@incollection{,
	
					
					
					EA1160679668FC1C6139E2D9B413929F
				,
	author={{Khalid HamadAlturki} and {Khalid HamadAlturki} and {Qassim University}},
	journal={{Global Journal of Management and Business Research}},
	journal={{GJMBR}}2249-45880975-585310.34257/GJMBR,
	address={Cambridge, United States},
	publisher={Global Journals Organisation}1412334
}

@incollection{b0,
	
	
		,
	title={{Performance of banking sector in Saudi Arabia}}
		,
	author={{
			A MAhmed
		} and {
			NKhababa
		}}
		
	
	
		,
	journal={{Journal of Financial Management and Analysis}}
		
			12
			2
			
			,
	year={1999}
		
	

}

@incollection{b1,
	
	
		,
	title={{Bank-specific, industry-specific and macroeconomic determinants of bank profitability}}
		,
	author={{
			P PAthanasoglou
		} and {
			S NBrissimis
		} and {
			MDelis
		}}
		
		
	
	
		,
	journal={{Journal of International Financial Markets}}
		
			18
			
			,
	year={2008}
		
	
	,
	note={Institutions and Money}

}

@book{b2,
	
	
		,
	title={{Determinants of Bank Profitability in the Southern Eastern European Region}}
		,
	author={{
			PAthanasoglou
		} and {
			MDelis
		} and {
			CStaikouras
		}}
		
		
		No. 47
		
			,
	year={2006}
		
	
	,
	note={Bank of Greece Working Paper}

}

@incollection{b3,
	
	
		,
	title={{}}
		,
	author={{
			TBeck
		} and {
			ADemirguc-Kunt
		} and {
			LLaeven
		} and {
			RLevine
		}}
		
		
		
	
	
		,
	journal={{Finance, Firm Size, and Growth. Journal of Money, Credit & Banking (Blackwell)}}
		
			40
			7
			
			,
	year={2008}
		
	

}

@incollection{b4,
	
	
		,
	title={{The relastionship between capital and earnings in banking}}
		,
	author={{
			ABerger
		}}
	
	
		,
	journal={{Journal of Money, Credit and Banking}}
		
			27
			2
			
			,
	year={1995}
		
	

}

@incollection{b5,
	
	
		,
	title={{Determinants of commercial banks' profitability in Malawi: A cointegration approach}}
		,
	author={{
			EChirwa
		}}
	
	
		,
	journal={{Applied Financial Economics}}
		
			13
			
			,
	year={2003}
		
	

}

@incollection{b6,
	
	
		,
	title={{Determinants of bank efficiency: evidence from a semi-parametric methodology}}
		,
	author={{
			M DDelis
		} and {
			NPapanikolaou
		}}
		
	
	
		,
	journal={{Managerial Finance}}
		
			35
			3
			
			,
	year={2009}
		
	

}

@incollection{b7,
	
	
		,
	title={{Bank Efficiency and Foreign Ownership in the Lebanese Banking Sector}}
		,
	author={{
			CElmoussawi
		} and {
			AAwdeh
		}}
		
	
	
		,
	journal={{Review of Meddle East Economics and Finance}}
		
			5
			2
			,
	year={2009}
		
	

}

@incollection{b8,
	
	
		,
	title={{The determinants of bank performance in China}}
		,
	author={{
			SHeffernan
		} and {
			MFu
		}}
		
		WP-EMG-03- 2008
	
	
		,
	journal={{Working Paper Series}}
		
			,
	year={2008}
		
		
			Cass Business School, City University
		
	

}

@incollection{b9,
	
	
		,
	title={{Determinants of Performance in Retail Banking: Perspectives of Customer Satisfaction and Relationship Marketing}}
		,
	author={{
			VJham
		} and {
			KKhan
		}}
		
	
	
		,
	journal={{Singapore Management Review}}
		
			30
			2
			
			,
	year={2008}
		
	

}

@incollection{b10,
	
	
		,
	title={{Determinants of profitability of domestic UK commercial banks: Panel evidence from the period 1995-2002}}
		,
	author={{
			KKosmidou
		} and {
			STanna
		} and {
			FPasiouras
		}}
		
		
	
	
		,
	journal={{Applied Research Working Paper Series}}
		
			,
	year={2006}
		
		
			Coventry University Business School
		
	

}

@incollection{b11,
	
	
		,
	title={{The determinants of banks' profits in Greece during the period of EU financial integration}}
		,
	author={{
			KKosmidou
		}}
	
	
		,
	journal={{Managerial Finance}}
		
			34
			3
			
			,
	year={2008}
		
	

}

@incollection{b12,
	
	
		,
	title={{A Synthesis of the Critical Factors Affecting Performance of the Nigerian Banking System}}
		,
	author={{
			GOkpara
		}}
	
