@incollection{,
	
					
					
					774D3454FD6FFE646CAF8B303B943ED4
				,
	author={{RitikaSingh} and {ChandanBhar} and {Indian School of Mines}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1421521
}

@book{b0,
	
	
		
		,
	title={{ATUL, Modelling and Simulation of Business Problems Using Stella (I THINK) Software}}
				
			,
	year={2 Apr 2013}
		
		
			School of Economics University of Wollongong
		
	

}

@incollection{b1,
	
	
		,
	title={{Financial Management for Microfinance Organizations}}
		,
	author={{
			EpifanovaBrandt Laura
		} and {
			KamornikovNatalia
		} and {
			Sergey
		}}
		
		
		
	
	
		,
	journal={{Documentno}}
		
			51
			,
	year={Nov 2013}
		
	
	,
	note={The Russia Microfinance Project}

}

@incollection{b2,
	
	
		,
	title={{Building inclusive financial systems. Donor guidelines on good practice in microfinance, Consultative Group to Assist the Poor}}
	
	
		,
	journal={{CGAP}}
		
			,
	year={2004a}
		
	

}

@book{b3,
	
	
		,
	author={{
			ChandraPrasanna
		}}
		,
	title={{Financial Management: Theory and Practice}}
				
			,
	publisher={Tata McGraw-Hill Publishing Company Limited}
			,
	year={2008}
		
	
	,
	note={7th Ed}

}

@book{b4,
	
	
		,
	title={{Commercialization of Microfinance: Sri Lanka}}
		,
	author={{
			CharitonenkoStephanie
		} and {
			Desilva Dulan
		}}
		
		
			,
	year={2002}
			,
	publisher={Asian Development Bank}
		
	

}

@book{b5,
	
	
		,
	title={{Microfinance Risk Management Handbook, CARE}}
		,
	author={{
			ChurchillCraig
		} and {
			CosterDan
		}}
		
		
		
			,
	year={2001. Nov 2013}
		
	

}

@incollection{b6,
	
	
		,
	title={{Microfinance in Northeast Thailand: Who Benefits and How Much?}}
		,
	author={{
			ColemanEBrett
		}}
	
	
		,
	journal={{World Development}}
		
			34
			9
			1612
			,
	year={2006}
		
	

}

@incollection{b7,
	
	
		,
	title={{Modeling ecological and economic systems with STELLA: Part III}}
		,
	author={{
			RCostanza
		} and {
			AVoinov
		}}
		
	
	
		,
	journal={{Ecological Modelling}}
		
			143
			4
			,
	year={2001}
		
	

}

@book{b8,
	
	
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	title={{Management System Dynamics}}
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	author={{
			RGCoyle
		}}
		
			,
	year={1977}
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	publisher={John Wiley and Sons}
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	address={London}
		
	

}

@incollection{b9,
	
	
		,
	title={{Microfinance meets the market}}
		,
	author={{
			RCull
		} and {
			ADemirguc-Kunt
		} and {
			JMorduch
		}}
		
		
	
	
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	journal={{Journal of Economic Perspectives}}
		
			23
			1
			167
			,
	year={2009}
		
	

}

@incollection{b10,
	
	
		,
	title={{Women and Repayment in Microfinance: A Global Analysis}}
		,
	author={{
			DespallierBert
		} and {
			GuerinIsabelle
		} and {
			MerslandRoy
		}}
		
		
	
	
		,
	journal={{World Development}}
		
			39
			5
			758
			,
	year={2011}
		
	

}

@incollection{b11,
	
	
		,
	title={{Use of a computer-aided design to develop a stress simulation model for lactating dairy sheep}}
		,
	author={{
			CDimauro
		} and {
			ACappio-Borlino
		} and {
			NP PMacciota
		} and {
			GPulina
		}}
		
		
		
	
	
		,
	journal={{Livestock Science}}
		
			106
			202
			,
	year={2007}
		
	

}

@incollection{b12,
	
	
		,
	title={{System dynamics modeling for urban energy consumption and CO2 emissions: A case study of Beijing, China}}
		,
	author={{
			YYFeng
		} and {
			QChens
		} and {
			LXZhang
		}}
		
		
	
	
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	journal={{Ecological Modelling}}
		
			252
			45
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	year={2013}
		
	

}

@book{b13,
	
	
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	author={{
			GaulScott
		}}
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	title={{Micro Banking Bulletin}}
				
