@incollection{, B6F08F9B9596A4C4A8B2DB0C9E5BC069 , author={{AbebawKassie} and {University of Gondar}}, journal={{Global Journal of Management and Business Research}}, journal={{GJMBR}}2249-45880975-585310.34257/GJMBR, address={Cambridge, United States}, publisher={Global Journals Organisation}14216 } @incollection{b0, , title={{Bank Performance Analysis: Methodology And Empirical Evidence: Estonian Banking System}} , author={{ AAarma } and { JVainu } and { VVensel }} , journal={{Journal of Economic Literature}} , year={2008. 1994-2002} } @incollection{b1, , title={{Retrieved on}} , booktitle={{Central Intelligence Agency (US)}} , year={December 20. 2012} } @book{b2, , title={{}} , author={{ ADemirguc-Kunt } and { HHuizinga }} , year={1999} } @incollection{b3, , title={{Determinants of commercial bank interest margins and profitability: Some international evidence}} , journal={{World Bank Economic Review}} 13 } @book{b4, , title={{Discovering Statistics Using SPSS}} , author={{ AField }} , year={2005} , publisher={Sage publications United Knigdom} } @book{b5, , title={{Bank performance in transition economies, The William Davidson Institute at the University of Michigan Business School: William Davidson Working Paper Number 505}} , author={{ SFries } and { DNeven } and { PSeabright }} , year={2002. September 2002} } @book{b6, , title={{Principles of Managerial Finance}} , author={{ JLGitman }} , year={2006} , publisher={Pearson Education} , note={th} } @book{b7, , title={{The Performance of Indian Banks during Financial Liberalisation}} , author={{ PKoeva }} WP/03/150 , year={2003} , note={IMF Working Paper} } @book{b8, , title={{Marketing Research: An Applied Orientation}} , author={{ NKMalhotra }} , year={2007} , publisher={Pearson Education} , note={Georgia Institute of Technology} } @book{b9, , title={{Summary evaluation of the financial situation of polish banks. Division of Banking System Analyses in the GINB Office of Banking System Analyses}} , year={2007} }