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Asian Development Bank}} , author={{ Adb }} , year={2013} , note={Publication Stock No. RPT124444} } @incollection{b3, , title={{Bank-Specific Determinants of Profitability: The case of Kuwait}} , author={{ HAl-Omar } and { AAl-Mutairi }} , journal={{Journal of Economic and Administrative Sciences}} 24 2 , year={2008} } @incollection{b4, , title={{Some tests of specification for panel data: Monte Carlo evidence and an application to employment equations}} , author={{ MArellano } and { SBond }} , journal={{The Review of Economic Studies}} 58 2 , year={1991} } @incollection{b5, , title={{Bank-specific, industry-specific and macroeconomic determinants of bank profitability}} , author={{ PPAthanasoglou } and { SNBrissimis } and { MDDelis }} , journal={{Journal of International Financial Markets}} 18 2 , year={2008} , note={Institutions and Money} } @book{b6, , author={{ BangladeshBank }} , title={{Financial Stability Report, Financial Stability Department}} , year={2013} 4 } @incollection{b7, , title={{The relationship between capital and earnings in banking}} , author={{ ANBerger }} , journal={{Journal of Money, Credit and Banking}} , year={1995} } @incollection{b8, , title={{Problem loans and cost efficiency in commercial banks}} , author={{ ANBerger } and { RDeyoung }} , journal={{Journal of Banking & Finance}} 21 6 , year={1997} } @incollection{b9, , title={{GMM estimation with persistent panel data: an application to production functions}} , author={{ RBlundell } and { SBond }} , journal={{Econometric reviews}} 19 3 , year={2000} } @incollection{b10, , title={{Credit risk and profitability of selected banks in Ghana}} , author={{ SHBoahene } and { JDasah } and { SKAgyei }} , journal={{Research Journal of Finance and Accounting}} 3 7 , year={2012} } @book{b11, , title={{Evaluation of the borrower's creditworthiness as an important condition for enhancing the effectiveness of lending operations}} , author={{ AChaplinska }} , year={2012} , note={Paper presented at the SHS Web of Conferences} } @incollection{b12, , title={{Performance of Islamic Commercial Banks in Malaysia: An Empirical study}} , author={{ YChoon } and { CKThim } and { BTKyzy }} , journal={{Journal of Islamic Economics, Banking and Finance}} 8 2 , year={2012} } @incollection{b13, , title={{Competition, efficiency and interest rate margins in Latin American banking}} , author={{ GEChortareas } and { JGGarza-García } and { CGirardone }} 10.1016/j.irfa.2012.08.006 , journal={{International Review of Financial Analysis}} 24 , year={2012} } @incollection{b14, , title={{Bank market power after a banking crisis: Some international evidence}} , author={{ ECubillas } and { NSuárez }} 10.1016/j.srfe.2013.04.001 , journal={{The Spanish Review of Financial Economics}} 11 1 , year={2013} } @incollection{b15, , title={{Credit risk management system of a commercial bank in Tanzania}} , author={{ OFelix Ayadi } and { ERichard } and { MChijoriga } and { EKaijage } and { CPeterson } and { HBohman }} , journal={{International Journal of Emerging Markets}} 3 3 , year={2008} } @incollection{b16, , title={{Determinants of commercial bank profitability in Sub-Saharan Africa}} , author={{ MEFrancis }} , journal={{International Journal of Economics and Finance}} 5 9 134 , year={2013} } @book{b17, , title={{Financial Institution-Causes and Consequents of recent bank failure, Report to Congressional 19. Committee, United States Government Accountability Office}} , author={{ Gao }} , year={2013. January} } @incollection{b18, , title={{Competition, risk-shifting, and public bail-out policies}} , author={{ RGropp } and { HHakenes } and { ISchnabel }} , journal={{Review of Financial Studies}} 114 , year={2010} } @incollection{b19, , title={{A statistical analysis of the relative profitability of commercial banks}} , author={{ JAHaslem }} , journal={{The Journal of finance}} 23 1 , year={1968} } @book{b20, , title={{The determinants of bank performance in China}} , author={{ SHeffernan } and { MFu }} SSRN 1247713 , year={2008} , note={Available at} } @book{b21, , title={{Credit Risk Management and Profitability in Commercial Banks in Sweden}} , author={{ AHosna } and { BManzura } and { SJuanjuan }} , year={2009. 