			,
	year={2009}
			18
			18
		
	
	,
	note={SDI vs. FSS}

}

@book{b14,
	
	
		,
	title={{The Microcredit Summit's Challenge: Working Towards Institutional Financial Self-Sufficiency while Maintaining a Commitment to Serving the Poorest Families}}
		,
	author={{
			SGibbons
		} and {
			MeehanWDavid
		} and {
			Jennifer
		}}
		
		
		on : 10
		
		
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	year={2000. Apr 2013}
		
	

}

@incollection{b15,
	
	
		,
	title={{A Study of Policy Formation in Complex Organizations: Emulating Group Decision-Making with a Simple Artificial Intelligence and a System Model of Corporate Operations}}
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	author={{
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	journal={{Journal of Business Research}}
		
			45
			158
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	year={1999}
		
	

}

@incollection{b16,
	
	
		,
	title={{Commercialization and changes in capital structure in microfinance institutions: An innovation or wrong turn?}}
		,
	author={{
			HoqueMonzurul
		} and {
			ChistyMuhammad
		} and {
			HallowayRashid
		}}
		
		
	
	
		,
	journal={{Managerial Finance}}
		
			37
			5
			422
			,
	year={2011}
		
	

}

@book{b17,
	
	
		,
	title={{Subsidies and sustainability in microfinance}}
		,
	author={{
			MHudon
		} and {
			DTraca
		}}
		
		
			,
	year={2006}
			,
	address={Bruxelles}
		
		
			Universite´ Libre de Bruxelles
		
	
	,
	note={working paper, Solvay Business School}

}

@book{b18,
	
	
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	author={{
			HulmeDavid
		} and {
			ArunThankom
		}}
		
		,
	title={{Microfinance -A Reader}}
				London: Routledge
		
			,
	year={2009}
		
	

}

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	author={{
			I See
		} and {
			Systems
		}}
		
		
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	title={{iTHINK: Systems Thinking for Business}}
				
			,
	year={2013. Nov 2013}
		
	

}

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		,
	title={{Microfinance in India}}
		,
	author={{
			KGKarmakar
		}}
		
			,
	year={2008}
			,
	publisher={SAGE Publications India Pvt Ltd}
		
	

}

@book{b21,
	
	
		,
	title={{Microfinance: Creating Opportunities for the Poor?}}
		,
	author={{
			Khavul
		}}
		
			,
	publisher={Academy of Management Perspectives}
			58
		
	

}

@incollection{b22,
	
	
		,
	title={{Using Computer Models in Corporate Planning}}
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	author={{
			RKumar
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			PVrat
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}

@book{b23,
	
	
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	title={{Microfinance Handbook: An Institutional and Financial Perspective}}
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	author={{
			LedgerwoodJoanna
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	year={1998}
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	address={The World Bank, Washington DC}
		
	

}

@incollection{b24,
	
	
		,
	title={{isee systems Releases New Interactive Weight Loss Prediction Model}}
		
	
	
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	booktitle={{?vid=5&hid=113&sid=b5fd8bda-91a5-4bb3-ae45-b1c75b 71 ade6%}}
				
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	year={2012}
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			112
		
	
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	note={Business Wire}

}

@book{b25,
	
	
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	title={{}}
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	author={{
			Jnnpdgu9zwhvc3qtbgl2zq%3d%3d#db=bwh&a N=bizwire
		}}
		
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	year={c41532838. Nov 2013}
		
	

}

@book{b26,
	
	
		,
	title={{Using Microfin 4: A Handbook for Operational Planning and Financial Modeling, Consultative Group to Assist the Poor}}
		,
	author={{
			ALunde
		} and {
			SheldonShirley
		} and {
			WaterfieldTony
		} and {
			Chuck
		}}
		
		
		
		
			,
	year={2006}
			,
	address={USA}
		
	

}

@incollection{b27,
	
	
		,
	title={{Competition Between Microfinance NGOs: Evidence from Kiva}}
		,
	author={{
			LyPierre
		} and {
			MasonGeri
		}}
		
	
	
		,
	journal={{World Development}}
		
			40
			3
			643
			,
	year={2012}
		
	

}

@incollection{b28,
	
	
		,
	title={{Microfinance and Moneylender Interest Rate: Evidence from Bangladesh}}
		,
	author={{
			MallickDebdulal
		}}
	
	
		,
	journal={{World Development}}
		
			40
			6
			1181
			,
	year={2012}
		
	

}

@incollection{b29,
	
	
		,
	title={{Introduction to the Peer Groups and Tables}}
	
	
		,
	booktitle={{MicroBanking Bulletin}}
				
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	year={2009}
		
	
	,
	note={Issue 18}

}

@book{b30,
	
	
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	title={{Banking Industry in India}}
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	author={{
			MohanPrem
		}}
		
