ FAdekaye }} , year={1984} , publisher={Graham Burn} , address={Bedfordshire} } @book{b2, , author={{ IAkpan }} , title={{Fundamentals of Finance}} Uyo , publisher={Modern. Business Press} , year={1999} } @book{b3, , title={{Foundation of Financial Management}} , author={{ SBBloc } and { GAHirt }} , year={1978} , publisher={Irwin McGraw-Hill} , address={Boston} } @incollection{b4, , title={{}} , journal={{CBN Statistical Bullentin}} 10 2 , year={1999} , note={December)} } @book{b5, , title={{Organisation Development}} , author={{ WLFrench } and { CHBell }} , year={1984} , publisher={Prentice Hail} , address={New Jersey} } @incollection{b6, , title={{}} , author={{ RWGriffin }} , journal={{Management}} , year={1996} , publisher={Houghton Mifflin Company} } @book{b7, , title={{Entrepreneur and Economic Development}} , author={{ PKilby }} , year={1971} , publisher={The Free Press} , address={New York} } @incollection{b8, , title={{Theory of econometrics}} , author={{ AKoutsoyiannis }} , journal={{London: Macmillan. ND!C Quarterly}} 3 9 , year={1973} } @book{b9, , title={{The element of Banking}} , author={{ FEPerry }} , editor={Methwen and Company. Rose, P. S.} , year={1975. 1999} , publisher={Commercial Bank Management} , address={London} } @incollection{b10, , title={{The expected impacts on Banking of the failed Bank. 11. (Recovery of debts) and financial malpractices in Banks decree No. 18 in Ebhodaghe}} , author={{ PNUmoh }} , journal={{J. U}} , year={1994. 1995} } @incollection{b11, , title={{}} , journal={{Corporate Financial Risk Exposure Management. Lagos: Stride Associations}} }