@incollection{,
	
					
					
					B061416AAE90F43CF347426AD6F4C33C
				,
	author={{Paul A.Odundo} and {University of Nairobi}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1454759
}

@book{b0,
	
	
		,
	title={{Advanced Quantitative Techniques for Social Sciences, 2 nd Edition}}
		,
	author={{
			STAldrich
		} and {
			PDNelson
		}}
		
		
			,
	year={1984}
			,
	publisher={Routledge}
			,
	address={New York}
		
	

}

@incollection{b1,
	
	
		,
	title={{Formal and Informal Institutions' Lending Policies and Access to Credit by Small-Scale Enterprises in Kenya: An Empirical Assessment}}
		,
	author={{
			RAtieno
		}}
	
	
		,
	journal={{AERC Research Paper}}
		
			111
			,
	year={2001}
			,
	publisher={African Economic Research Consortium}
		
	

}

@book{b2,
	
	
		,
	title={{}}
		,
	author={{
			JWBest
		} and {
			JVKhan
		}}
		
		
			,
	year={2004}
			,
	publisher={Prentice Hall of India}
			,
	address={New Delhi}
		
	
	,
	note={Research in Education, 7 th Edition}

}

@book{b3,
	
	
		,
	title={{The state of food insecurity in the world}}
		,
	author={{
			AgricultureFood
		} and {
			Organization
		}}
		
		
			,
	year={2004. 2004}
		
	
	,
	note={Rome: Food and Agricultural Organization}

}

@book{b4,
	
	
		,
	title={{Strategy for Revitalizing Agriculture}}
		,
	author={{
			KenyaGovernment Of
		}}
		
			,
	year={2004. 2004-2014}
			,
	publisher={Government Printer}
			,
	address={Nairobi}
		
	

}

@book{b5,
	
	
		,
	title={{Agricultural Sector Development Strategy}}
		,
	author={{
			KenyaGovernment Of
		}}
		
			,
	year={2010. 2010-2020}
			,
	publisher={Government Printer}
			,
	address={Nairobi}
		
	

}

@incollection{b6,
	
	
		,
	title={{How Accessible are Agricultural Loans in Kenya to Local Farmer}}
		,
	author={{
			CHKandinate
		}}
	
	
		,
	journal={{Journal of Agriculture and Social Research}}
		
			3
			2
			
			,
	year={2007}
		
	

}

@book{b7,
	
	
		,
	title={{Evaluation of New Rice for Africa (NERICA) cultivars in coastal lowlands of Kenya. JICA/AICAD Technical workshop 16-17th}}
		,
	author={{
			VMKega
		} and {
			ARMaingu
		}}
		
		
			,
	year={2006. February 2006}
			,
	address={Nairobi. Kenya}
		
	

}

@book{b8,
	
	
		,
	title={{Technical Efficiency in Kenya's Maize Production: An Application of the Stochastic Frontier Approach}}
		,
	author={{
			BWKibaara
		}}
		
			,
	year={2005}
			,
	address={USA}
		
		
			at Colorado State University
		
	
	,
	note={Masters Thesis}

}

@book{b9,
	
	
		,
	title={{Rural Financial Services in Kenya: What is Working and Why?}}
		,
	author={{
			BWKibaara
		}}
		
			,
	year={2006. 2006}
			,
	address={Njoro}
		
		
			Tegemeo Institute of Agricultural Policy and Development
		
	
	,
	note={Tegemeo Working paper 25/}

}

@book{b10,
	
	
		,
	title={{Evaluation of NERICA rice cultivars in western Kenya JICA/AICAD Technical workshop 16-17th}}
		,
	author={{
			WKouko
		} and {
			KoreA
		}}
		
		
			,
	year={2005. February 2006}
			,
	address={Nairobi. Kenya}
		
	

}

@incollection{b11,
	
	
		,
	title={{Ministry of Agriculture. Kenya National Strategic Rice Development Plan}}
	
	
		,
	booktitle={{Ministry of Agriculture}}
				
			,
	year={2008}
		
	

}

@book{b12,
	
	
		,
	author={{
			OMMugenda
		} and {
			AGMugenda
		}}
		
		,
	title={{Research Methods: Quantitative and Qualitative Approaches}}
				Nairobi
		
			,
	publisher={Acts Press}
			,
	year={1999}
		
	

}

@book{b13,
	
	
		,
	author={{
			CNachmias
		} and {
			DNachmias
		}}
		
		,
	title={{Research Methods in the Social Sciences, 5 th Edition}}
				London
		
			,
	publisher={Arnold}
			,
	year={1996}
		
	

}

@book{b14,
	
	
		,
	title={{Financing African Agriculture: Issues and Challenges}}
		,
	author={{
			WOdhiambo
		}}
		
			,
	year={2007}
			,
	address={Addis Ababa, Ethiopia}
		
	
	,
	note={Draft paper to be Presented at the Second African Economic Conference at the UNCC}

}

@incollection{b15,
	
	
		,
	title={{A comparative economic analysis of the traditional and improved upland rainfed rice varieties in Kisumu District}}
		,
	author={{
			JNOkech
		} and {
			NWWawire
		} and {
			WAKor
		} and {
			TOOkiyo
		} and {
			VOOtieno
		} and {
			GOnyango
		}}
		
		
		
		
		
	
	
		,
	booktitle={{Paper presented during 11th KARI biennial Scientific Conference held in Nairobi from November}}
				Kenya
		
			,
	year={2006}
		
	

}

@book{b16,
	
	
		,
	title={{Making Rural Finance Count for the Poor, Agriculture and Natural Resource Team}}
		,
	author={{
			;Pearce
		} and {
			UKDfid
		}}
		
		
			,
	year={2004}
		
	

}

@incollection{b17,
	
	
		,
	title={{Issues and experience in agricultural financing in Africa: Lessons for policy}}
		,
	author={{
			JCRavallion
		}}
	
	
		,
	journal={{Journal of Agriculture and Social Research}}
		
			12
			1
			
			,
	year={2001}
		
	

}

@book{b18,
	
	
		,
	title={{Rural Development and Poverty Reduction: Is Agriculture Still the Key?}}
		,
	author={{
			KStamoulis
		}}
		No. 07-02
		
			,
	year={2007}
			,
	publisher={Rome: Food and Agricultural Organization}
		
	
	,
	note={ESA Working Paper}

}

@incollection{b19,
	
	
		,
	title={{World Development Report}}
		,
	author={{
			WorldBank
		}}
	
	
		,
	booktitle={{Agriculture for Development}}
				Washington DC
		
			,
	publisher={The World Formal}
			,
	year={2007. 2008}
		
	

}

@incollection{b20,
	
	
		,
	title={{The Growth Report: Strategies for Sustained Growth and Inclusive Development}}
		,
	author={{
			WorldBank
		}}
	
	
		,
	journal={{Commission on Growth and Development, World Formal}}
		
			,
	year={2008}
		
	

}