		
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	year={Nov 2013}
		
	
	,
	note={accessed on}

}

@incollection{b31,
	
	
		,
	title={{Modeling the mechanisms for uptake and translocation of dioxane in a soil-plant ecosystem with STELLA}}
		,
	author={{
			OuyangYing
		}}
	
	
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	journal={{Contaminant Hydrology}}
		
			95
			19
			,
	year={2008}
		
	

}

@book{b32,
	
	
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	author={{
			IPandey
		}}
		,
	title={{Financial Management, 10th Ed}}
				
			,
	publisher={Vikas Publishing House Pvt Ltd}
			,
	year={2010}
		
	

}

@incollection{b33,
	
	
		,
	title={{Citations from the NTIS database Cash Management}}
	
	
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	journal={{National Technical Information Service}}
		
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	year={Jan 70-Oct 81}
		
	
	,
	note={Published Search}

}

@incollection{b34,
	
	
		,
	title={{Delivering environmental decision support systems: software tools and techniques}}
		,
	author={{
			AERizzoli
		} and {
			WJYoung
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	booktitle={{Environmental Modelling & Software}}
				
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	year={1997}
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@book{b35,
	
	
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	author={{
			NRoberts
		} and {
			FAndersen
		} and {
			David
		} and {
			MDeal
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			Ralph
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	title={{Design of a computerized decision support system for hatchery production management}}
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	author={{
			SchulstadGeir
		}}
	
	
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	journal={{Aquacultural Engineering}}
		
			16
			18
			,
	year={1997}
		
	

}

@book{b37,
	
	
		,
	title={{Decision Support Systems: Putting theory into practice}}
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	author={{
			RSprague
		} and {
			JWatson
		} and {
			Hugh
		}}
		
		
		
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	year={1993}
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	publisher={Prentice-Hall International, Inc}
		
	

}

@book{b38,
	
	
		,
	author={{
			RSrivastava
		}}
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	title={{Financial Management (Principles and Problems)}}
				Pragati Prakashan, Meerut
		
			,
	year={1996}
		
	
	,
	note={5th Ed}

}

@incollection{b39,
	
	
		,
	title={{Sustainability in Sight: An Analysis of MFIs that Become Sustainable}}
		,
	author={{
			StephensBlaine
		}}
	
	
		,
	journal={{The MicroBanking Bulletin}}
		
			10
			23
			,
	year={2005}
		
	

}

@incollection{b40,
	
	
		,
	title={{Depth of Outreach and Financial Self-Sufficiency}}
		,
	author={{
			StephensBlaine
		}}
	
	
		,
	journal={{Data Brief}}
		
			1
			1
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	year={2004}
		
	

}

@incollection{b41,
	
	
		,
	title={{The use of Probabilistic System Dynamics in the Analysis of National Development Policies: A Study of Economic Growth and Income Distribution in Uruguay}}
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	author={{
			JStover
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	title={{Decision Support Systems for Effective Planning and Control: A Case Study Approach}}
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	year={1982}
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	publisher={Prentice-Hall Inc., U.S.A}
		
	

}

@incollection{b44,
	
	
		,
	title={{Financial Performance of Selected Microfinance Institutions: Benchmarking Progress to Sustainability}}
		,
	author={{
			TuckerMichael
		}}
	
	
		,
	journal={{Journal of Microfinance}}
		
			3
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			107
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	year={2001}
		
	

}

@incollection{b45,
	
	
		,
	title={{Managerial Application of System Dynamics}}
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	author={{
			KPVeit
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		,
	booktitle={{Notes on Vensim and/or Stella Software for System Dynamics Modeling when Using Modeling the Environment}}
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	title={{Poverty Lending, Financial self-sufficiency, and the six aspects of outreach}}
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	author={{
			WollerGary
		} and {
			SchreinerMark
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	year={Nov 2013}
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	title={{System Enquiry-A System Dynamics Approach}}
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	author={{
			EFWolstenholme
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	year={1990}
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	publisher={John Wiley & Sons}
		
	

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@book{b48,
	
	
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	title={{World development report}}
				New York
		
			,
	publisher={World Bank}
			,
	year={2000. 2000/2001}
		
	
	,
	note={Attacking poverty}

}

@incollection{b49,
	
	
		,
	title={{SD-GIS-based temporal-spatial simulation of water quality in sudden water pollution accidents}}
		,
	author={{
			ZhangBo
		} and {
			QinYu
		} and {
			HuangMingxiang
		} and {
			SunQiang
		} and {
			LiShun
		} and {
			WangLiqiang
		} and {
			YuChaohui
		}}
		
		
		
		
		
		
	
	
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	journal={{Computers & Geosciences}}
		
			37
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	year={2011}
		
	

}