@incollection{,
	
					
					
					1824934620DA8CE773F6F8F912920D2C
				,
	author={{AyokunleOlumide} and {ABRAHAM ADESANYA POLYTECHNIC}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1446974
}

@incollection{b0,
	
	
		,
	title={{Automated Teller Machine (ATM) Frauds in Nigeria: The Way Out}}
		,
	author={{
			JAdeoti
		}}
	
	
		,
	journal={{Journal of Social Science}}
		
			27
			1
			
			,
	year={2011}
		
	

}

@incollection{b1,
	
	
		,
	title={{Electronic Banking Services and Customer Saisfaction in the Nigerian Banking Industry}}
		,
	author={{
			TAlabar
		}}
	
	
		,
	journal={{International Journal of Business and Management}}
		
			2
			3
			,
	year={2012}
		
	

}

@incollection{b2,
	
	
		,
	title={{A (2012) measuring Standards and Service Quality of Automated Teller Machines in the Banking Industry in Ghana}}
		,
	author={{
			NYAsabere
		} and {
			RichardO BOdediyah
		} and {
			A
		}}
		
		
	
	
		,
	journal={{International Journal of Information and Communication Technology Research}}
		
			2
			3
		
	

}

@incollection{b3,
	
	
		,
	author={{
			SOAtiku
		} and {
			GentyK I
		} and {
			AkinlabiB
		}}
		
		
	
	
		,
	booktitle={{Effect of Electronic Banking on Employees Job Security in}}
				Nigeria
		
			,
	year={2011}
			4
		
	
	,
	note={Special Issue}

}

@incollection{b4,
	
	
		,
	title={{Automated Teller Machine and Electronic Payment System in Nigeria: A Synthesis of the critical success factors}}
		,
	author={{
			OEbiringa
		}}
	
	
		,
	journal={{Journal of Sustainable Development in Africa}}
		
			12
			1
			,
	year={2010}
		
	

}

@incollection{b5,
	
	
		,
	title={{Impacts of Service Quality on Customer Satisfcation: Study of Online Banking and ATM services in Malaysia}}
		,
	author={{
			AKHazlina
		} and {
			RNasim
		} and {
			RMasinaei
		}}
		
		
	
	
		,
	journal={{International Journal of Trade, Economic and Finance}}
		
			2
			1
			,
	year={2011}
		
	

}

@incollection{b6,
	
	
		,
	title={{Spatial Distribution and Utilization of Intercontinental Bank Automated Teller Machines}}
		,
	author={{
			UIsa
		} and {
			YusufA
		}}
		
	
	
		,
	journal={{European Journal of Scientific research}}
		
			52
			1
			
			,
	year={2011}
		
	

}

@incollection{b7,
	
	
		,
	title={{An Empirical Study of Automated Teller Machine Service Quality and Customer Satisfaction in Pakistani Banks}}
		,
	author={{
			MohammedA
		}}
	
	
		,
	journal={{European Journal of Social Sciences}}
		
			13
			3
			
			,
	year={2010}
		
	

}

@incollection{b8,
	
	
		,
	title={{Customer Satisfaction with Bank Services, a multidimensional space analysis}}
		,
	author={{
			L &Moutinho
		} and {
			DBrownlie
		}}
		
	
	
		,
	journal={{International Journal of Bank Marketing}}
		
			7
			5
			
			,
	year={1989}
		
	

}

@incollection{b9,
	
	
		,
	title={{Analysis of the Negative Effects of the Automated Teller Machine as a Channel for Delivering Banking Services in Nigeria}}
		,
	author={{
			CNOgbuji
		} and {
			CBOnuoha
		} and {
			IzogoE E
		}}
		
		
	
	
		,
	journal={{International Journal of Business Management}}
		
			7
			7
			,
	year={2012}
		
	

}

@incollection{b10,
	
	
		,
	title={{IT Deployment as Corporate Strategy in Repositioning Banks in}}
		,
	author={{
			JOvia
		}}
	
	
		,
	journal={{Nigeria Zenith Economic Quarterly}}
		
			1
			7
			,
	year={2006. July}
		
	

}

@book{b11,
	
	
		,
	title={{Improving Satisfaction with Bank Service Offerings: Managing Service Quality}}
		,
	author={{
			Patricio
		} and {
			RFisk
		} and {
			JCunta
		}}
		
		
		
			,
	year={2003}
			
		
	

}

@incollection{b12,
	
	
		,
	title={{Impact of ATM on Customer Satisfaction (A comparative study of SBI, ICICI, & HDFC Bank)}}
		,
	author={{
			SultanSingh
		}}
	
	
		,
	journal={{Business Intelligence Journal}}
		
			2
			2
			,
	year={2009}
		
	

}