2009} 36 , note={rapport nr.: Master Degree Project} } @incollection{b22, , title={{Basel III implementation: Issues and challenges for Indian banks}} , author={{ MJayadev }} , journal={{IIMB Management Review}} 25 2 , year={2013} } @incollection{b23, , title={{Risk management practices in Islamic banks of Pakistan}} , author={{ SKhalid } and { SAmjad }} , journal={{The Journal of Risk Finance}} 13 2 , year={2012} } @book{b24, , title={{Credit risk management and profitability of commercial banks in Kenya}} , author={{ AMKithinji }} , year={2010} , address={Nairobi} School of Business, University of Nairobi } @incollection{b25, , title={{Credit risk and commercial banks' performance in Nigeria: A panel model approach}} , author={{ TFKolapo } and { RKAyeni } and { MOOke }} , journal={{Australian Journal of Business and Management Research}} 2 2 , year={2012} } @book{b26, , title={{Determinants of profitability of domestic UK commercial banks: panel evidence from the period 1995-2002. Paper presented at the Money Macro and Finance}} , author={{ KKosmidou } and { STanna } and { FPasiouras }} , year={2005} MMF) Research Group Conference } @incollection{b27, , title={{The relationship between revenue diversification and bank performance: Do financial structures and financial reforms matter?}} , author={{ C.-CLee } and { M.-FHsieh } and { S.-JYang }} 10.1016/j.japwor.-2013.11.002 , journal={{Japan and the World Economy}} 29 , year={2014} } @incollection{b28, , title={{The impact of bank competition and concentration on industrial growth}} , author={{ GLiu } and { AMirzaei } and { SVandoros }} 10.1016/j.econlet.2014.04.016 , journal={{Economics Letters}} 124 1 , year={2014} } @incollection{b29, , title={{Bank-specific and macroeconomic profitability determinants of Islamic banks: The case of different countries}} , author={{ OMasood } and { MAshraf }} , journal={{Qualitative Research in Financial Markets}} 4 2/3 , year={2012} } @incollection{b30, , title={{Macroeconomic Determinants Of Loan Portfolio Credit Risk In Banks}} , author={{ RMileris }} , journal={{Engineering Economics}} 23 5 , year={2012} } @incollection{b31, , title={{Foreign bank entry in South East Asia}} , author={{ PMolyneux } and { LHNguyen } and { RXie }} 10.1016/j.irfa.2013.05.004 , journal={{International Review of Financial Analysis}} 30 , year={2013} } @incollection{b32, , title={{The relationship between net interest margin and noninterest income using a system estimation approach}} , author={{ JNguyen }} , journal={{Journal of Banking & Finance}} 36 9 , year={2012} } @incollection{b33, , title={{How to implement counterparty credit risk requirements under Basel III: The challenges}} , author={{ DOuamar }} , journal={{Journal of Risk Management in Financial Institutions}} 6 3 , year={2013} } @incollection{b34, , title={{Impact of off-balance sheet banking on the bank lending channel of monetary transmission: Evidence from South Asia}} , author={{ APerera } and { DRalston } and { JWickramanayake }} 10.1016/j.intfin.2013.12.008 , journal={{Journal of International Financial Markets}} 29 , year={2014} , note={Institutions and Money} } @incollection{b35, , title={{Determinants of commercial bank profitability: South Asian evidence}} , author={{ SPerera } and { MSkully } and { ZChaudhry }} , journal={{Asian Journal of Finance & Accounting}} 5 1 , year={2013} } @book{b36, , title={{Non-performing loans and terms of credit of public sector banks in}} , author={{ RRajan } and { SCDhal }} , year={2003} }