	
		,
	journal={{Finance and Administrative Sciences}}
		
			17
			,
	year={2009}
		
	
	,
	note={European Journal of Economics}

}

@incollection{b13,
	
	
		,
	title={{Using accounting ratios to distinguish between Islamic and conventional banks in the GCC region}}
		,
	author={{
			DOlson
		} and {
			TZoubi
		}}
		
	
	
		,
	journal={{The International Journal of Accounting}}
		
			43
			
			,
	year={2008}
		
	

}

@incollection{b14,
	
	
		,
	title={{Factors influencing the profitability of domestic and foreign commercial banks in the European Union}}
		,
	author={{
			FPasiouras
		} and {
			KKosmidou
		}}
		
	
	
		,
	journal={{International Business and Finance}}
		
			21
			
			,
	year={2007}
		
	

}

@incollection{b15,
	
	
		,
	title={{}}
	
	
		,
	journal={{Monthly Statistical Bulletin}}
		
			,
	year={2012}
		
	
	,
	note={SAMA}

}

@incollection{b16,
	
	
		,
	title={{Performance of interest-free Islamic Banks vis-à-vis interest-based conventional banks of Bahrain}}
		,
	author={{
			ASamad
		}}
	
	
		,
	journal={{IIUM Journal of Economics and Management}}
		
			12
			2
			
			,
	year={2004}
		
	

}

@incollection{b17,
	
	
		,
	title={{Competion, economies of scale, and diversity of firm sizes}}
		,
	author={{
			SShaffer
		}}
	
	
		,
	journal={{Applied Economics}}
		
			17
			
			,
	year={1985}
		
	

}

@book{b18,
	
	
		,
	title={{Commercial Bank Financial Management}}
		,
	author={{
			J J FSinkey
		}}
		
			,
	year={2002}
			,
	publisher={Prentice-Hall}
			,
	address={Englewood Cliffs, N J.}
		
	

}

@book{b19,
	
	
		,
	title={{Introducing Islamic Banks into Conventional Banking Systems}}
		,
	author={{
			'Sole
		}}
		07/175
		
			,
	year={2007}
			,
	publisher={International Monetary Fund}
		
	
	,
	note={Working Paper}

}

@incollection{b20,
	
	
		,
	title={{Factors Influencing Bank Profitability in Developing Economy: Empirical Evidence from Malaysia}}
		,
	author={{
			FSufian
		}}
	
	
		,
	journal={{Global Business Review}}
		
			10
			2
			
			,
	year={2009}
		
	

}

@incollection{b21,
	
	
		,
	title={{Ownership Structure and bank performance: evidence from the Middle East and North Africa region}}
		,
	author={{
			XSun
		} and {
			NKobeissi
		}}
		
		
	
	
		,
	journal={{Comparative Economic Studies}}
		
			,
	year={2010}
		
	

}

@incollection{b22,
	
	
		,
	title={{Benchmarking Performance Indicators for Banks}}
		,
	author={{
			TaHo
		} and {
			CShun
		} and {
			W
		}}
		
		
	
	
		,
	journal={{Benchmarking}}
		
			13
			1
			
			,
	year={2006}
		
	

}

@incollection{b23,
	
	
		,
	title={{The effect of financial development on economic growth: evidence from the APEC countries}}
		,
	author={{
			DTang
		}}
	
	
		,
	journal={{Applied Economics}}
		
			38
			16
			
			,
	year={2006. 1981-2000}
		
	

}

@incollection{b24,
	
	
		,
	title={{A Comparison of Financial Performance in the Banking Sector: Some Evidence from Omani Commercial Banks}}
		,
	author={{
			MTarawneh
		}}
		issue. 3
	
	
		,
	journal={{International Reserch Journal of Finance and Economics}}
		
			,
	year={2006}
		
	

}

@book{b25,
	
	
		,
	title={{A Comparative Profitability and Operating Efficiency Analysis and Private Banks in Turkey. Banks and Bank System}}
		,
	author={{
			SUnal
		} and {
			RAktas
		} and {
			SAcikaline
		}}
		
		
		
			,
	year={2007}
			2
			
		
	

}

@incollection{b26,
	
	
		,
	title={{}}
		,
	author={{
			FWang
		}}
	
	
		,
	journal={{Financial Distortions and Economic Growth: Empirical Evidence. Ful Emerging Markets Finance & Trade}}
		
			45
			3
			
			,
	year={2009}
		
	

}

@book{b27,
	
	
		,
	title={{Definitions and sources of variables used in descriptive and regression analysis V Variables Definitions Sources Profitability}}
		
	
	,
	note={Return on assets (ROA}

}